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Caribbean University-Vega Baja

Vega Baja, PR · official site ↗

Private nonprofitBaccalaureate: Diverse FieldsSmall
2
Fin. Resilience
Resilience score

vs. 188 peers in its group

How is this calculated?

Caribbean University-Vega Baja is a private nonprofit institution in Vega Baja, PR, classified by Carnegie as “Baccalaureate: Diverse Fields.”

It enrolls about 152 undergraduates and is benchmarked here against 188 peer institutions (Baccalaureate: Diverse Fields · Private nonprofit).

On Ibex's Financial Resilience score it rates 2 out of 100 within that peer group, a transparent composite of endowment per undergraduate, net tuition revenue per student, and instructional spend per student.

Its strongest standing relative to peers is average net price ($5,235, 1st percentile).

Its weakest is endowment (end of year) ($18,969).

Ibex's cross-metric scan flags: Undergrad enrollment down 56% since 2016.

Peer group

Baccalaureate: Diverse Fields · Private nonprofit

188 institutions

Undergrad enrollment down 56% since 2016
Policy & demographic exposure

How exposed Caribbean University-Vega Baja is to the structural shifts reshaping higher ed: a composite structural-risk index plus the 2025 federal budget law’s endowment excise tax, Grad PLUS elimination, new Parent PLUS borrowing cap and new Workforce Pell short-term-credential opportunity, and the demographic enrollment cliff. Only signals that apply to this institution are shown.

Structural risk indexAn indicative 0–100 structural-risk index (higher = more pressure) blending operating margin, months of cash cushion, tuition dependency and the home-state enrollment cliff. Screens for the financial and demographic strain that precedes closures and mergers, directional, not a prediction.
54
Elevated

Indicative signals, not forecasts, see each metric’s definition and the methodology. Endowment-tax, Grad PLUS, Parent PLUS and Workforce Pell figures appear only where the institution is actually exposed; “nationally” compares against all schools that report each signal.

Turn these signals into action

Seeing exposure is step one. Ibex builds AI agents that monitor and act on exactly these pressures, explore an interactive demo. Live demos run real workflows; the rest are working mockups we build to your institution’s data.

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Financial Health Index
3.3
on a −4 to 10 scale
Financial Health IndexStable

NACUBO Composite Financial Index, the balance-sheet health score accreditors and institutional boards use to gauge financial health; bond-rating agencies track similar ratios. 52nd percentile of 188 peers.

Primary reserve 35%12 mo
Reserves vs. debt 35%0.67×
Return on net assets 20%0.4%
Operating result 10%0.5%

Composite of four ratios on a strength-factor scale (−4 weak → 10 strong): below 3 falls short of the threshold for financial health, below 1 signals acute stress, and above 6 is strong. Computed from IPEDS FY2022-23, the most recent finance release (it lags the current year by 2–3 years). Branch campuses that report finances at a parent/system level can show distorted ratios. For informational benchmarking, not a credit rating or financial advice.

Revenue composition
Where the money comes from $909,313 total revenue · IPEDS FY2022-23

Tuition & fees is the largest single source at 84% of revenue.

Tuition & fees83.6%
Government grants & contracts15.4%
Other revenue1.0%

Where each dollar of revenue comes from, as a share of total positive revenue. Sources are standardized across public (GASB) and private (FASB) reporting; a net investment loss in a down market is shown as 0% and excluded from the mix.

