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United States Merchant Marine Academy

Kings Point, NY · official site ↗

PublicBaccalaureate: Diverse FieldsSmall
43
Fin. Resilience
Resilience score

vs. 63 peers in its group

United States Merchant Marine Academy is a public institution in Kings Point, NY, classified by Carnegie as “Baccalaureate: Diverse Fields.”

It enrolls about 962 undergraduates and is benchmarked here against 63 peer institutions (Baccalaureate: Diverse Fields · Public).

On Ibex's Financial Resilience score it rates 43 out of 100 within that peer group, a transparent composite of endowment per undergraduate, net tuition revenue per student, and instructional spend per student.

Its strongest standing relative to peers is return on credential (2.47×, 100th percentile).

Its weakest is net tuition revenue / fte ($0).

Peer group

Baccalaureate: Diverse Fields · Public

63 institutions

No cross-metric risk flags triggered.
Policy & demographic exposure

How exposed United States Merchant Marine Academy is to the structural shifts reshaping higher ed: a composite structural-risk index plus the 2025 federal budget law’s endowment excise tax and Grad PLUS elimination and the demographic enrollment cliff. Only signals that apply to this institution are shown.

Structural risk indexAn indicative 0–100 structural-risk index (higher = more pressure) blending operating margin, months of cash cushion, tuition dependency and the home-state enrollment cliff. Screens for the financial and demographic strain that precedes closures and mergers — directional, not a prediction.
55
Elevated
Enrollment cliff (home state)Projected change in the institution's home-state high-school graduates from 2025 to 2041 (WICHE). The U.S. total falls about 13%; a directional feeder-market signal, not an enrollment forecast.
-27%
Severe decline

Indicative signals, not forecasts — see each metric’s definition and the methodology. Endowment-tax and Grad PLUS figures appear only where the institution is actually exposed; “nationally” compares against all schools that report each signal.

Turn these signals into action

Seeing exposure is step one. Ibex builds AI agents that monitor and act on exactly these pressures — explore an interactive demo. Live demos run real workflows; the rest are working mockups we build to your institution’s data.

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Revenue composition
Where the money comes from $101.7M total revenue · IPEDS FY2022-23

Government appropriations is the largest single source at 98% of revenue.

Government appropriations98.1%
Auxiliary enterprises1.1%
Private gifts & grants0.9%

Where each dollar of revenue comes from, as a share of total positive revenue. Sources are standardized across public (GASB) and private (FASB) reporting; a net investment loss in a down market is shown as 0% and excluded from the mix.

Net price by income
Average net price by family income After grant & scholarship aid · Scorecard 2024-25
$0–30K$1,773
$30–48K$4,098
$48–75K$5,897
$75–110K$8,752
$110K+$9,168

Average annual net price (total cost minus grant and scholarship aid) paid by federal-aid recipients in each family-income band. Lower-income bands often pay less where need-based aid is strong.

Financial Health
Net tuition revenue / FTETuition revenue per full-time-equivalent student after institutional aid/discounts — what tuition actually nets.
Below peers
$0
5th percentile in peer grouppeer median $5,300
Instructional spend / FTESpending on instruction per FTE student — how much of the budget reaches the classroom.
Strong
$11,935
81st percentile in peer grouppeer median $9,434
In-state tuition & feesPublished in-state tuition and fees before aid (sticker price).
$895
2nd percentile in peer grouppeer median $8,424
Out-of-state tuition & feesPublished out-of-state tuition and fees before aid (sticker price).
$895
2nd percentile in peer grouppeer median $16,579
Avg annual cost of attendanceAverage total annual cost — tuition, fees and living costs — before aid.
$9,168
3rd percentile in peer grouppeer median $21,129
Avg monthly faculty salaryAverage monthly salary of full-time faculty (IPEDS) — a proxy for faculty investment.
Strong
$11,875
97th percentile in peer grouppeer median $7,830
Average monthly salary of full-time faculty, as reported to IPEDS.
Average net priceAverage yearly price families actually pay after grants and scholarships.
Strong
$6,174
8th percentile in peer grouppeer median $12,675
Operating marginNet surplus as a share of total revenue — whether the institution runs in the black.
Thin
0.2%
31st percentile in peer grouppeer median 7.1%
Net surplus as a share of total revenue (IPEDS FY2022-23): (total revenues − total expenses) ÷ total revenues. A surplus above 4% is strong; a thin surplus near 0% leaves little margin for shocks.
Tuition dependencyTuition's share of total revenue — how exposed the budget is to enrollment swings.
0%
5th percentile in peer grouppeer median 17.7%
Tuition & fees as a share of total revenue (IPEDS FY2022-23). Higher = more exposed to enrollment swings.
State appropriations shareState appropriations' share of total revenue — material for public institutions, near zero for private.
0%
10th percentile in peer grouppeer median 33.2%
State appropriations as a share of total revenue (IPEDS FY2022-23). Material for public institutions; ~0 for private.
Structural risk indexAn indicative 0–100 structural-risk index (higher = more pressure) blending operating margin, months of cash cushion, tuition dependency and the home-state enrollment cliff. Screens for the financial and demographic strain that precedes closures and mergers — directional, not a prediction.
Elevated
55
— percentile in peer group
An indicative 0–100 structural-risk index (higher = more pressure), an equal-weight blend of the stress signals we measure: thin or negative operating margin, low months of operating cushion, high tuition dependency, and a shrinking home-state high-school-graduate pipeline (enrollment cliff). Averaged over whichever signals are available (at least two required). It screens for the financial and demographic pressures that precede closures and mergers — a directional indicator, NOT a prediction that any institution will close, and not a credit rating.
Graduation & completion
Graduation rate · first-time, full-time
82.4%

