CEM College-Humacao
Humacao, PR · official site ↗
Private for-profitSpecial Focus: NursingVery small
4
Fin. Resilience
CEM College-Humacao is a private for-profit institution in Humacao, PR, classified by Carnegie as “Special Focus: Nursing.”
It enrolls about 161 undergraduates and is benchmarked here against 136 peer institutions (Special Focus: Nursing · Private for-profit).
On Ibex's Financial Resilience score it rates 4 out of 100 within that peer group, a transparent composite of endowment per undergraduate, net tuition revenue per student, and instructional spend per student.
Its strongest standing relative to peers is median debt at graduation ($5,000, 1st percentile).
Its weakest is instructional spend / FTE ($344).
Ibex's cross-metric scan flags: Undergrad enrollment down 72% since 2016.
Peer group
Special Focus: Nursing · Private for-profit
136 institutions
Undergrad enrollment down 72% since 2016
Percentile profileoutward = stronger vs peers
Each spoke is this institution’s peer-group standing (0–100) on a headline metric, oriented so outward always means stronger (lower net price scores higher). A balanced large shape signals broad strength. A spiky shape flags specific weak spots.
What changedlargest year-over-year moves
Instructional spend / FTE
▼ -82%
$1,956 → $344
2023→2024
Graduation rate (6-yr · first-time, full-time)
▼ -5.8 pts
44% → 38.2%
2023→2024
Net tuition revenue / FTE
▼ -8%
$9,064 → $8,333
2023→2024
Undergraduate enrollment
▼ -7%
174 → 161
2023→2024
Pell recipient share
▲ +5.6 pts
88.6% → 94.3%
2023→2024
Most recent single-year change in each tracked metric (rates in percentage points). Green = moved in this metric’s favorable direction, red = unfavorable, grey = size or context, not scored. Each row uses the latest pair of years that metric has, and federal collections release on different schedules, so the years differ from row to row: read the years on the row, not just the ranking. A single year is also not a trend, the multi-year series is on each metric’s card below.
Policy & demographic exposure
How exposed CEM College-Humacao is to the structural shifts reshaping higher ed: a composite structural-risk index plus the 2025 federal budget law’s endowment excise tax, Grad PLUS elimination, new Parent PLUS borrowing cap and new Workforce Pell short-term-credential opportunity, and the demographic enrollment cliff. Only signals that apply to this institution are shown.
Workforce Pell exposureShare of this school's measured credentials that are undergraduate certificates, the sub-associate tier the 2025 budget law's new Workforce Pell Grant makes Pell-eligible from July 2026 (short-term programs of 150–600 clock hours over 8–15 weeks). An opportunity signal: higher = more of what the school already produces could draw new federal grant aid. Source: College Scorecard Field-of-Study; an upper-bound proxy since the certificate tier spans varying lengths.
16.7%
SubstantialHigher than 23% of schools nationally
Indicative signals, not forecasts, see each metric’s definition and the methodology. Endowment-tax, Grad PLUS, Parent PLUS and Workforce Pell figures appear only where the institution is exposed, and “nationally” compares against all schools that report each signal.
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Revenue composition
Where the money comes from
$5.4M total revenue · IPEDS FY2022-23
Reported at parent/system level, reflects CEM College-San Juan.
Tuition & fees is the largest single source at 88% of revenue.
Tuition & fees88.3%
Government grants & contracts11.5%
Investment return0.3%
Where each dollar of revenue comes from, as a share of total positive revenue. Sources are standardized across public (GASB) and private (FASB) reporting. A net investment loss in a down market is shown as 0% and excluded from the mix.
Financial Health
The bar under each rank is the spread across the peer group: the shaded box is the middle half, the pale line is their median, and the gold marker is this institution. Hover for the figures.
Net tuition revenue / FTETuition revenue per full-time-equivalent student after institutional aid/discounts, what tuition nets.Calculated from filings
Below peers
$8,333
6th percentile in peer grouppeer median $16,346
higher is better
2024-25 (Scorecard)136 peers
Instructional spend / FTESpending on instruction per FTE student, how much of the budget reaches the classroom.Calculated from filings
Below peers
$344
1st percentile in peer grouppeer median $5,975
higher is better
2024-25 (Scorecard)136 peers
In-state tuition & feesPublished price before any aid. Shown as context, not as good or bad: at most private colleges almost nobody pays it, and a high sticker often sits on top of deep discounting, so a cheaper-looking school can cost a given family more. Compare schools on net price instead. Sticker price is here because it is what gets quoted.Published in-state tuition and fees before aid (sticker price).As filed
$12,900
8th percentile in peer grouppeer median $17,297
context, not scored
2024-25 (Scorecard)88 peers
Out-of-state tuition & feesPublished price before any aid. Shown as context, not as good or bad: at most private colleges almost nobody pays it, and a high sticker often sits on top of deep discounting, so a cheaper-looking school can cost a given family more. Compare schools on net price instead. Sticker price is here because it is what gets quoted.Published out-of-state tuition and fees before aid (sticker price).As filed
$12,900
8th percentile in peer grouppeer median $17,297
context, not scored
2024-25 (Scorecard)88 peers
Avg annual cost of attendancePublished price before any aid. Shown as context, not as good or bad: at most private colleges almost nobody pays it, and a high sticker often sits on top of deep discounting, so a cheaper-looking school can cost a given family more. Compare schools on net price instead. Sticker price is here because it is what gets quoted.Average total annual cost, tuition, fees and living costs, before aid.As filed
$18,696
1st percentile in peer grouppeer median $34,812
context, not scored
2024-25 (Scorecard)80 peers
Avg monthly faculty salaryWhat the institution pays its faculty. Scored as higher-is-better because it tracks an institution's ability to attract and hold teaching staff. It also tracks local cost of living, so compare within a region before drawing a conclusion.Average monthly salary of full-time faculty (IPEDS), a proxy for faculty investment.As filed
Below peers
$2,701
3rd percentile in peer grouppeer median $7,077
higher is better
2024-25 (Scorecard)133 peers
Average monthly salary of full-time faculty, as reported to IPEDS.
