Kentucky Mountain Bible College
Jackson, KY · official site ↗
Private nonprofitBaccalaureate: Arts & SciencesSmall
12
Fin. Resilience
Resilience score
vs. 196 peers in its group
Kentucky Mountain Bible College is a private nonprofit institution in Jackson, KY, classified by Carnegie as “Baccalaureate: Arts & Sciences.”
It enrolls about 69 undergraduates and is benchmarked here against 196 peer institutions (Baccalaureate: Arts & Sciences · Private nonprofit).
On Ibex's Financial Resilience score it rates 12 out of 100 within that peer group, a transparent composite of endowment per undergraduate, net tuition revenue per student, and instructional spend per student.
Its strongest standing relative to peers is admission yield (80%, 99th percentile).
Its weakest is withdrew by year 2 (52.2%).
Ibex's cross-metric scan flags: Undergrad enrollment down 15% since 2016.
Peer group
Baccalaureate: Arts & Sciences · Private nonprofit
196 institutions
Undergrad enrollment down 15% since 2016
Policy & demographic exposure
How exposed Kentucky Mountain Bible College is to the structural shifts reshaping higher ed: a composite structural-risk index plus the 2025 federal budget law’s endowment excise tax, Grad PLUS elimination, new Parent PLUS borrowing cap and new Workforce Pell short-term-credential opportunity, and the demographic enrollment cliff. Only signals that apply to this institution are shown.
Structural risk indexAn indicative 0–100 structural-risk index (higher = more pressure) blending operating margin, months of cash cushion, tuition dependency and the home-state enrollment cliff. Screens for the financial and demographic strain that precedes closures and mergers, directional, not a prediction.
30
LowEnrollment cliff (home state)Projected change in the institution's home-state high-school graduates from 2025 to 2041 (WICHE). The U.S. total falls about 13%; a directional feeder-market signal, not an enrollment forecast.
-10.3%
Steep declineIndicative signals, not forecasts, see each metric’s definition and the methodology. Endowment-tax, Grad PLUS, Parent PLUS and Workforce Pell figures appear only where the institution is actually exposed; “nationally” compares against all schools that report each signal.
Turn these signals into action
Seeing exposure is step one. Ibex builds AI agents that monitor and act on exactly these pressures, explore an interactive demo. Live demos run real workflows; the rest are working mockups we build to your institution’s data.
Financial Health Index
5.2
on a −4 to 10 scale
Primary reserve 55%33.3 mo
Return on net assets 30%2.1%
Operating result 15%-5.1%
Composite of four ratios on a strength-factor scale (−4 weak → 10 strong): below 3 falls short of the threshold for financial health, below 1 signals acute stress, and above 6 is strong. Computed from IPEDS FY2022-23, the most recent finance release (it lags the current year by 2–3 years). Branch campuses that report finances at a parent/system level can show distorted ratios. For informational benchmarking, not a credit rating or financial advice.
Revenue composition
Where the money comes from
$2.2M total revenue · IPEDS FY2022-23
Private gifts & grants is the largest single source at 36% of revenue.
Private gifts & grants35.6%
Tuition & fees24.6%
Investment return14.5%
Auxiliary enterprises14.1%
Other revenue9.9%
Government grants & contracts1.3%
Where each dollar of revenue comes from, as a share of total positive revenue. Sources are standardized across public (GASB) and private (FASB) reporting; a net investment loss in a down market is shown as 0% and excluded from the mix.
Net price by income
Average net price by family income
After grant & scholarship aid · Scorecard 2024-25
$0–30K$5,773
$30–48K$10,363
$48–75K$11,465
$75–110K$11,513
$110K+$15,108
Average annual net price (total cost minus grant and scholarship aid) paid by federal-aid recipients in each family-income band. Lower-income bands often pay less where need-based aid is strong.
Financial Health
Net tuition revenue / FTETuition revenue per full-time-equivalent student after institutional aid/discounts, what tuition actually nets.
Below peers
$4,688
3rd percentile in peer grouppeer median $16,670
196 peers
Instructional spend / FTESpending on instruction per FTE student, how much of the budget reaches the classroom.
Below peers
$7,797
10th percentile in peer grouppeer median $16,180
196 peers
Endowment (end of year)Total endowment value at year end, long-term invested wealth that funds operations and cushions shocks.
Below peers
$6.1M
5th percentile in peer grouppeer median $186.2M
192 peers
In-state tuition & feesPublished in-state tuition and fees before aid (sticker price).
$10,360
2nd percentile in peer grouppeer median $50,850
195 peers
Out-of-state tuition & feesPublished out-of-state tuition and fees before aid (sticker price).
$10,360
2nd percentile in peer grouppeer median $50,850
195 peers
Avg annual cost of attendanceAverage total annual cost, tuition, fees and living costs, before aid.
$16,603
1st percentile in peer grouppeer median $65,851
188 peers
Avg monthly faculty salaryAverage monthly salary of full-time faculty (IPEDS) – a proxy for faculty investment.
Below peers
$1,050
1st percentile in peer grouppeer median $8,770
196 peers
Average monthly salary of full-time faculty, as reported to IPEDS.
Average net priceAverage yearly price families actually pay after grants and scholarships.