82.4% graduate within 6 years (150% of normal time)
75.1% on-time, within 4 years (100%)
Counts only students who entered full-time as first-time freshmen and earned a bachelor's here — the conventional headline rate. Excludes part-time entrants and transfer-ins.

Completion rate · all students
77.5%

77.5% earned a degree or certificate within 8 years (IPEDS Outcome Measures)
The broader cohort — also counts part-time entrants and transfer-ins, and any credential. More inclusive, so it can run higher than the graduation rate.

Why two numbers? They measure different students over different windows, so they are not directly comparable. The graduation rate is the standard federal headline but tracks only first-time, full-time students through a bachelor's; the all-students completion rate adds the part-time and transfer students it leaves out, over a longer window. Read each for what it covers. Source: U.S. Department of Education — IPEDS Graduation Rates & Outcome Measures, via College Scorecard.

Enrollment & Pipeline
Undergraduate enrollmentNumber of degree-seeking undergraduates (IPEDS fall headcount). A size measure, not a quality signal.
962
24th percentile in peer grouppeer median 1,913
Admission rateShare of applicants offered admission. Lower means more selective; open-admission schools report none.
34.2%
6th percentile in peer grouppeer median 84%
First-year retentionShare of first-time, full-time freshmen who return for a second year — an early signal of student fit and support.
Strong
84.5%
93rd percentile in peer grouppeer median 69.6%
Graduation rate (6-yr · first-time, full-time)Of first-time, full-time freshmen, the share who earn a bachelor's at this institution within six years (150% of normal time) — the conventional headline graduation rate. It counts only first-time, full-time students and excludes part-time entrants and transfer-ins, who are captured instead by the all-students completion rate.
Strong
82.4%
95th percentile in peer grouppeer median 40.9%
Graduation rate (4-yr on-time · first-time, full-time)Of first-time, full-time freshmen, the share who earn a bachelor's within four years (100% of normal time) — the 'on-time' rate. It runs well below the six-year rate because many students take a fifth or sixth year; same first-time, full-time cohort as the six-year rate.
Strong
75.1%
97th percentile in peer grouppeer median 23.4%
Pell recipient shareShare of undergraduates on a federal Pell Grant — a proxy for the share from lower-income families.
7.8%
2nd percentile in peer grouppeer median 35.4%
Program concentration (HHI)How concentrated a school's annual completions are across academic fields, as a Herfindahl-Hirschman Index (10,000 = one field, lower = many). Higher means more reliance on a few fields; lower means a diversified program portfolio.
Highly concentrated
5,050
— percentile in peer group
How concentrated the institution's degree and certificate output is across academic fields (CIP 2-digit families), as a Herfindahl-Hirschman Index on the latest year's completions: 10,000 means every completion is in one field; lower means output is spread across many. A higher value means the school leans on fewer fields and is more exposed to demand shifts in them; a lower value reflects a broad program portfolio. Shown for institutions reporting at least 100 annual completions. A structural-diversification signal, not a measure of quality.
12-month FTE enrollmentFull-time-equivalent enrollment over the full year — the denominator for per-student finance measures.
1,517
37th percentile in peer grouppeer median 1,905
Full-time-equivalent enrollment over the full 12-month year (IPEDS 12-month enrollment, 2022-23). Counts part-time students at their fractional load, so it runs above fall full-time headcount and is the denominator used for per-student finance measures.
Student-faculty ratioStudents per instructional faculty member — lower usually means smaller classes and more contact.
13:1
32nd percentile in peer grouppeer median 15:1
Students per instructional faculty member (IPEDS, fall 2023). Lower generally means smaller classes and more faculty contact, though the measure mixes undergraduate and graduate teaching and is institution-reported.
Enrollment cliff (home state)Projected change in the institution's home-state high-school graduates from 2025 to 2041 (WICHE). The U.S. total falls about 13%; a directional feeder-market signal, not an enrollment forecast.
Severe decline
-27%
— percentile in peer group
Projected change in the number of high-school graduates in the institution's HOME STATE from the class of 2025 (the national peak) to 2041, per WICHE's Knocking at the College Door, 11th Edition (Dec 2024). The 'enrollment cliff' is the post-2008 birth decline reaching college age; the U.S. total is projected to fall about 13% over this window. A college recruits from many states, so its home-state projection is an indicative directional signal of feeder-market pressure, not a forecast of that institution's own enrollment.
Completion rate (all students · 8-yr)Of ALL entering degree-seeking undergraduates — full- and part-time, first-time and transfer-in — the share who earned a degree or certificate at this institution within eight years (IPEDS Outcome Measures). Broader than the graduation rate, which counts only first-time, full-time students, so the two are measured on different students and are not directly comparable.