Average net priceWhat students pay after all grant and scholarship aid, averaged over the students in that income band. This is the one price figure that is scored: lower is genuinely better for the family paying it. It still averages over very different aid packages, so treat it as a band, not a quote.Average yearly price families pay after grants and scholarships.As filed
Strong
$15,336
5th percentile in peer grouppeer median $28,746
lower is better
2024-25 (Scorecard)120 peers
Net price, low-income families (under $30K)What students pay after all grant and scholarship aid, averaged over the students in that income band. This is the one price figure that is scored: lower is genuinely better for the family paying it. It still averages over very different aid packages, so treat it as a band, not a quote.Average yearly cost after all grant and scholarship aid for students from families earning under ~$30,000. Lower is better.As filed
Strong
$15,256
6th percentile in peer grouppeer median $28,176
lower is better
2024-25 (Scorecard)116 peers
Average annual net price (cost of attendance minus all grant and scholarship aid) paid by students whose families earn under about $30,000 a year (College Scorecard, 2024-25). This is what the neediest admitted students pay, often far below the sticker price. Read it beside the overall net price and the high-income net price: a low figure here signals strong need-based aid. Lower is better.
Net price, middle-income families ($30K-$48K)What students pay after all grant and scholarship aid, averaged over the students in that income band. This is the one price figure that is scored: lower is genuinely better for the family paying it. It still averages over very different aid packages, so treat it as a band, not a quote.Average yearly cost after all grant and scholarship aid for students from families earning roughly $30,000 to $48,000. Lower is better.As filed
Strong
$16,069
4th percentile in peer grouppeer median $28,511
lower is better
2024-25 (Scorecard)105 peers
Average annual net price (cost of attendance minus all grant and scholarship aid) paid by students whose families earn roughly $30,000 to $48,000 a year (College Scorecard, 2024-25). It is the middle rung of the income net-price ladder: read it together with the low-income (under ~$30K) and high-income (over ~$110K) net prices to see how steeply the school discounts as family income rises. Lower is better.
Full-professor average salaryWhat the institution pays its faculty. Scored as higher-is-better because it tracks an institution's ability to attract and hold teaching staff. It also tracks local cost of living, so compare within a region before drawing a conclusion.Average salary of full (tenured-rank) professors, 9-month equated, 2023-24.As filed
Below peers
$24,714
4th percentile in peer grouppeer median $93,532
higher is better
2023-2435 peers
Average salary paid to full professors, the most senior instructional rank (IPEDS Human Resources, 2023-24, 9-month equated). It reflects both the school's pay scale and the seniority of its faculty, and it is a sizeable share of academic cost. Banded against the school's peer group.
Operating marginOperating surplus or deficit as a share of operating revenue, leaving out investment swings and capital gifts: whether day-to-day operations run in the black.
Deficit
-14.7%
Parent/system level
Reported at parent/system level, reflects CEM College-San Juan. Excluded from rankings and peer percentiles.
Tuition dependencyNet tuition as a share of operating revenue, how exposed the budget is to enrollment swings.
88.5%
Parent/system level
Reported at parent/system level, reflects CEM College-San Juan. Excluded from rankings and peer percentiles.
Graduation & completion
Graduation rate · first-time, full-time
38.2%
38.2% graduate within 6 years (150% of normal time)
Counts only students who entered full-time as first-time freshmen and earned a bachelor's here, the conventional headline rate. Excludes part-time entrants and transfer-ins.
Completion rate · all students
97.5%
97.5% earned a degree or certificate within 8 years (IPEDS Outcome Measures)
The broader cohort, also counts part-time entrants and transfer-ins, and any credential. More inclusive, so it can run higher than the graduation rate.
Why two numbers? They measure different students over different windows, so they are not directly comparable. The graduation rate is the standard federal headline but tracks only first-time, full-time students through a bachelor's. The all-students completion rate adds the part-time and transfer students it leaves out, over a longer window. Read each for what it covers. Source: U.S. Department of Education, IPEDS Graduation Rates & Outcome Measures, via College Scorecard.
Enrollment & Pipeline
The bar under each rank is the spread across the peer group: the shaded box is the middle half, the pale line is their median, and the gold marker is this institution. Hover for the figures.
Undergraduate enrollmentNumber of degree-seeking undergraduates (IPEDS fall headcount). A size measure, not a quality signal.As filed
161
14th percentile in peer grouppeer median 508
context, not scored
2024-25 (Scorecard)136 peers
First-year retentionShare of first-time, full-time freshmen who return for a second year, an early signal of student fit and support.As filed
Strong
80%
68th percentile in peer grouppeer median 70.1%
higher is better
2024-25 (Scorecard)28 peers
Graduation rate (6-yr · first-time, full-time)Of first-time, full-time freshmen, the share who earn a bachelor's at this institution within six years (150% of normal time), the conventional headline graduation rate. It counts only first-time, full-time students and excludes part-time entrants and transfer-ins, who are captured instead by the all-students completion rate.As filed
Below peers
38.2%
20th percentile in peer grouppeer median 59.1%
higher is better
2024-25 (Scorecard) · cohort of 5522 peers
Share of first-time, full-time degree-seeking freshmen who earned a bachelor's at this institution within six years (150% of normal time), per College Scorecard. The number of students in the entering cohort is shown under the figure. Where that cohort is smaller than 30 students no rate is published: a graduation rate over a handful of students moves by whole percentage points per student and is not a result.
Pell recipient shareShare of undergraduates receiving a Pell grant, the standard proxy for how many low-income students a school enrolls. Not scored in either direction: it is a measure of who a school serves, and both a high and a low share are defensible depending on the mission.Share of undergraduates on a federal Pell Grant, a proxy for the share from lower-income families.As filed
94.3%
100th percentile in peer grouppeer median 55.1%
context, not scored
2024-25 (Scorecard)134 peers
Completion rate (all students · 8-yr)Of ALL entering degree-seeking undergraduates, full- and part-time, first-time and transfer-in, the share who earned a degree or certificate at this institution within eight years (IPEDS Outcome Measures). Broader than the graduation rate, which counts only first-time, full-time students, so the two are measured on different students and are not directly comparable.As filed
Strong
97.5%
97th percentile in peer grouppeer median 61.9%
higher is better
2024-25 (Scorecard)117 peers
Share of ALL entering degree-seeking undergraduates, full- and part-time, first-time and transfer-in, who earned a degree or certificate at this institution within eight years (IPEDS Outcome Measures, via College Scorecard). Broader and more inclusive than the graduation-rate figures, which count only first-time, full-time students entering a bachelor's program, so the two are measured on different groups of students and are not directly comparable.