Strong
$9,337
3rd percentile in peer grouppeer median $24,654
188 peers
Endowment per undergradEndowment divided by undergraduate headcount, endowment wealth behind each undergrad.
Below peers
$88,638
24th percentile in peer grouppeer median $165,169
192 peers
Net price, low-income families (under $30K)Average yearly cost after all grant and scholarship aid for students from families earning under ~$30,000. Lower is better.
Strong
$5,773
5th percentile in peer grouppeer median $15,315
2024-25186 peers
Average annual net price (cost of attendance minus all grant and scholarship aid) paid by students whose families earn under about $30,000 a year (College Scorecard, FY2024-25). This is what the neediest admitted students actually pay, often far below the sticker price. Read it beside the overall net price and the high-income net price: a low figure here signals strong need-based aid. Lower is better.
Net price, high-income families (over $110K)Average yearly cost after grant aid for students from families earning over ~$110,000. Shown as context, not quality.
$15,108
2nd percentile in peer grouppeer median $32,222
2024-25180 peers
Average annual net price paid by students whose families earn more than about $110,000 a year (College Scorecard, FY2024-25), close to the full-pay cost since little need-based aid applies. Reported as context: the gap between this and the low-income net price shows how steeply the school discounts by family income. Not a measure of quality.
Net price, middle-income families ($30K-$48K)Average yearly cost after all grant and scholarship aid for students from families earning roughly $30,000 to $48,000. Lower is better.
Strong
$10,363
18th percentile in peer grouppeer median $15,929
2024-25181 peers
Average annual net price (cost of attendance minus all grant and scholarship aid) paid by students whose families earn roughly $30,000 to $48,000 a year (College Scorecard, FY2024-25). It is the middle rung of the income net-price ladder: read it together with the low-income (under ~$30K) and high-income (over ~$110K) net prices to see how steeply the school discounts as family income rises. Lower is better.
Net price, upper-middle families ($48K-$75K)Average yearly cost after all grant and scholarship aid for students from families earning roughly $48,000 to $75,000. Lower is better.
Strong
$11,465
11th percentile in peer grouppeer median $18,225
2024-25179 peers
Average annual net price (cost of attendance minus all grant and scholarship aid) paid by students whose families earn roughly $48,000 to $75,000 a year (College Scorecard, FY2024-25). It is the fourth rung of the five-rung income net-price ladder: read it with the low, middle, upper and high-income net prices to see how steeply the school discounts as family income rises. Lower is better.
Net price, upper-income families ($75K-$110K)Average yearly cost after all grant and scholarship aid for students from families earning roughly $75,000 to $110,000. Lower is better.
Strong
$11,513
4th percentile in peer grouppeer median $23,097
2024-25180 peers
Average annual net price (cost of attendance minus all grant and scholarship aid) paid by students whose families earn roughly $75,000 to $110,000 a year (College Scorecard, FY2024-25). It is the fifth rung of the income net-price ladder, just below the full-pay tier: read it with the lower rungs and the high-income net price to see the full cost gradient by family income. Lower is better.
Operating marginNet surplus as a share of total revenue, whether the institution runs in the black.
Strong
5.3%
53rd percentile in peer grouppeer median 4.4%
FY2022-23194 peers
Net surplus as a share of total revenue (IPEDS FY2022-23): (total revenues − total expenses) ÷ total revenues. A surplus above 4% is strong; a thin surplus near 0% leaves little margin for shocks.
Tuition dependencyTuition's share of total revenue, how exposed the budget is to enrollment swings.
24.6%
22nd percentile in peer grouppeer median 34.3%
FY2022-23194 peers
Tuition & fees as a share of total revenue (IPEDS FY2022-23). Higher = more exposed to enrollment swings.
Tuition discount rateInstitutional grant aid as a share of gross tuition (IPEDS, private nonprofits only) – the tuition-discount rate. The share of sticker tuition handed back as aid; a high rate (the national average is ~56%) signals heavy price competition for students.
Moderate
10%
3rd percentile in peer grouppeer median 55.3%
FY2022-23196 peers
Institutional grant aid as a share of gross tuition & fee revenue (IPEDS FY2022-23, FASB): allowances applied to tuition ÷ (net tuition revenue + those allowances) – the tuition-discount rate enrollment leaders track, i.e. the share of sticker tuition handed back as institutional aid. Private nonprofit institutions only; public (GASB) institutions report tuition differently and are not shown. The national private-college average is roughly 56% (NACUBO); above ~60% signals heavy price competition.
State appropriations shareState appropriations' share of total revenue, material for public institutions, near zero for private.
0%
94th percentile in peer grouppeer median 0%
FY2022-23194 peers
State appropriations as a share of total revenue (IPEDS FY2022-23). Material for public institutions; ~0 for private.
Administrative cost shareInstitutional support (central administration, governance, general administration, fundraising, and under FASB the operation & maintenance of plant) as a share of total expenses, private nonprofit (FASB) institutions only, where the figure is comparable. An informational gauge of administrative intensity, not a measure of waste.