Financial Health
Net tuition revenue / FTETuition revenue per full-time-equivalent student after institutional aid/discounts, what tuition actually nets.
Below peers
$3,970
3rd percentile in peer grouppeer median $11,994
2024-25188 peers
Instructional spend / FTESpending on instruction per FTE student, how much of the budget reaches the classroom.
Below peers
$1,875
2nd percentile in peer grouppeer median $7,695
2024-25188 peers
Endowment (end of year)Total endowment value at year end, long-term invested wealth that funds operations and cushions shocks.
Below peers
$18,969
1st percentile in peer grouppeer median $16.4M
FY2022-23161 peers
Value of endowment assets at the end of the fiscal year (IPEDS finance, FY2022-23: FASB F2H02 / GASB F1H02), co-vintage with the other finance-year metrics on this page. Usually filed at the parent campus: most branch and online sub-units show the parent's endowment as a clearly labeled inherited value, and a few report a small endowment of their own alongside it. Multi-year trend from College Scorecard, shown only where it matches the IPEDS filing.
In-state tuition & feesPublished in-state tuition and fees before aid (sticker price).
$8,844
9th percentile in peer grouppeer median $25,725
2024-25186 peers
Out-of-state tuition & feesPublished out-of-state tuition and fees before aid (sticker price).
$8,844
9th percentile in peer grouppeer median $25,725
2024-25186 peers
Avg annual cost of attendanceAverage total annual cost, tuition, fees and living costs, before aid.
$9,936
1st percentile in peer grouppeer median $39,090
2024-25180 peers
Avg monthly faculty salaryAverage monthly salary of full-time faculty (IPEDS) – a proxy for faculty investment.
Below peers
$2,185
3rd percentile in peer grouppeer median $6,332
2024-25183 peers
Average monthly salary of full-time faculty, as reported to IPEDS.
Average net priceAverage yearly price families actually pay after grants and scholarships.
Strong
$5,235
1st percentile in peer grouppeer median $20,875
2024-25181 peers
Endowment per undergradEndowment divided by undergraduate headcount, endowment wealth behind each undergrad.
Below peers
$125
1st percentile in peer grouppeer median $27,292
FY2022-23161 peers
Net price, middle-income families ($30K-$48K)Average yearly cost after all grant and scholarship aid for students from families earning roughly $30,000 to $48,000. Lower is better.
Strong
$5,235
2nd percentile in peer grouppeer median $17,671
2024-25174 peers
Average annual net price (cost of attendance minus all grant and scholarship aid) paid by students whose families earn roughly $30,000 to $48,000 a year (College Scorecard, FY2024-25). It is the middle rung of the income net-price ladder: read it together with the low-income (under ~$30K) and high-income (over ~$110K) net prices to see how steeply the school discounts as family income rises. Lower is better.
Operating marginNet surplus as a share of total revenue, whether the institution runs in the black.
Thin
0.5%
50th percentile in peer grouppeer median 0.5%
FY2022-23171 peers
Net surplus as a share of total revenue (IPEDS FY2022-23): (total revenues − total expenses) ÷ total revenues. A surplus above 4% is strong; a thin surplus near 0% leaves little margin for shocks.
Tuition dependencyTuition's share of total revenue, how exposed the budget is to enrollment swings.
83.6%
98th percentile in peer grouppeer median 39.2%
FY2022-23171 peers
Tuition & fees as a share of total revenue (IPEDS FY2022-23). Higher = more exposed to enrollment swings.
Tuition discount rateInstitutional grant aid as a share of gross tuition (IPEDS, private nonprofits only) – the tuition-discount rate. The share of sticker tuition handed back as aid; a high rate (the national average is ~56%) signals heavy price competition for students.
Moderate
0.9%
7th percentile in peer grouppeer median 43.8%
FY2022-23182 peers
Institutional grant aid as a share of gross tuition & fee revenue (IPEDS FY2022-23, FASB): allowances applied to tuition ÷ (net tuition revenue + those allowances) – the tuition-discount rate enrollment leaders track, i.e. the share of sticker tuition handed back as institutional aid. Private nonprofit institutions only; public (GASB) institutions report tuition differently and are not shown. The national private-college average is roughly 56% (NACUBO); above ~60% signals heavy price competition.
State appropriations shareState appropriations' share of total revenue, material for public institutions, near zero for private.
0%
96th percentile in peer grouppeer median 0%
FY2022-23171 peers
State appropriations as a share of total revenue (IPEDS FY2022-23). Material for public institutions; ~0 for private.
Administrative cost shareInstitutional support (central administration, governance, general administration, fundraising, and under FASB the operation & maintenance of plant) as a share of total expenses, private nonprofit (FASB) institutions only, where the figure is comparable. An informational gauge of administrative intensity, not a measure of waste.
46%
94th percentile in peer grouppeer median 23.2%
FY2022-23182 peers
Institutional support, central administration, executive management, governance, general administration, fundraising and (under FASB rules) operation & maintenance of plant, as a share of total expenses (IPEDS FY2022-23, FASB). Private nonprofit institutions only: public (GASB) institutions report functional expenses on a different basis and frequently consolidate large hospital and auxiliary operations, which makes a comparable ratio unreliable, so they are not shown. Because FASB folds plant operations into institutional support, this runs higher than a narrow 'central-office' figure, and schools with sizable hospital or auxiliary operations show a lower ratio as those costs enlarge total expenses. An informational benchmark of administrative intensity, compared within the peer group, not a measure of waste or quality.