First-generation studentsShare of undergraduates who are the first in their family to attend college.As filed
68.6%
98th percentile in peer grouppeer median 51.6%
context, not scored
2016-17 (Scorecard)128 peers
Share of undergraduates who are first-generation college students (College Scorecard, 2016-17). An access signal, not a measure of quality: a higher share often reflects a stronger commitment to serving students whose parents did not attend college. From the College Scorecard 2016-17 data file, built from aid-applicant records rather than the full student body, and not republished since.
Adult learners (25+)Share of undergraduates aged 25 or older.As filed
24.1%
1st percentile in peer grouppeer median 70.9%
context, not scored
2023-24 (Scorecard)135 peers
Share of undergraduates aged 25 or older (College Scorecard, 2023-24). Read as context on the student mix: schools serving many working adults look different on persistence and part-time measures than traditional-age campuses, and neither is inherently better. From the College Scorecard 2023-24 data file.
Part-time undergraduatesShare of undergraduates enrolled part-time.As filed
9.9%
50th percentile in peer grouppeer median 10.3%
context, not scored
2024-25 (Scorecard)134 peers
Share of undergraduates enrolled part-time (College Scorecard, 2024-25). Context, not quality: a high part-time share is common at community and commuter institutions and affects graduation-rate comparisons, which are based only on full-time, first-time students.
Low-income students (under $30K)Share of students from families earning under about $30,000 a year.As filed
91.8%
97th percentile in peer grouppeer median 62.1%
context, not scored
2016-17 (Scorecard)130 peers
Share of students whose families earn under roughly $30,000 a year (College Scorecard, 2016-17). A direct low-income access signal: a higher share usually reflects a school enrolling more students from modest-income households, and pairs naturally with the Pell recipient share. From the College Scorecard 2016-17 data file, built from aid-applicant records rather than the full student body, and not republished since.
Women (share of undergraduates)Share of undergraduates who are women.As filed
63.3%
4th percentile in peer grouppeer median 86.6%
context, not scored
2024-25 (Scorecard)135 peers
Share of undergraduates who are women (College Scorecard, 2024-25). Reported as context on the student mix, not a measure of quality.
Transfer-out rateShare of students who transfer out. Not scored: it runs high at access-oriented and two-year feeder schools whose students are supposed to move on to a four-year program.Share of students who transfer to a different school within the tracking window. Shown as context, not quality.As filed
0%
43rd percentile in peer grouppeer median 0%
context, not scored
2024-25 (Scorecard)22 peers
Share of students who transfer OUT to a different institution within the tracking window (College Scorecard, 2024-25). Reported as context, not a quality measure: it runs high at access-oriented schools whose students routinely move on to another institution, and it should be read together with the completion and retention figures rather than on its own.
12-month FTE enrollmentFull-time-equivalent enrollment over the full year, the denominator for per-student finance measures.As filed
260
19th percentile in peer grouppeer median 566
context, not scored
2023-24 (IPEDS)136 peers
Full-time-equivalent enrollment over the full 12-month year (IPEDS 12-month enrollment, 2023-24). Counts part-time students at their fractional load, so it runs above fall full-time headcount and is the denominator used for per-student finance measures.
Student-faculty ratioStudents per instructional faculty member, lower usually means smaller classes and more contact.As filed
19:1
63rd percentile in peer grouppeer median 16:1
context, not scored
Fall 2023136 peers
Students per instructional faculty member (IPEDS, fall 2023). Lower generally means smaller classes and more faculty contact, though the measure mixes undergraduate and graduate teaching and is institution-reported.
Fully online studentsShare of students enrolled exclusively in distance-education (online) courses.As filed
0%
28th percentile in peer grouppeer median 0%
context, not scored
Fall 2023 (IPEDS)136 peers
Share of students enrolled exclusively in distance-education courses (IPEDS, Fall 2023). Describes delivery model, not quality. Online-heavy institutions look different on residential measures.
Hybrid (some online) enrollmentShare of students enrolled in some but not all courses online (hybrid), Fall 2023.As filed
47%
38th percentile in peer grouppeer median 59%
context, not scored
Fall 2023136 peers
Share of all students taking some, but not all, of their courses at a distance (IPEDS, Fall 2023). This is the hybrid middle ground between the fully online share and the fully in-person share, and it signals how far a school has moved coursework online without going exclusively remote. Context metric, not better or worse. Shown as a position within the peer group, not as a score.
Transfer-in share (undergraduate)Transfer-in students as a share of undergraduate enrollment, Fall 2023.As filed
9.2%
23rd percentile in peer grouppeer median 15.4%
context, not scored
Fall 2023135 peers
Transfer-in students as a share of all undergraduates (IPEDS, Fall 2023). A high share means the school depends on transfer pipelines rather than first-time freshmen, which changes both recruitment strategy and melt/retention risk. Context metric, not better or worse. Shown as a position within the peer group, not as a score.
Graduate share of enrollmentGraduate students as a share of total enrollment, Fall 2023.As filed
0%
41st percentile in peer grouppeer median 0%
context, not scored
Fall 2023136 peers
Graduate students as a share of total headcount enrollment (IPEDS, Fall 2023). It separates research-intensive universities with large graduate bodies from undergraduate-focused institutions. Context metric, not better or worse. Shown as a position within the peer group, not as a score.
Women share of facultyWomen as a share of instructional staff (full- and part-time), Fall 2023.As filed
52.6%
5th percentile in peer grouppeer median 80%
context, not scored
Fall 2023121 peers
Women as a share of all instructional staff, full- and part-time combined (IPEDS Human Resources, Fall 2023). A gender-composition signal for the teaching workforce. Context metric, not better or worse. Shown as a position within the peer group, not as a score.