40.5%
95th percentile in peer grouppeer median 18.9%
FY2022-23196 peers
Institutional support, central administration, executive management, governance, general administration, fundraising and (under FASB rules) operation & maintenance of plant, as a share of total expenses (IPEDS FY2022-23, FASB). Private nonprofit institutions only: public (GASB) institutions report functional expenses on a different basis and frequently consolidate large hospital and auxiliary operations, which makes a comparable ratio unreliable, so they are not shown. Because FASB folds plant operations into institutional support, this runs higher than a narrow 'central-office' figure, and schools with sizable hospital or auxiliary operations show a lower ratio as those costs enlarge total expenses. An informational benchmark of administrative intensity, compared within the peer group, not a measure of waste or quality.
Months of operating cushionMonths of operating expenses covered by expendable reserves, the institution's cash cushion.
Strong
33.3 mo
70th percentile in peer grouppeer median 19.1 mo
FY2022-23192 peers
How many months of operating expenses the institution could cover from expendable reserves (IPEDS FY2022-23 primary reserve ratio × 12). About 5 months, one semester, is the accreditor benchmark for solid footing; below ~3 months is thin. A negative figure means expendable reserves are themselves negative.
Return on net assetsChange in net assets over the year, whether the institution grew wealthier.
Adequate
2.1%
59th percentile in peer grouppeer median 1.2%
FY2022-23192 peers
Change in total net assets ÷ net assets (IPEDS FY2022-23) – whether the institution grew wealthier over the year. 2–4% is adequate; above 4% is strong.
Endowment per FTE studentEndowment per full-time-equivalent student, the FTE-correct measure of endowment wealth per student.
Average
$98,646
37th percentile in peer grouppeer median $158,956
FY2022-23192 peers
End-of-year endowment ÷ 12-month FTE enrollment, endowment wealth per full-time-equivalent student. The FTE-correct companion to endowment-per-undergraduate; FTE counts graduate and part-time load, so research universities look less wealthy on this basis than on a headcount basis.
Spent on instructionInstruction as a share of total functional expenses (private-nonprofit reporting).
21.6%
12th percentile in peer grouppeer median 32.1%
2024-25196 peers
Instruction spending divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). 'Where the money goes' context, reported here for private-nonprofit (FASB) institutions only, where the functional split is comparable; not computed for public or for-profit institutions. Higher is not automatically better; research universities and those with hospitals or large auxiliaries spread spending across other functions.
Spent on student servicesStudent services as a share of total functional expenses (private-nonprofit reporting).
10%
11th percentile in peer grouppeer median 19.1%
2024-25196 peers
Student-services spending (admissions, registrar, student life, counseling) divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). Private-nonprofit (FASB) institutions only. Spending-mix context, not a quality measure.
Spent on academic supportAcademic support as a share of total functional expenses (private-nonprofit reporting).
5.3%
18th percentile in peer grouppeer median 8.3%
2024-25196 peers
Academic-support spending (libraries, academic computing, deans' offices) divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). Private-nonprofit (FASB) institutions only. Context, not a quality measure.
Spent on researchResearch as a share of total functional expenses (private-nonprofit reporting).
0%
42nd percentile in peer grouppeer median 0.3%
2024-25196 peers
Research spending divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). Private-nonprofit (FASB) institutions only; near zero at teaching-focused colleges and sizeable at research universities. Spending-mix context, not a quality measure.
Structural risk indexAn indicative 0–100 structural-risk index (higher = more pressure) blending operating margin, months of cash cushion, tuition dependency and the home-state enrollment cliff. Screens for the financial and demographic strain that precedes closures and mergers, directional, not a prediction.
Low
30
– percentile in peer group
2024-25194 peers
An indicative 0–100 structural-risk index (higher = more pressure), an equal-weight blend of the stress signals we measure: thin or negative operating margin, low months of operating cushion, high tuition dependency, and a shrinking home-state high-school-graduate pipeline (enrollment cliff). Averaged over whichever signals are available (at least two required). It screens for the financial and demographic pressures that precede closures and mergers, a directional indicator, NOT a prediction that any institution will close, and not a credit rating.
Graduation & completion
Graduation rate · first-time, full-time
64.3%
64.3% graduate within 6 years (150% of normal time)
18.2% on-time, within 4 years (100%)
Counts only students who entered full-time as first-time freshmen and earned a bachelor's here, the conventional headline rate. Excludes part-time entrants and transfer-ins.
Completion rate · all students
29.6%
29.6% earned a degree or certificate within 8 years (IPEDS Outcome Measures)
The broader cohort, also counts part-time entrants and transfer-ins, and any credential. More inclusive, so it can run higher than the graduation rate.
Why two numbers? They measure different students over different windows, so they are not directly comparable. The graduation rate is the standard federal headline but tracks only first-time, full-time students through a bachelor's; the all-students completion rate adds the part-time and transfer students it leaves out, over a longer window. Read each for what it covers. Source: U.S. Department of Education, IPEDS Graduation Rates & Outcome Measures, via College Scorecard.
Enrollment & Pipeline
Undergraduate enrollmentNumber of degree-seeking undergraduates (IPEDS fall headcount). A size measure, not a quality signal.
69
4th percentile in peer grouppeer median 1,296
196 peers
Admission rateShare of applicants offered admission. Lower means more selective; open-admission schools report none.
100%
100th percentile in peer grouppeer median 62.7%
188 peers
First-year retentionShare of first-time, full-time freshmen who return for a second year, an early signal of student fit and support.