Months of operating cushionMonths of operating expenses covered by expendable reserves, the institution's cash cushion.
Strong
12 mo
68th percentile in peer grouppeer median 7.7 mo
FY2022-23169 peers
How many months of operating expenses the institution could cover from expendable reserves (IPEDS FY2022-23 primary reserve ratio × 12). About 5 months, one semester, is the accreditor benchmark for solid footing; below ~3 months is thin. A negative figure means expendable reserves are themselves negative.
Reserves vs. debtExpendable reserves divided by long-term debt, whether reserves could cover the debt.
Adequate
0.67×
38th percentile in peer grouppeer median 1.12×
FY2022-23138 peers
Expendable reserves ÷ plant-related debt (IPEDS FY2022-23 viability ratio). At or above 1.25×, reserves fully cover long-term debt. Shown blank when the institution carries little or no plant debt.
Return on net assetsChange in net assets over the year, whether the institution grew wealthier.
Weak
0.4%
46th percentile in peer grouppeer median 0.9%
FY2022-23166 peers
Change in total net assets ÷ net assets (IPEDS FY2022-23) – whether the institution grew wealthier over the year. 2–4% is adequate; above 4% is strong.
Endowment per FTE studentEndowment per full-time-equivalent student, the FTE-correct measure of endowment wealth per student.
Below peers
$132
2nd percentile in peer grouppeer median $24,822
FY2022-23161 peers
End-of-year endowment ÷ 12-month FTE enrollment, endowment wealth per full-time-equivalent student. The FTE-correct companion to endowment-per-undergraduate; FTE counts graduate and part-time load, so research universities look less wealthy on this basis than on a headcount basis.
Spent on instructionInstruction as a share of total functional expenses (private-nonprofit reporting).
39%
85th percentile in peer grouppeer median 27.6%
2024-25182 peers
Instruction spending divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). 'Where the money goes' context, reported here for private-nonprofit (FASB) institutions only, where the functional split is comparable; not computed for public or for-profit institutions. Higher is not automatically better; research universities and those with hospitals or large auxiliaries spread spending across other functions.
Spent on student servicesStudent services as a share of total functional expenses (private-nonprofit reporting).
10%
13th percentile in peer grouppeer median 21.2%
2024-25182 peers
Student-services spending (admissions, registrar, student life, counseling) divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). Private-nonprofit (FASB) institutions only. Spending-mix context, not a quality measure.
Spent on academic supportAcademic support as a share of total functional expenses (private-nonprofit reporting).
5.1%
34th percentile in peer grouppeer median 6.2%
2024-25182 peers
Academic-support spending (libraries, academic computing, deans' offices) divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). Private-nonprofit (FASB) institutions only. Context, not a quality measure.
Spent on researchResearch as a share of total functional expenses (private-nonprofit reporting).
0%
90th percentile in peer grouppeer median 0%
2024-25182 peers
Research spending divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). Private-nonprofit (FASB) institutions only; near zero at teaching-focused colleges and sizeable at research universities. Spending-mix context, not a quality measure.
Structural risk indexAn indicative 0–100 structural-risk index (higher = more pressure) blending operating margin, months of cash cushion, tuition dependency and the home-state enrollment cliff. Screens for the financial and demographic strain that precedes closures and mergers, directional, not a prediction.
Elevated
54
2024-25
An indicative 0–100 structural-risk index (higher = more pressure), an equal-weight blend of the stress signals we measure: thin or negative operating margin, low months of operating cushion, high tuition dependency, and a shrinking home-state high-school-graduate pipeline (enrollment cliff). Averaged over whichever signals are available (at least two required). It screens for the financial and demographic pressures that precede closures and mergers, a directional indicator, NOT a prediction that any institution will close, and not a credit rating.
Net-cost payback periodEstimated years to recoup the four-year net cost from the annual earnings premium over a high-school graduate in this state.
Strong
3.3 yrs
6th percentile in peer grouppeer median 7.1 yrs
2024-25157 peers
Four-year net price divided by the median 10-year earnings premium over a typical high-school graduate in the institution's state (College Scorecard earnings and net price; U.S. Census Bureau ACS state baselines). A simple value-for-cost gauge: fewer years is stronger. Shown only where net price and earnings are both reported and earnings exceed the state high-school baseline; it ignores aid timing, debt and non-completion, so read it as a directional comparison, not a financial projection.
Graduation & completion
Graduation rate · first-time, full-time
50%