Faculty of color shareU.S. faculty of color as a share of instructional staff, Fall 2023.As filed
100%
96th percentile in peer grouppeer median 42.9%
context, not scored
Fall 2023121 peers
Instructional staff who are American Indian/Alaska Native, Asian, Black, Hispanic, Native Hawaiian/Pacific Islander, or two-or-more races, as a share of all instructional staff (IPEDS Human Resources, Fall 2023). Nonresident and race-unknown staff are excluded from the numerator. Context metric, not better or worse. Shown as a position within the peer group, not as a score.
Direct competitors within 100 miCount of other institutions within 100 miles. Scored as lower-is-better because it is used here as a competitive-pressure signal for the institution, not as a benefit to students.Number of institutions in the same peer group within 100 miles.Calculated from filings
Strong
2
32nd percentile in peer grouppeer median 5
lower is better
2024-25 (Scorecard universe)136 peers
How many institutions in the same Ibex peer group, the schools most likely to compete for the same students, sit within roughly 100 miles. For most schools the peer group is the same Carnegie classification and control. Schools in small classes sit in broader fallback groups by level, sector or region (see Peer groups in the methodology), and for them the count is looser. A higher count means a more crowded local market and a harder yield fight, which matters most as the regional pool of high school graduates shrinks. A low count means the school has its catchment largely to itself. Distance is straight-line from campus coordinates. Banded against the school's peer group. Fewer is better for recruiting power.
Foreign first-time shareShare of first-time students whose legal residence is a foreign country.As filed
0%
Fall 2022
Share of the school's first-time degree-seeking class whose legal residence is outside the United States (IPEDS Residence and Migration, Fall 2022). A measure of international reach in the entering class. Neither high nor low is inherently better. It is context for tuition-revenue mix and exposure to visa and geopolitical risk. Shown as a position within the peer group, not as a score.
Metro-area unemployment rateUnemployment rate in the school's metro area, ACS 2020-24.As filed
Below peers
10%
99th percentile in peer grouppeer median 5.1%
lower is better
ACS 2020-24134 peers
The civilian unemployment rate in the school's metropolitan or micropolitan area (US Census ACS 2020-24, mapped by the school's federal CBSA code). It is a proxy for local labor demand: a lower rate means a tighter job market, a stronger near-term destination for graduates and a smaller pool of working adults to recruit. It describes the local economy, not the school. Schools outside any metro area are not scored. Banded against the school's peer group.
On-campus crime rateOn-campus criminal offenses per 1,000 students, 2024 (Clery Act).As filed
Average
0 per 1k
43rd percentile in peer grouppeer median 0 per 1k
lower is better
2024 (Clery)126 peers
Criminal offenses reported on campus in 2024 (murder, manslaughter, the four sex-offense categories, robbery, aggravated assault, burglary, motor-vehicle theft and arson) per 1,000 students, from the school's federal Clery Act filing. Offenses are summed across the institution's campuses and divided by its total enrollment. A higher number does not always mean a more dangerous school: thorough reporting and dense residential campuses raise it. Lower is generally safer. Banded against the school's peer group.
Workforce Pell exposureShare of this school's measured credentials that are undergraduate certificates, the sub-associate tier the 2025 budget law's new Workforce Pell Grant makes Pell-eligible from July 2026 (short-term programs of 150–600 clock hours over 8–15 weeks). An opportunity signal: higher = more of what the school already produces could draw new federal grant aid. Source: College Scorecard Field-of-Study; an upper-bound proxy since the certificate tier spans varying lengths.Modelled by Ibex
Substantial
16.7%
2024-25 (Scorecard completions)
Share of the institution's measured credentials that are undergraduate certificates, the sub-associate tier that the 2025 budget law's new Workforce Pell Grant makes Pell-eligible from July 1, 2026. Workforce Pell extends the Pell Grant to short-term workforce programs of 150 to 600 clock hours offered over 8 to 15 weeks, subject to state-workforce-board and accreditor approval and to job-placement, completion and earnings-value guardrails. This is an opportunity signal: a higher share means more of what the school already produces could draw new federal grant aid, and the upside is greatest where Pell reliance (shown separately) is also high. Computed as undergraduate-certificate completions divided by all credential completions in the College Scorecard Field-of-Study file (most recent release). Scorecard's 'Undergraduate Certificate' level spans certificates of varying length, so the statutory 150-600 clock-hour window is a subset of this tier, read this as an upper-bound exposure proxy, not a count of qualifying programs. Shown only for institutions that confer such certificates above a minimum completions floor.
Enrollment momentum (CAGR)Enrollment momentum (CAGR).Modelled by Ibex
Below peers
-14.7%
5th percentile in peer grouppeer median 5.4%
higher is better
2016-17 to 2024-25 (Scorecard)132 peers
Compound annual growth rate of undergraduate enrollment over the years the tool tracks (College Scorecard, roughly 2016-2024). Positive means the school is growing. Negative means it is shrinking, the leading indicator of demand stress ahead of the demographic cliff. Where the reported count jumps by a merger or a campus consolidation brought under one institution, only the years after that jump are measured, and where too little history follows it no rate is shown. A sharp fall is measured in full: a shrinking count is the signal this metric exists to carry, not an artifact to be cut away. Where the latest year reports no undergraduates at all, no rate is shown. No rate is shown where the enrolment never reaches 25 in the measured window: on a series that small one student is a double-digit annual rate, and a percentile computed from it would rank noise. Banded against the school's peer group. The window shown is the one this school's own figure was measured over: it is shorter where the series starts late, ends early, or is cut at a reporting change, so peers are not all measured over identical years.
Shown exactly as the institution filed it. The value falls outside the normal range for this measure, which usually means a reporting quirk rather than a real figure, so read it with care.