Below peers
70%
11th percentile in peer grouppeer median 84%
195 peers
Graduation rate (6-yr · first-time, full-time)Of first-time, full-time freshmen, the share who earn a bachelor's at this institution within six years (150% of normal time) – the conventional headline graduation rate. It counts only first-time, full-time students and excludes part-time entrants and transfer-ins, who are captured instead by the all-students completion rate.
Average
64.3%
35th percentile in peer grouppeer median 70.5%
196 peers
Graduation rate (4-yr on-time · first-time, full-time)Of first-time, full-time freshmen, the share who earn a bachelor's within four years (100% of normal time) – the 'on-time' rate. It runs well below the six-year rate because many students take a fifth or sixth year; same first-time, full-time cohort as the six-year rate.
Below peers
18.2%
7th percentile in peer grouppeer median 60.5%
196 peers
Pell recipient shareShare of undergraduates on a federal Pell Grant, a proxy for the share from lower-income families.
54%
91st percentile in peer grouppeer median 23.3%
196 peers
Completion rate (all students · 8-yr)Of ALL entering degree-seeking undergraduates, full- and part-time, first-time and transfer-in, the share who earned a degree or certificate at this institution within eight years (IPEDS Outcome Measures). Broader than the graduation rate, which counts only first-time, full-time students, so the two are measured on different students and are not directly comparable.
Below peers
29.6%
7th percentile in peer grouppeer median 72.3%
2024-25196 peers
Share of ALL entering degree-seeking undergraduates, full- and part-time, first-time and transfer-in, who earned a degree or certificate at this institution within eight years (IPEDS Outcome Measures, via College Scorecard). Broader and more inclusive than the graduation-rate figures, which count only first-time, full-time students entering a bachelor's program, so the two are measured on different groups of students and are not directly comparable.
Average SAT score
1,080
5th percentile in peer grouppeer median 1,296
2024-25151 peers
Average SAT score of enrolled students who submitted scores (College Scorecard, FY2024-25). A selectivity and incoming-class signal, not a measure of institutional quality, and reported by fewer than half of institutions in the test-optional era. Schools that are test-optional or open-admission show none.
Adult learners (25+)Share of undergraduates aged 25 or older.
23%
95th percentile in peer grouppeer median 1.5%
2024-25196 peers
Share of undergraduates aged 25 or older (College Scorecard, FY2024-25). Read as context on the student mix: schools serving many working adults look different on persistence and part-time measures than traditional-age campuses, and neither is inherently better.
Part-time undergraduatesShare of undergraduates enrolled part-time.
46.4%
99th percentile in peer grouppeer median 0.9%
2024-25196 peers
Share of undergraduates enrolled part-time (College Scorecard, FY2024-25). Context, not quality: a high part-time share is common at community and commuter institutions and affects graduation-rate comparisons, which are based only on full-time, first-time students.
Median family incomeMedian family income of students at this institution.
$30,229
11th percentile in peer grouppeer median $71,144
2024-25191 peers
Median family income of students at this institution (College Scorecard, FY2024-25). An affordability and access signal, not a measure of quality: a lower figure typically means the school enrolls more students from modest-income families.
Low-income students (under $30K)Share of students from families earning under about $30,000 a year.
44.2%
89th percentile in peer grouppeer median 23.1%
2024-25186 peers
Share of students whose families earn under roughly $30,000 a year (College Scorecard, FY2024-25). A direct low-income access signal: a higher share usually reflects a school enrolling more students from modest-income households, and pairs naturally with the Pell recipient share.
Women (share of undergraduates)Share of undergraduates who are women.
39.1%
5th percentile in peer grouppeer median 53.5%
2024-25196 peers
Share of undergraduates who are women (College Scorecard, FY2024-25). Reported as context on the student mix, not a measure of quality.
8-year completion (all students)Share of all entering students, including part-time and transfer-in, who earn an award within 8 years. Higher is better.
Below peers
29.6%
7th percentile in peer grouppeer median 72.3%
2024-25196 peers
Share of ALL entering students, full-time and part-time, first-time and transfer-in, who complete an award within eight years (College Scorecard Outcome Measures, FY2024-25). It is a broader, more representative completion signal than the first-time-full-time graduation rates, because it counts the part-time and returning students those rates exclude. Higher is better.
Transfer-out rateShare of students who transfer to a different school within the tracking window. Shown as context, not quality.
7.1%
51st percentile in peer grouppeer median 7.1%
2024-25196 peers
Share of students who transfer OUT to a different institution within the tracking window (College Scorecard, FY2024-25). Reported as context, not a quality measure: it runs high at access-oriented schools and two-year feeders whose students routinely move on to a four-year program, and it should be read together with the completion and retention figures rather than on its own.
Admission yield
Strong
80%
99th percentile in peer grouppeer median 18.7%
Fall 2023189 peers
Share of admitted students who enrolled (IPEDS Admissions, Fall 2023): students who enrolled ÷ students admitted. A demand signal, how many accepted offers the institution converts to enrollment. Higher yield generally reflects stronger demand, though binding early-decision programs and price positioning can inflate it. Open-admission institutions do not report admissions and show none.
12-month FTE enrollmentFull-time-equivalent enrollment over the full year, the denominator for per-student finance measures.
62
1st percentile in peer grouppeer median 1,451
2022-23196 peers
Full-time-equivalent enrollment over the full 12-month year (IPEDS 12-month enrollment, 2022-23). Counts part-time students at their fractional load, so it runs above fall full-time headcount and is the denominator used for per-student finance measures.