Strong
77.5%
95th percentile in peer grouppeer median 46.9%
Share of ALL entering degree-seeking undergraduates — full- and part-time, first-time and transfer-in — who earned a degree or certificate at this institution within eight years (IPEDS Outcome Measures, via College Scorecard). Broader and more inclusive than the graduation-rate figures, which count only first-time, full-time students entering a bachelor's program — so the two are measured on different groups of students and are not directly comparable.
Average SAT score
1,207
86th percentile in peer grouppeer median 1,057
Average SAT score of enrolled students who submitted scores (College Scorecard, FY2024-25). A selectivity and incoming-class signal — not a measure of institutional quality — and reported by fewer than half of institutions in the test-optional era. Schools that are test-optional or open-admission show none.
Admission yield
Strong
61.3%
76th percentile in peer grouppeer median 28.1%
Share of admitted students who enrolled (IPEDS Admissions, Fall 2023): students who enrolled ÷ students admitted. A demand signal — how many accepted offers the institution converts to enrollment. Higher yield generally reflects stronger demand, though binding early-decision programs and price positioning can inflate it. Open-admission institutions do not report admissions and show none.
Student body
Undergraduate race & ethnicity IPEDS 2024-25
White75.2%
Hispanic/Latino10.6%
Two or more races5.5%
Asian4.9%
Black2.4%
Native Hawaiian/Pacific Islander0.6%
Unknown0.4%
American Indian/Alaska Native0.3%
International0.1%

Undergraduate enrollment by race and ethnicity, as reported to IPEDS (College Scorecard). “International” denotes nonresident students; “Unknown” means race/ethnicity was not reported.

Student Outcomes & Risk
Median earnings (10 yr)Median earnings of former students ten years after first enrolling (working, federally-aided students).
Strong
$90,610
98th percentile in peer grouppeer median $47,779
Median debt at graduationMedian federal loan debt graduates carry at the point they complete.
Strong
$8,833
12th percentile in peer grouppeer median $20,118
3-yr cohort default rateShare of borrowers who default within three years of entering repayment. Lower is better.
Strong
2.5%
8th percentile in peer grouppeer median 9.5%
Share of borrowers who defaulted within three years of entering repayment (U.S. Dept. of Education official cohort default rate). Shown for the FY2017 borrower cohort — the most recent cohort whose full three-year default window closed before the 2020-23 federal student-loan payment pause. More recent cohorts are reported by the College Scorecard at essentially 0%, but that reflects the payment pause (no payments were due, so almost no one could default), not borrower health, so the pre-pause cohort is the last meaningful reading. Lower is better.
Share taking federal loansShare of students taking out federal loans — a borrowing-reliance signal.
6%
11th percentile in peer grouppeer median 29.9%
Full-time faculty shareShare of faculty employed full-time — higher generally means more availability and continuity.
Average
78.7%
62nd percentile in peer grouppeer median 69.2%
Debt-to-earnings ratioMedian graduate debt divided by median earnings — how heavy the debt load is versus what graduates earn. Lower is better.
Strong
0.10×
2nd percentile in peer grouppeer median 0.39×
Return on credentialMedian 10-year earnings divided by the four-year cost of attendance (annual cost × 4) — a rough payback ratio for the degree.
Strong
2.47×
100th percentile in peer grouppeer median 0.53×
Median 10-year earnings divided by the four-year cost of attendance (average annual cost × 4). A rough payback ratio: 1.0× means a graduate's annual 10-year earnings roughly equal the full four-year sticker cost. Earnings reflect federally-aided students; cost of attendance is the published sticker price before aid, so this is conservative relative to what families net of aid pay.
Field-demand outlook (10-yr)Employment-weighted 10-year BLS job-growth projection for the occupations this school's program mix feeds (U.S. all-occupations benchmark +3.1%). An indicative broad-field demand signal, not a program-specific or placement guarantee.
Fast-growing field mix
+7.1%
98th percentile in peer group
Projected 10-year (2024-34) change in U.S. employment for the occupations this institution's degrees and certificates feed, blended across its program mix. Built by mapping each CIP 2-digit field to its occupations via the NCES CIP-SOC crosswalk, taking the employment-weighted average of each occupation's BLS-projected percent change, then weighting fields by the institution's latest-year completions. The U.S. all-occupations benchmark is 3.1%, so a higher value means the school's graduates concentrate in faster-growing labor markets. An INDICATIVE field-level signal at broad-field granularity — not a program-specific or graduate-specific projection, and not a placement or earnings guarantee. Structurally diffuse CIP families whose crosswalk maps to 'any job' are excluded from the signal: 05 Area/Ethnic/Gender Studies, 24 Liberal Arts & Humanities, and 30 Multi/Interdisciplinary. Shown where at least 50% of completions fall in fields with a coherent occupational mapping and the school reports 100+ annual completions.
Top fields of study (bachelor's)