50% graduate within 6 years (150% of normal time)
11.1% on-time, within 4 years (100%)
Counts only students who entered full-time as first-time freshmen and earned a bachelor's here, the conventional headline rate. Excludes part-time entrants and transfer-ins.

Completion rate · all students
23.9%

23.9% earned a degree or certificate within 8 years (IPEDS Outcome Measures)
The broader cohort, also counts part-time entrants and transfer-ins, and any credential. More inclusive, so it can run higher than the graduation rate.

Why two numbers? They measure different students over different windows, so they are not directly comparable. The graduation rate is the standard federal headline but tracks only first-time, full-time students through a bachelor's; the all-students completion rate adds the part-time and transfer students it leaves out, over a longer window. Read each for what it covers. Source: U.S. Department of Education, IPEDS Graduation Rates & Outcome Measures, via College Scorecard.

Enrollment & Pipeline
Undergraduate enrollmentNumber of degree-seeking undergraduates (IPEDS fall headcount). A size measure, not a quality signal.
152
10th percentile in peer grouppeer median 730
2024-25188 peers
First-year retentionShare of first-time, full-time freshmen who return for a second year, an early signal of student fit and support.
Average
65%
43rd percentile in peer grouppeer median 67.2%
2024-25182 peers
Graduation rate (6-yr · first-time, full-time)Of first-time, full-time freshmen, the share who earn a bachelor's at this institution within six years (150% of normal time) – the conventional headline graduation rate. It counts only first-time, full-time students and excludes part-time entrants and transfer-ins, who are captured instead by the all-students completion rate.
Strong
50%
66th percentile in peer grouppeer median 44.8%
2024-25185 peers
Graduation rate (4-yr on-time · first-time, full-time)Of first-time, full-time freshmen, the share who earn a bachelor's within four years (100% of normal time) – the 'on-time' rate. It runs well below the six-year rate because many students take a fifth or sixth year; same first-time, full-time cohort as the six-year rate.
Below peers
11.1%
14th percentile in peer grouppeer median 29.3%
2024-25185 peers
Pell recipient shareShare of undergraduates on a federal Pell Grant, a proxy for the share from lower-income families.
76.3%
94th percentile in peer grouppeer median 41.3%
2024-25188 peers
Completion rate (all students · 8-yr)Of ALL entering degree-seeking undergraduates, full- and part-time, first-time and transfer-in, the share who earned a degree or certificate at this institution within eight years (IPEDS Outcome Measures). Broader than the graduation rate, which counts only first-time, full-time students, so the two are measured on different students and are not directly comparable.
Below peers
23.9%
6th percentile in peer grouppeer median 47.4%
2024-25187 peers
Share of ALL entering degree-seeking undergraduates, full- and part-time, first-time and transfer-in, who earned a degree or certificate at this institution within eight years (IPEDS Outcome Measures, via College Scorecard). Broader and more inclusive than the graduation-rate figures, which count only first-time, full-time students entering a bachelor's program, so the two are measured on different groups of students and are not directly comparable.
First-generation studentsShare of undergraduates who are the first in their family to attend college.