Student-faculty ratioStudents per instructional faculty member, lower usually means smaller classes and more contact.
9:1
40th percentile in peer grouppeer median 10:1
2022-23196 peers
Students per instructional faculty member (IPEDS, fall 2023). Lower generally means smaller classes and more faculty contact, though the measure mixes undergraduate and graduate teaching and is institution-reported.
SAT 25th percentile (total)25th-percentile SAT total of enrolled students (sum of section 25th percentiles).
948
5th percentile in peer grouppeer median 1,185
2024-25146 peers
Sum of the 25th-percentile SAT reading and math section scores of enrolled students (College Scorecard, FY2024-25). With the 75th-percentile figure it shows the middle-50% SAT range. Selectivity context, not a quality measure; reported only where enough students submit SAT scores.
SAT 75th percentile (total)75th-percentile SAT total of enrolled students (sum of section 75th percentiles).
1,126
3rd percentile in peer grouppeer median 1,390
2024-25146 peers
Sum of the 75th-percentile SAT reading and math section scores of enrolled students (College Scorecard, FY2024-25). With the 25th-percentile figure it brackets the middle-50% SAT range. Selectivity context, not a quality measure.
ACT 25th percentile25th-percentile ACT composite of enrolled students.
17
2nd percentile in peer grouppeer median 26
2024-25140 peers
25th-percentile ACT composite score of enrolled students (College Scorecard, FY2024-25); with the 75th percentile it shows the middle-50% ACT range. Selectivity context, not a quality measure.
ACT 75th percentile75th-percentile ACT composite of enrolled students.
25
7th percentile in peer grouppeer median 31
2024-25140 peers
75th-percentile ACT composite score of enrolled students (College Scorecard, FY2024-25). Selectivity context, not a quality measure.
Submitted SAT scoresShare of enrolled first-time students who submitted SAT scores.
0%
5th percentile in peer grouppeer median 25%
2024-25163 peers
Share of enrolled first-time degree-seeking students who submitted SAT scores (IPEDS, Fall 2023). A low share usually signals a test-optional or ACT-dominant institution, not a weakness; read alongside the score bands.
Submitted ACT scoresShare of enrolled first-time students who submitted ACT scores.
50%
95th percentile in peer grouppeer median 14%
2024-25163 peers
Share of enrolled first-time degree-seeking students who submitted ACT scores (IPEDS, Fall 2023). A low share usually signals a test-optional or SAT-dominant institution, not a weakness.
Fully online studentsShare of students enrolled exclusively in distance-education (online) courses.
40%
99th percentile in peer grouppeer median 0%
2024-25196 peers
Share of students enrolled exclusively in distance-education courses (IPEDS, Fall 2023). Describes delivery model, not quality; online-heavy institutions look different on residential measures.
Applicant-pool diversity shiftProjected change in the non-white share of the home state's public high-school graduating class, class of 2025 to 2037.
+6.8%
– percentile in peer group
WICHE 2024 (11th ed.)195 peers
Percentage-point change in the non-white share of the institution's home-state public high-school graduating class between the class of 2025 (the national peak) and 2037 (WICHE, Knocking at the College Door, 11th ed., public-school race detail). A forward look at who the future applicant pool will be: a positive value means the state's graduating class is projected to grow more racially diverse. Strategic recruiting context, not a forecast of any one school's enrollment, and a college recruits from many states.
Enrollment cliff (home state)Projected change in the institution's home-state high-school graduates from 2025 to 2041 (WICHE). The U.S. total falls about 13%; a directional feeder-market signal, not an enrollment forecast.
Steep decline
-10.3%
– percentile in peer group
2024-25195 peers
Projected change in the number of high-school graduates in the institution's HOME STATE from the class of 2025 (the national peak) to 2041, per WICHE's Knocking at the College Door, 11th Edition (Dec 2024). The 'enrollment cliff' is the post-2008 birth decline reaching college age; the U.S. total is projected to fall about 13% over this window. A college recruits from many states, so its home-state projection is an indicative directional signal of feeder-market pressure, not a forecast of that institution's own enrollment.
Enrollment momentum (CAGR)Enrollment momentum (CAGR).
Below peers
-2%
29th percentile in peer grouppeer median -0.5%
2024-25196 peers
Compound annual growth rate of undergraduate enrollment over the years the tool tracks (College Scorecard, roughly 2016-2024). Positive means the school is growing; negative means it is shrinking, the leading indicator of demand stress ahead of the demographic cliff. Banded against the school's peer group.
Net-price momentum (CAGR)Net-price momentum (CAGR).
Strong
-3.3%
11th percentile in peer grouppeer median -0.1%
2024-25195 peers
Compound annual growth rate of net tuition revenue per full-time-equivalent student over the tracked years. A high positive rate means the school's real net price is climbing faster than peers, which can strain affordability and yield. Banded against the school's peer group. Lower is better.
Selectivity momentum (CAGR)Selectivity momentum (CAGR).
Below peers
7.1%
96th percentile in peer grouppeer median 0.1%
2024-25188 peers
Compound annual growth rate of the admission rate over the tracked years. A negative value means the school is admitting a smaller share of applicants over time (getting more selective); a positive value means its admit rate is rising (getting less selective), often a sign of softening demand. Banded against the school's peer group.