Net tuition revenue momentum (CAGR)Net tuition revenue momentum (CAGR).Modelled by Ibex
4.5%
75th percentile in peer grouppeer median 1.5%
context, not scored
2016-17 to 2024-25 (Scorecard)132 peers
Compound annual growth rate of net tuition revenue per full-time-equivalent student over the tracked years, in nominal dollars (not adjusted for inflation). This is what the institution collects per student after its own discounts, not the net price a family pays (see Net price for that). A rising rate strengthens revenue but can strain affordability and yield, so it is shown as context rather than scored. Compared with the school's peer group. The window shown is the one this school's own figure was measured over: it is shorter where the series starts late, ends early, or is cut at a reporting change, so peers are not all measured over identical years.
Enrollment forecast (5-yr)Projected change in undergraduate enrollment about five years out, from the school's own trend.Modelled by Ibex
Below peers
-50.1%
2nd percentile in peer grouppeer median 5.8%
higher is better
2024-2029 projection83 peers
Projected cumulative change in degree-seeking undergraduate enrollment roughly five years out, modeled by a least-squares log-linear fit on the school's own undergraduate history (IPEDS fall headcount via College Scorecard, 2016-2024). It uses the full multi-year series, so a single shock year (such as 2020) does not drive the result. Where the reported count jumps by a merger or a campus consolidation brought under one institution, only the years after that jump are fitted. A sharp fall is fitted in full. This is a naive trend extrapolation, not a demographic model: where it projects a change beyond plus or minus 60 percent the fit is treated as out of range and no figure is shown. No forecast is shown where enrollment never reaches 25 or the latest year reports none. Banded against the school's peer group. Higher means projected growth. The window shown is the one this school's own figure was measured over: it is shorter where the series starts late, ends early, or is cut at a reporting change, so peers are not all measured over identical years.
Shown exactly as the institution filed it. The value falls outside the normal range for this measure, which usually means a reporting quirk rather than a real figure, so read it with care.
Competing enrollment nearbyUndergraduates enrolled at same-peer-group institutions within 100 miles, per one of this school's own undergraduates.Calculated from filings
Strong
0.78×
19th percentile in peer grouppeer median 5.39×
lower is better
2024-25 (Scorecard universe)126 peers
For every undergraduate enrolled here, how many are enrolled at directly competing institutions (the same peer group: usually the same Carnegie classification and control, a broader fallback group for schools in small classes) within roughly 100 miles. It is the weight behind the competitor count on the neighbouring card: three tiny colleges nearby and one 40,000-student public are the same number of competitors and a completely different market. A value of 5x means the surrounding same-type market is five times this school's size, so a small shift in where those students choose to go moves this school's class far more than it moves theirs. Straight-line distance from campus coordinates, same 100-mile catchment as the competitor count. Banded against the school's peer group. Lower means more room to grow without taking students from a larger rival.
Consecutive years of enrollment declineHow many years in a row undergraduate enrollment has fallen, counting back from the most recent year.Modelled by Ibex
Declining
2 yrs
85th percentile in peer grouppeer median 0 yrs
lower is better
2016-17 to 2024-25 (Scorecard)135 peers
The number of consecutive years, ending with the most recent one, in which this school's undergraduate headcount fell. Zero means the latest year was flat or up. A single down year is ordinary. Three or more in a row is the pattern that precedes program cuts and closures, and it is visible in the federal data years before it becomes public. A fall smaller than 2% counts as flat, because year-to-year reporting noise at that scale would otherwise manufacture streaks. Measured on the same window as enrollment momentum: where a merger or consolidation makes the earlier years a different institution, only the years after it are counted. Banded against the school's peer group. Lower is better. The window shown is the one this school's own figure was measured over: it is shorter where the series starts late, ends early, or is cut at a reporting change, so peers are not all measured over identical years.
Where students come from
Feeder statesThe home state of every first-time degree-seeking undergraduate in the entering class, as reported to IPEDS. Darker means a larger share of the class. The institution's own state is highlighted separately because at nearly every school it dwarfs the rest.
1 states and territories · Fall 2022
PR 100.0%
Home state of first-time degree-seeking undergraduates (IPEDS residence and migration). Each state is one square of equal size, arranged in the rough shape of the country, so a small state sending many students is as visible as a large one. The institution’s own state is shown in gold and every other state is shaded against the largest of them, not against the home state, which otherwise flattens the rest of the map. Shares are of the whole entering class, so they do not add to 100% where students came from abroad.
Completion by income and entry path
Where the Pell gap sitsThe share of students who earned an award within eight years, split at the same time by whether they received a Pell Grant and by whether they arrived with no prior college. A gap that exists for one entry path and not the other points at a different problem from one that runs through both.
eight-year award rate · 2024-25
| Entering group | Pell recipients | Not Pell | Gap |
|---|---|---|---|
| All entering studentsEveryone who enrolled as a degree-seeking undergraduate, however they arrived. | 97%n=159 | – | – |
| Entered with prior collegeTransfer-in and returning students. | 99%n=137 | – | – |
Federal Outcome Measures: the share of entering degree-seeking undergraduates who had earned an award eight years later, counting part-time students and transfers that the headline graduation rate leaves out. A positive gap means Pell recipients finished less often. Rates are shown only where at least 30 students entered on that side, because a rate over a handful of students is arithmetic rather than a measurement, so a row can be blank on one side. Race crossed with Pell is not published by any federal collection and is deliberately not estimated here.
Student body
Undergraduate race & ethnicity
IPEDS 2024-25
Hispanic/Latino100.0%
Undergraduate enrollment by race and ethnicity, as reported to IPEDS (College Scorecard). “International” denotes nonresident students. “Unknown” means race/ethnicity was not reported.
Student Outcomes & Risk
The bar under each rank is the spread across the peer group: the shaded box is the middle half, the pale line is their median, and the gold marker is this institution. Hover for the figures.
Median earnings (10 yr)Median earnings of former students ten years after first enrolling (working, federally-aided students).As filed
Below peers
$21,033
1st percentile in peer grouppeer median $39,080
higher is better
2020-21 (Scorecard)119 peers
Taken from the College Scorecard 2020-21 data file, the most recent release in which the Department published this element. It is null in every release since. Earnings are measured in a single tax year for a cohort that first enrolled about a decade earlier, so this describes students who entered well before 2020.