United States Merchant Marine Academy’s largest fields by completions, with graduate earnings (4 years out) and debt benchmarked against the same field at its peer group. Sparklines show the 8-year completions trend.

FieldCompletions / yrMedian earnings, 4 yrs outMedian debtEarnings premiumRisk score
Engineering133———Moderate · 37
Transportation & Materials Moving113$107,654—Above benchmark +183%Low · 26

All 1 top fields shown clear the NY state earnings-premium benchmark (indicative).

Earnings-premium status is an indicative estimate: median graduate earnings four years out vs the NY state median earnings of a high-school graduate (undergraduate credentials) or a bachelor’s-degree holder (graduate credentials) from the U.S. Census Bureau’s American Community Survey (2022 ACS 5-year). The official U.S. Department of Education determination uses its own cohort definition and may differ.

The risk score (0–100) is an indicative blend of earnings-premium margin and the five-year completions trend—higher means a field pays closer to (or below) the benchmark and is shrinking. A directional screen, not an official determination.

See the interactive dashboard for all fields and credential levels (associate through doctoral). Source: College Scorecard Field of Study.

Frequently asked
How selective is United States Merchant Marine Academy?
United States Merchant Marine Academy admits about 34% of applicants, and roughly 84% of first-year students return for a second year.
What is United States Merchant Marine Academy's student-faculty ratio?
United States Merchant Marine Academy reports a student-faculty ratio of 13:1 (IPEDS, fall 2023) — that is, about 13 students for every instructional faculty member.
How much does United States Merchant Marine Academy cost?
The average published cost of attendance is $9,168 and the average net price after aid is $6,174 (College Scorecard).
How much do United States Merchant Marine Academy graduates earn?
Median earnings ten years after entry are $90,610 (College Scorecard), measured across students who received federal aid.
Are United States Merchant Marine Academy's programs at risk under the federal earnings-premium test?
Indicatively, at United States Merchant Marine Academy, the single largest field with available earnings data clears the NY state earnings-premium benchmark used by the 2025 federal test (effective July 1, 2026) — median graduate earnings (four years out) exceed those of a typical worker without the credential. This is an estimate using College Scorecard earnings vs ACS medians; the official Department of Education determination may differ.
Which schools are United States Merchant Marine Academy's peers?
United States Merchant Marine Academy is benchmarked against 63 institutions in the Baccalaureate: Diverse Fields · Public peer group; all percentiles and medians on this page are computed within that group.
Compare with peers
Harris-Stowe State UniversityValley City State UniversityWest Virginia University Institute of TechnologyMaine Maritime AcademyUniversity of Pittsburgh-BradfordOklahoma Panhandle State University

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Source: U.S. Department of Education — College Scorecard & IPEDS (most recent releases), with the U.S. Census Bureau (ACS), the U.S. Bureau of Labor Statistics (Employment Projections, field-demand outlook) and WICHE (enrollment-cliff projections). Figures lag the current academic year by roughly two to three years. Percentiles and medians are computed within the institution's peer group. Financial Resilience is a transparent composite — see each component above. Compiled by Ibex Insights.