States recruited fromNumber of distinct US states sending at least one first-time student.
Below peers
5
4th percentile in peer grouppeer median 26
Fall 2022190 peers
How many distinct US states the school's first-time degree-seeking class is drawn from (IPEDS Residence & Migration, Fall 2022). A higher count signals broader geographic reach and less dependence on any single state's shrinking pool of high school graduates; a low count means the school recruits from a narrow region and is more exposed to that region's demographic decline. Banded against the school's peer group.
Foreign first-time shareShare of first-time students whose legal residence is a foreign country.
9.1%
79th percentile in peer grouppeer median 2.7%
Fall 2022190 peers
Share of the school's first-time degree-seeking class whose legal residence is outside the United States (IPEDS Residence & Migration, Fall 2022). A measure of international reach in the entering class. Neither high nor low is inherently better; it is context for tuition-revenue mix and exposure to visa and geopolitical risk. Banded against the school's peer group.
Direct competitors within 100 miNumber of same-type institutions (same Carnegie class and control) within 100 miles.
Strong
4
32nd percentile in peer grouppeer median 6
2024-25196 peers
How many institutions of the same type (same Carnegie classification and control, i.e. the schools competing for the same students) sit within roughly 100 miles. A higher count means a more crowded local market and a harder yield fight, which matters most as the regional pool of high school graduates shrinks; a low count means the school has its catchment largely to itself. Distance is straight-line from campus coordinates. Banded against the school's peer group. Fewer is better for recruiting leverage.
Women in applicant poolWomen as a share of all first-time degree-seeking applicants.
61.9%
81st percentile in peer grouppeer median 54.4%
2023-24189 peers
Women as a share of the school's first-time degree-seeking applicant pool (IPEDS Admissions, 2023-24). A read on the funnel's composition, useful for targeting and a proxy for program mix: nursing- and education-heavy schools skew female, engineering- and trade-heavy schools skew male. Neither skew is inherently better. Banded against the school's peer group.
Hybrid (some online) enrollmentShare of students enrolled in some but not all courses online (hybrid), Fall 2023.
21%
87th percentile in peer grouppeer median 0%
Fall 2023196 peers
Share of all students taking some, but not all, of their courses at a distance (IPEDS, Fall 2023). This is the hybrid middle ground between the fully online share and the fully in-person share, and it signals how far a school has moved coursework online without going exclusively remote. Context metric, not better or worse. Banded against the school's peer group.
Transfer-in share (undergraduate)Transfer-in students as a share of undergraduate enrollment, Fall 2023.
5.8%
84th percentile in peer grouppeer median 2.5%
Fall 2023196 peers
Transfer-in students as a share of all undergraduates (IPEDS, Fall 2023). A high share means the school depends on transfer pipelines rather than first-time freshmen, which changes both recruitment strategy and melt/retention risk. Context metric, not better or worse. Banded against the school's peer group.
Graduate share of enrollmentGraduate students as a share of total enrollment, Fall 2023.
0%
42nd percentile in peer grouppeer median 1.2%
Fall 2023196 peers
Graduate students as a share of total headcount enrollment (IPEDS, Fall 2023). It separates research-intensive universities with large graduate bodies from undergraduate-focused institutions. Context metric, not better or worse. Banded against the school's peer group.
Women share of facultyWomen as a share of instructional staff (full- and part-time), Fall 2023.
33.3%
8th percentile in peer grouppeer median 50.8%
2023-24196 peers
Women as a share of all instructional staff, full- and part-time combined (IPEDS Human Resources, Fall 2023). A gender-composition signal for the teaching workforce. Context metric, not better or worse. Banded against the school's peer group.
Faculty of color shareU.S. faculty of color as a share of instructional staff, Fall 2023.
0%
4th percentile in peer grouppeer median 17.2%
2023-24196 peers
Instructional staff who are American Indian/Alaska Native, Asian, Black, Hispanic, Native Hawaiian/Pacific Islander, or two-or-more races, as a share of all instructional staff (IPEDS Human Resources, Fall 2023). Nonresident and race-unknown staff are excluded from the numerator. Context metric, not better or worse. Banded against the school's peer group.
Enrollment-demand indexComposite 0-100 of admission yield, selectivity and enrollment trend vs peers.
Average
43.0
43rd percentile in peer grouppeer median 47.0
2024-25189 peers
A 0-100 composite of how much demand the school commands relative to its peer group: the average of its peer percentile ranks for admission yield, selectivity (a lower admit rate counts as stronger demand) and recent enrollment trend. Built only where at least two of those three are reported. Higher means stronger pull in the market. Banded against the school's peer group.
Enrollment forecast (5-yr)Projected change in total enrollment about five years out, from the school's own trend.
Average
-6%
44th percentile in peer grouppeer median -3.3%
2024-2029 projection196 peers
Projected cumulative change in total enrollment roughly five years out, modeled by a least-squares log-linear fit on the school's own enrollment history (2016-2024). It uses the full multi-year series, so a single shock year (such as 2020) does not drive the result. This is a naive trend extrapolation, not a demographic model, and is capped at plus or minus 60 percent; treat it as direction-of-travel, not a precise count. Banded against the school's peer group; higher means projected growth.