Median debt at graduationMedian federal loan debt graduates carry at the point they complete.As filed
Strong
$5,000
1st percentile in peer grouppeer median $17,515
lower is better
2020-21 (Scorecard)128 peers
From the College Scorecard 2020-21 data file, the last release carrying it. Median debt pools the borrowers who left in that award year and the one before it.
3-yr cohort default rateShare of borrowers defaulting within three years. Lower is better, but values covering 2020 to 2023 are depressed for every school by the federal payment pause, so the level means less than the comparison.Share of borrowers who default within three years of entering repayment. Lower is better.As filed
Strong
3.4%
23rd percentile in peer grouppeer median 8.6%
lower is better
FY2017 cohort119 peers
Share of borrowers who defaulted within three years of entering repayment (U.S. Dept. of Education official cohort default rate). Shown for the FY2017 borrower cohort, the most recent cohort whose full three-year default window closed before the 2020-23 federal student-loan payment pause. More recent cohorts are reported by the College Scorecard at essentially 0%, but that reflects the payment pause (no payments were due, so almost no one could default), not borrower health, so the pre-pause cohort is the last meaningful reading. Lower is better.
Share taking federal loansShare of students taking out federal loans, a borrowing-reliance signal.As filed
8.1%
1st percentile in peer grouppeer median 75.4%
context, not scored
2024-25 (Scorecard)134 peers
Full-time faculty shareShare of faculty employed full-time, higher generally means more availability and continuity.As filed
Average
28.1%
44th percentile in peer grouppeer median 32.8%
higher is better
2024-25 (Scorecard)115 peers
Debt-to-earnings ratioMedian debt at graduation divided by the median earnings of former students 10 years after entry, how heavy the debt load is versus what students go on to earn. Lower is better.Calculated from filings
Strong
0.24×
20th percentile in peer grouppeer median 0.32×
lower is better
2020-21 (Scorecard)115 peers
Both sides of this ratio come from the College Scorecard 2020-21 data file, the last release carrying either. It is co-vintage, but it is not current.
Loan repayment rate (3-yr)Share of borrowers paying down principal. Higher is better, with one honest caveat: a selective school can look worse than it is because many of its graduates postpone payments while in graduate or professional school. Read it beside median debt and earnings rather than alone.As filed
Strong
54.3%
74th percentile in peer grouppeer median 35.1%
higher is better
2016-17 (Scorecard)120 peers
Share of student-loan borrowers who had repaid at least $1 of their loan principal within three years of entering repayment (College Scorecard, 2016-17). Read it as context, not a simple good/bad score: a low rate can mean borrowers are struggling, but it can also mean many graduates have postponed payments while enrolled in graduate or professional school, which is common at selective schools and pushes their rate down. Unlike the cohort default rate, it is not distorted by the 2020-23 federal payment pause. Reported only where enough borrowers exist. From the College Scorecard 2016-17 data file. The Department has not published repayment rates since, so this is the most recent figure that exists, not a recent one: it follows borrowers who entered repayment in the early 2010s.
Earn more than a HS grad (6-yr)Share earning more than $28,000 (about a high-school graduate's wage) six years after entry.Calculated from filings
Below peers
19.2%
5th percentile in peer grouppeer median 47.8%
higher is better
2014-15 (Scorecard)113 peers
Share of students earning more than $28,000 a year, roughly what a typical high-school graduate earns, six years after entering this institution (College Scorecard, 2014-15). A direct read on whether attending beats not attending, and conceptually aligned with the 2025 budget law's program-level earnings-premium test. Share of former students earning more than $28,000, the Department's benchmark for the median earnings of a high-school graduate. From the College Scorecard 2014-15 data file, the last release carrying it. The threshold is not inflation-adjusted. Its successor measure, the share earning above a threshold set from high-school graduates' earnings (2020-21 file), is defined differently and is not shown here.
Working 10 years after entryShare of the no-longer-enrolled cohort who are working ten years after entering.As filed
Below peers
72.7%
6th percentile in peer grouppeer median 82.9%
higher is better
2020-21 (Scorecard)119 peers
Share of students who are working (not still enrolled) ten years after entering this institution, of those whose employment status is known (College Scorecard, 2020-21). A coarse employment signal. It does not capture earnings level or job quality. Taken from the College Scorecard 2020-21 data file, the most recent release in which the Department published this element. It is null in every release since. Earnings are measured in a single tax year for a cohort that first enrolled about a decade earlier, so this describes students who entered well before 2020.
Withdrew by year 2Share of entrants who had withdrawn by their second year. Lower is better.As filed
Average
22.4%
61st percentile in peer grouppeer median 20.2%
lower is better
2019-20 (Scorecard)116 peers
Share of students who had withdrawn from this institution by the end of their second year (College Scorecard, 2019-20). An early-attrition signal, where lower is better. High part-time or adult-learner enrollment can raise it without reflecting institutional quality. From the College Scorecard 2019-20 data file, the last release carrying it.
Loan repayment rate (5-yr)Share of borrowers paying down principal. Higher is better, with one honest caveat: a selective school can look worse than it is because many of its graduates postpone payments while in graduate or professional school. Read it beside median debt and earnings rather than alone.Share of borrowers who repaid at least $1 of principal within five years of entering repayment.As filed
Average
36.6%
51st percentile in peer grouppeer median 36%
higher is better
2016-17 (Scorecard)117 peers
Share of student-loan borrowers who had repaid at least $1 of their loan principal within five years of entering repayment (College Scorecard, 2016-17), a longer-horizon companion to the three-year repayment rate. As with the three-year figure, a low rate can reflect graduates deferring payments while in further schooling rather than financial distress. From the College Scorecard 2016-17 data file. The Department has not published repayment rates since, so this is the most recent figure that exists, not a recent one: it follows borrowers who entered repayment in the early 2010s.
Median earnings (6 yr)Median earnings of working former students six years after they first enrolled.As filed
Below peers
$18,141
1st percentile in peer grouppeer median $40,158
higher is better
2020-21 (Scorecard)127 peers
Median earnings of former students who are working and were federally aided, measured six years after they first enrolled (College Scorecard, 2020-21). A shorter-horizon companion to the ten-year earnings figure. Early-career pay tends to run below the ten-year mark, so read the two together rather than in isolation. From the College Scorecard 2020-21 data file, the last release carrying it. Earnings measured about six years after entry, so the cohort behind it entered in the mid-2010s.