In-state HS graduatesPublic + private high-school graduates in the school's state, class of 2025.
51,027
20th percentile in peer grouppeer median 104,008
Class of 2025 (WICHE)195 peers
The size of the school's home-state high-school graduating class in 2025 (WICHE Knocking at the College Door, public and private combined). It is the near-term in-state feeder market, the complement to the enrollment-cliff projection, which shows the direction that market is heading. Context metric, not better or worse. Banded against the school's peer group.
Admissions test policy
SAT / ACT requirement
IPEDS Fall 2023
Test scores required
This school requires SAT or ACT scores for admission. Reported to IPEDS for the most recent admissions cycle. Test policy is a live enrollment lever, so it is shown as the school's stated category rather than a peer rank.
Completion equity
Six-year graduation rate by group
First-time, full-time bachelor’s cohort · Scorecard 2024-25
White55%
Hispanic/Latino100%
Pell recipients67%
Six-year graduation rate (150% of normal time) for the first-time, full-time bachelor’s cohort, broken out by race and ethnicity and for Pell-grant recipients (College Scorecard). Each bar uses the same measure as the headline graduation rate, so the gaps between groups are directly comparable. School overall: 55%.
Student body
Undergraduate race & ethnicity
IPEDS 2024-25
White85.5%
International7.2%
Black2.9%
Hispanic/Latino2.9%
American Indian/Alaska Native1.5%
Undergraduate enrollment by race and ethnicity, as reported to IPEDS (College Scorecard). “International” denotes nonresident students; “Unknown” means race/ethnicity was not reported.
Student Outcomes & Risk
Median earnings (10 yr)Median earnings of former students ten years after first enrolling (working, federally-aided students).
Below peers
$21,256
1st percentile in peer grouppeer median $58,427
187 peers
3-yr cohort default rateShare of borrowers who default within three years of entering repayment. Lower is better.
Below peers
7.4%
82nd percentile in peer grouppeer median 3.2%
FY2017 cohort190 peers
Share of borrowers who defaulted within three years of entering repayment (U.S. Dept. of Education official cohort default rate). Shown for the FY2017 borrower cohort, the most recent cohort whose full three-year default window closed before the 2020-23 federal student-loan payment pause. More recent cohorts are reported by the College Scorecard at essentially 0%, but that reflects the payment pause (no payments were due, so almost no one could default), not borrower health, so the pre-pause cohort is the last meaningful reading. Lower is better.
Share taking federal loansShare of students taking out federal loans, a borrowing-reliance signal.
24.1%
18th percentile in peer grouppeer median 48.6%
196 peers
Full-time faculty shareShare of faculty employed full-time, higher generally means more availability and continuity.
Below peers
69.2%
28th percentile in peer grouppeer median 81.1%
195 peers
Loan repayment rate (3-yr)
46.9%
10th percentile in peer grouppeer median 78.2%
2024-25182 peers
Share of student-loan borrowers who had repaid at least $1 of their loan principal within three years of entering repayment (College Scorecard, FY2024-25). Read it as context, not a simple good/bad score: a low rate can mean borrowers are struggling, but it can also mean many graduates have postponed payments while enrolled in graduate or professional school, which is common at selective schools and pushes their rate down. Unlike the cohort default rate, it is not distorted by the 2020-23 federal payment pause. Reported only where enough borrowers exist.
Working 10 years after entryShare of the no-longer-enrolled cohort who are working ten years after entering.
Strong
90.7%
80th percentile in peer grouppeer median 84.9%
2024-25187 peers
Share of students who are working (not still enrolled) ten years after entering this institution, of those whose employment status is known (College Scorecard, FY2024-25). A coarse employment signal; it does not capture earnings level or job quality.
Withdrew by year 2Share of entrants who had withdrawn by their second year. Lower is better.
Below peers
52.2%
100th percentile in peer grouppeer median 10.2%
2024-25167 peers
Share of students who had withdrawn from this institution by the end of their second year (College Scorecard, FY2024-25). An early-attrition signal, where lower is better; high part-time or adult-learner enrollment can raise it without reflecting institutional quality.
Median earnings (6 yr)Median earnings of working former students six years after they first enrolled.
Below peers
$21,778
2nd percentile in peer grouppeer median $45,704
2024-25186 peers
Median earnings of former students who are working and were federally aided, measured six years after they first enrolled (College Scorecard, FY2024-25). A shorter-horizon companion to the ten-year earnings figure; early-career pay tends to run below the ten-year mark, so read the two together rather than in isolation.
Loan repayment rate (1-yr)Share of borrowers who repaid at least $1 of principal within one year of entering repayment.
Below peers
37.5%
10th percentile in peer grouppeer median 74.1%
2024-25184 peers
Share of student-loan borrowers who had repaid at least $1 of their loan principal within one year of entering repayment (College Scorecard, FY2024-25), the earliest point on the repayment curve. As with the longer-horizon rates, a low figure can reflect borrowers deferring payments while in further schooling rather than financial distress.
Loan repayment rate (7-yr)Share of borrowers who repaid at least $1 of principal within seven years of entering repayment.
Below peers
50%
9th percentile in peer grouppeer median 87.1%
2024-25179 peers
Share of student-loan borrowers who had repaid at least $1 of their loan principal within seven years of entering repayment (College Scorecard, FY2024-25), the longest horizon reported. Together with the one-, three-, and five-year rates it traces how repayment progresses over time.