Earn more than a HS grad (10-yr)Share earning more than $28,000 (about a high-school graduate's wage) ten years after entry.Calculated from filings
Below peers
25.1%
5th percentile in peer grouppeer median 52.9%
higher is better
2014-15 (Scorecard)101 peers
Share of students earning more than $28,000 a year, roughly what a typical high-school graduate earns, ten years after entering this institution (College Scorecard, 2014-15). The long-horizon companion to the six-year figure and the closest public analogue to the 2025 budget law's program-level earnings-premium test. Share of former students earning more than $28,000, the Department's benchmark for the median earnings of a high-school graduate. From the College Scorecard 2014-15 data file, the last release carrying it. The threshold is not inflation-adjusted. Its successor measure, the share earning above a threshold set from high-school graduates' earnings (2020-21 file), is defined differently and is not shown here.
Median debt (did not complete)Median federal loan debt of students who left without completing. Lower is better.As filed
Strong
$2,334
1st percentile in peer grouppeer median $7,495
lower is better
2020-21 (Scorecard)125 peers
Median federal loan debt carried by students who withdrew from this institution without completing a credential (College Scorecard, 2020-21). The counterpart to debt at graduation, and often the higher-risk group: borrowing with no degree to show for it. Lower is better, but compare it against the school's completion and withdrawal rates rather than on its own. From the College Scorecard 2020-21 data file, the last release carrying it. Median debt pools the borrowers who left in that award year and the one before it.
Loan repayment rate (1-yr)Share of borrowers paying down principal. Higher is better, with one honest caveat: a selective school can look worse than it is because many of its graduates postpone payments while in graduate or professional school. Read it beside median debt and earnings rather than alone.Share of borrowers who repaid at least $1 of principal within one year of entering repayment.As filed
Strong
51.6%
75th percentile in peer grouppeer median 30.5%
higher is better
2014-15 (Scorecard)121 peers
Share of student-loan borrowers who had repaid at least $1 of their loan principal within one year of entering repayment (College Scorecard, 2014-15), the earliest point on the repayment curve. As with the longer-horizon rates, a low figure can reflect borrowers deferring payments while in further schooling rather than financial distress. From the College Scorecard 2014-15 data file, the last release carrying the one-year repayment rate. A decade old, and shown because no newer federal figure exists.
Loan repayment rate (7-yr)Share of borrowers paying down principal. Higher is better, with one honest caveat: a selective school can look worse than it is because many of its graduates postpone payments while in graduate or professional school. Read it beside median debt and earnings rather than alone.Share of borrowers who repaid at least $1 of principal within seven years of entering repayment.As filed
Below peers
25.8%
4th percentile in peer grouppeer median 39.4%
higher is better
2016-17 (Scorecard)112 peers
Share of student-loan borrowers who had repaid at least $1 of their loan principal within seven years of entering repayment (College Scorecard, 2016-17), the longest horizon reported. Together with the one-, three-, and five-year rates it traces how repayment progresses over time. From the College Scorecard 2016-17 data file. The Department has not published repayment rates since, so this is the most recent figure that exists, not a recent one: it follows borrowers who entered repayment in the early 2010s.
Median debt (first-generation students)Median federal loan debt of students who are the first in their family to attend college. Lower is better.As filed
Strong
$3,500
1st percentile in peer grouppeer median $12,667
lower is better
2020-21 (Scorecard)117 peers
Median cumulative federal loan debt carried by first-generation students, those whose parents did not complete college (College Scorecard, 2020-21). Read it beside the all-students median debt: a gap between the two is an equity signal about who shoulders the borrowing. Lower is better, but weigh it against completion and earnings. From the College Scorecard 2020-21 data file, the last release carrying it. Median debt pools the borrowers who left in that award year and the one before it.
Loan repayment rate, completers (3-yr)Share of borrowers paying down principal. Higher is better, with one honest caveat: a selective school can look worse than it is because many of its graduates postpone payments while in graduate or professional school. Read it beside median debt and earnings rather than alone.Share of borrowers who COMPLETED and had paid down at least $1 of principal within 3 years. Higher is better.As filed
Strong
58%
75th percentile in peer grouppeer median 45.3%
higher is better
2016-17 (Scorecard)114 peers
Three-year loan repayment rate among borrowers who completed their program (College Scorecard, 2016-17): the share who, three years after entering repayment, are not in default and have paid down at least a dollar of principal. Read it beside the all-borrower loan repayment rate and the non-completer rate: completers almost always repay at higher rates, so a low figure here is a strong warning sign. Higher is better. From the College Scorecard 2016-17 data file. The Department has not published repayment rates since, so this is the most recent figure that exists, not a recent one: it follows borrowers who entered repayment in the early 2010s.
Loan repayment rate, non-completers (3-yr)Share of borrowers paying down principal. Higher is better, with one honest caveat: a selective school can look worse than it is because many of its graduates postpone payments while in graduate or professional school. Read it beside median debt and earnings rather than alone.Share of borrowers who LEFT WITHOUT a credential and had paid down at least $1 of principal within 3 years. Higher is better.As filed
Strong
48.9%
82nd percentile in peer grouppeer median 27.7%
higher is better
2016-17 (Scorecard)114 peers
Three-year loan repayment rate among borrowers who left WITHOUT completing (College Scorecard, 2016-17), the group at the highest risk of default since they carry debt without the credential. Pair it with the non-completer median debt: together they show how heavily a school's dropouts are burdened. Higher is better. From the College Scorecard 2016-17 data file. The Department has not published repayment rates since, so this is the most recent figure that exists, not a recent one: it follows borrowers who entered repayment in the early 2010s.