Return on credentialMedian 10-year earnings divided by the four-year cost of attendance (annual cost × 4) – a rough payback ratio for the degree.
Strong
0.32×
92nd percentile in peer grouppeer median 0.23×
2024-25185 peers
Median 10-year earnings divided by the four-year cost of attendance (average annual cost × 4). A rough payback ratio: 1.0× means a graduate's annual 10-year earnings roughly equal the full four-year sticker cost. Earnings reflect federally-aided students; cost of attendance is the published sticker price before aid, so this is conservative relative to what families net of aid pay.
Pell completion gapOverall 6-year graduation rate minus the Pell-recipient graduation rate.
Strong
-0.1%
4th percentile in peer grouppeer median +0%
2024-25191 peers
The school's overall six-year graduation rate minus the graduation rate of its Pell Grant recipients (College Scorecard). A larger positive gap means lower-income students complete at a lower rate than the student body overall; a value near zero means the school graduates Pell and non-Pell students at similar rates. Banded against the school's peer group. Smaller is better.
Net-value indexComposite 0-100 of earnings, completion, net price and debt vs peers.
Average
44.0
42nd percentile in peer grouppeer median 47.0
2024-25190 peers
A 0-100 composite of student value relative to the peer group: the average of peer percentile ranks for median earnings ten years out, graduation rate, net price (lower counts as better value) and median debt (lower is better). Built only where at least two components are reported. Higher means more outcome per dollar. Banded against the school's peer group.
Earnings spread
Earnings 10 years after entry: the middle 50%
Working, federally-aided former students · Scorecard 2024-25
25th percentile$10,649
Median$21,256
75th percentile$40,370
Annual earnings of working former students measured ten years after they first enrolled (College Scorecard), shown as a range rather than a single number. The middle half of this school’s graduates earn between the 25th- and 75th-percentile figures; the Median bar matches the headline earnings figure. A wider gap means more variation in how graduates fare. Bars are scaled to the highest value shown.
Top fields of study (bachelor's)
Kentucky Mountain Bible College’s largest fields by completions, with graduate earnings (4 years out) and debt benchmarked against the same field at its peer group. Sparklines show the 8-year completions trend.
| Field | Completions / yr | Median earnings, 4 yrs out | Median debt | Earnings premium | Risk score |
|---|---|---|---|---|---|
| Philosophy & Religious Studies | 11 | – | – | – | – |
Earnings-premium status is an indicative estimate: median graduate earnings four years out vs the KY state median earnings of a high-school graduate (undergraduate credentials) or a bachelor’s-degree holder (graduate credentials) from the U.S. Census Bureau’s American Community Survey (2022 ACS 5-year). The official U.S. Department of Education determination uses its own cohort definition and may differ.
The risk score (0–100) is an indicative blend of earnings-premium margin and the five-year completions trend, higher means a field pays closer to (or below) the benchmark and is shrinking. A directional screen, not an official determination.
Major-level detail (CIP 4-digit)
Philosophy & Religious Studies – 1 CIP program (4-digit), 0 with earnings
| Major (CIP 4-digit) | Compl./yr | Earn 4yr | Earn 1yr | % > threshold | Median debt | Debt/earn | Earnings premium | 2 of 3 yrs |
|---|---|---|---|---|---|---|---|---|
| Religion/Religious StudiesCIP 3802 › | 11 | – | – | – | – | – | – | – |
Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 0 of 1 major shows an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.
See the interactive dashboard for all fields and credential levels (associate through doctoral). Source: College Scorecard Field of Study.
Frequently asked
How financially healthy is Kentucky Mountain Bible College?
On the NACUBO Composite Financial Index, the −4 to 10 balance-sheet score accreditors and institutional boards use – Kentucky Mountain Bible College scores 5.2 (Stable), computed from its IPEDS FY2022-23 finances. This is informational benchmarking, not a credit rating.
How selective is Kentucky Mountain Bible College?
Kentucky Mountain Bible College admits about 100% of applicants, and roughly 70% of first-year students return for a second year.
What is Kentucky Mountain Bible College's student-faculty ratio?
Kentucky Mountain Bible College reports a student-faculty ratio of 9:1 (IPEDS, fall 2023) – that is, about 9 students for every instructional faculty member.
How much does Kentucky Mountain Bible College cost?
The average published cost of attendance is $16,603 and the average net price after aid is $9,337 (College Scorecard).
How much do Kentucky Mountain Bible College graduates earn?
Median earnings ten years after entry are $21,256 (College Scorecard), measured across students who received federal aid.
Which schools are Kentucky Mountain Bible College's peers?
Kentucky Mountain Bible College is benchmarked against 196 institutions in the Baccalaureate: Arts & Sciences · Private nonprofit peer group; all percentiles and medians on this page are computed within that group.
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Source: U.S. Department of Education, College Scorecard & IPEDS (most recent releases), with the U.S. Census Bureau (ACS), the U.S. Bureau of Labor Statistics (Employment Projections, field-demand outlook) and WICHE (enrollment-cliff projections). Figures lag the current academic year by roughly two to three years. Percentiles and medians are computed within the institution's peer group. Financial Resilience is a transparent composite, see each component above. Compiled by Ibex Insights.