Loan payment vs earningsMonthly payment on the median federal debt, as a share of median monthly earnings ten years after entry.Calculated from filings
Manageable
3.2%
20th percentile in peer grouppeer median 4.4%
lower is better
2020-21 (Scorecard)115 peers
What this school's median federal student debt would cost to repay each month on the ten-year Standard Repayment Plan, divided by former students' median monthly earnings ten years after entering. Both figures are the school's own reported medians from the same College Scorecard file year, so the ratio compares like with like, but they describe different people: the typical borrower and the typical earner are not necessarily the same student. The payment is calculated at the current published undergraduate Direct Loan interest rate (6.39% for 2025-26), not at the rates the debt was originally borrowed at, so it answers what the debt would cost a student starting now. Payments above roughly 8% of gross income are the widely used threshold for strain, and above 15% the standard plan is usually unaffordable without an income-driven alternative. Banded against the school's peer group. Lower is better.
Net-value indexComposite 0-100 of earnings, completion, net price and debt vs peers.Blended index
Strong
54.0
66th percentile in peer grouppeer median 51.0
higher is better
2020-21 to 2024-25 (Scorecard)134 peers
A 0-100 composite of student value relative to the peer group: the average of peer percentile ranks for median earnings ten years out, graduation rate, net price (lower counts as better value) and median debt (lower is better). Built only where at least two components are reported. Higher means more outcome per dollar. Banded against the school's peer group.
Earnings spread
Earnings 10 years after entry: the middle 50%
Working, federally-aided former students · Scorecard 2024-25
25th percentile$10,682
Median$21,033
75th percentile$33,554
Annual earnings of working former students measured ten years after they first enrolled (College Scorecard), shown as a range rather than a single number. The middle half of this school’s graduates earn between the 25th- and 75th-percentile figures. The Median bar matches the headline earnings figure. A wider gap means more variation in how graduates fare. Bars are scaled to the highest value shown.
Where these numbers come from
Every figure on this page carries one of these labels. They are not degrees of confidence: a projection is not a worse number than a filing, it is a different kind of claim, and the distinction is invisible when both are set in the same grey card.
As filedThis is the institution's own figure as filed with a federal collection, or a federal agency's own published figure about it. Ibex has not adjusted it.
Calculated from filingsCalculated by Ibex from figures in the same federal filing, using nothing but arithmetic: a share, a ratio, or an amount per student. It is exactly as sound as the filed numbers it divides.
Blended indexA blend of several other measures on this page, combined by Ibex. The components and how they are weighted are listed in this metric's description. Reasonable people could weight them differently and get a different score.
Modelled by IbexFitted or extrapolated by Ibex from the institution's reported history. This number appears in no federal file: it is a summary of a trend, and it inherits every irregularity in the years it was fitted through.
Top fields of study (bachelor's)
CEM College-Humacao’s largest fields by completions, with graduate earnings (4 years out) and debt benchmarked against the same field at its peer group. Sparklines show the 8-year completions trend.
| Field | Completions / yr | Median earnings, 4 yrs out | Median debt | Earnings premium | Risk score |
|---|---|---|---|---|---|
| Health Professions & Clinical Sciences | 29 | $29,461 2nd pct · 62 peers | $7,500 2nd pct · 64 peers | Above benchmark +67% | Moderate · 47 |
All 1 top fields shown clear the PR state earnings-premium benchmark (indicative).
Earnings-premium status is an indicative estimate: median graduate earnings four years out vs the PR state median earnings of a high-school graduate (undergraduate credentials) or a bachelor’s-degree holder (graduate credentials) from the U.S. Census Bureau’s American Community Survey (2020-24). The official U.S. Department of Education determination uses its own cohort definition and may differ.
The risk score (0–100) is an indicative blend of earnings-premium margin and the yearly completions growth rate, higher means a field pays closer to (or below) the benchmark and is shrinking. A directional screen, not an official determination.
Major-level detail (CIP 4-digit)
Health Professions & Clinical Sciences – 1 CIP program (4-digit), 1 with earnings
| Major (CIP 4-digit) | Compl./yr | Earn 4yr | Earn 1yr | % > threshold | Median debt | Debt/earn | Earnings premium | 2 of 3 yrs |
|---|---|---|---|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingCIP 5138 › | 29 | $29,461 n=195 | – | 26.2% | $7,500 | 0.26× | Above benchmark +67% | Clears all 2 yrs |
Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 1 of 1 major shows an earnings figure. The rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases. A small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative. The Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.
See the interactive dashboard for all fields and credential levels (associate through doctoral). Source: College Scorecard Field of Study.
Frequently asked
What is CEM College-Humacao's student-faculty ratio?
CEM College-Humacao reports a student-faculty ratio of 19:1 (IPEDS, fall 2023), that is, about 19 students for every instructional faculty member.
How much does CEM College-Humacao cost?
The average published cost of attendance is $18,696 and the average net price after aid is $15,336 (College Scorecard).
How much do CEM College-Humacao graduates earn?
Median earnings ten years after entry are $21,033 (College Scorecard), measured across students who received federal aid.
Are CEM College-Humacao's programs at risk under the federal earnings-premium test?
Indicatively, the single largest field with available earnings data at CEM College-Humacao cleared the PR state earnings-premium benchmark on the latest reported cohort, as did all 1 of the individual majors within them, in each of the latest reported cohort-years. The 2025 federal test (effective July 1, 2026) can withdraw federal Direct Loan eligibility from a program whose graduates earn less than a typical worker without the credential for 2 of 3 years. 2 further fields with earnings data at this institution are not shown on this page and are not counted here. This is an estimate using College Scorecard field-of-study earnings against ACS state and national medians. The Department of Education's official determination uses its own cohort definition and may differ.
Which schools are CEM College-Humacao's peers?
CEM College-Humacao is benchmarked against 136 institutions in the Special Focus: Nursing · Private for-profit peer group. All percentiles and medians on this page are computed within that group.
Compare with peers
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Source: U.S. Department of Education, College Scorecard & IPEDS (most recent releases), with the U.S. Census Bureau (ACS), the U.S. Bureau of Labor Statistics (Employment Projections, field-demand outlook) and WICHE (enrollment-cliff projections). Most figures lag the current academic year by two to three years; earnings and debt come from the 2020-21 file and a few measures from older files, and each card states its own data year. Percentiles and medians are computed within the institution's peer group. Financial Resilience is a transparent composite, see each component above. Compiled by Ibex Insights.