49.9%
95th percentile in peer grouppeer median 35.5%
2024-25173 peers
Share of undergraduates who are first-generation college students (College Scorecard, FY2024-25). An access signal, not a measure of quality: a higher share often reflects a stronger commitment to serving students whose parents did not attend college.
Adult learners (25+)Share of undergraduates aged 25 or older.
52.6%
89th percentile in peer grouppeer median 11.5%
2024-25188 peers
Share of undergraduates aged 25 or older (College Scorecard, FY2024-25). Read as context on the student mix: schools serving many working adults look different on persistence and part-time measures than traditional-age campuses, and neither is inherently better.
Part-time undergraduatesShare of undergraduates enrolled part-time.
25.7%
84th percentile in peer grouppeer median 6.7%
2024-25188 peers
Share of undergraduates enrolled part-time (College Scorecard, FY2024-25). Context, not quality: a high part-time share is common at community and commuter institutions and affects graduation-rate comparisons, which are based only on full-time, first-time students.
Low-income students (under $30K)Share of students from families earning under about $30,000 a year.
85.5%
99th percentile in peer grouppeer median 39.7%
2024-25185 peers
Share of students whose families earn under roughly $30,000 a year (College Scorecard, FY2024-25). A direct low-income access signal: a higher share usually reflects a school enrolling more students from modest-income households, and pairs naturally with the Pell recipient share.
Women (share of undergraduates)Share of undergraduates who are women.
66.5%
91st percentile in peer grouppeer median 50.3%
2024-25188 peers
Share of undergraduates who are women (College Scorecard, FY2024-25). Reported as context on the student mix, not a measure of quality.
8-year completion (all students)Share of all entering students, including part-time and transfer-in, who earn an award within 8 years. Higher is better.
Below peers
23.9%
6th percentile in peer grouppeer median 47.4%
2024-25187 peers
Share of ALL entering students, full-time and part-time, first-time and transfer-in, who complete an award within eight years (College Scorecard Outcome Measures, FY2024-25). It is a broader, more representative completion signal than the first-time-full-time graduation rates, because it counts the part-time and returning students those rates exclude. Higher is better.
Transfer-out rateShare of students who transfer to a different school within the tracking window. Shown as context, not quality.
0%
43rd percentile in peer grouppeer median 6.2%
2024-25185 peers
Share of students who transfer OUT to a different institution within the tracking window (College Scorecard, FY2024-25). Reported as context, not a quality measure: it runs high at access-oriented schools and two-year feeders whose students routinely move on to a four-year program, and it should be read together with the completion and retention figures rather than on its own.
12-month FTE enrollmentFull-time-equivalent enrollment over the full year, the denominator for per-student finance measures.
144
10th percentile in peer grouppeer median 756
2022-23188 peers
Full-time-equivalent enrollment over the full 12-month year (IPEDS 12-month enrollment, 2022-23). Counts part-time students at their fractional load, so it runs above fall full-time headcount and is the denominator used for per-student finance measures.
Student-faculty ratioStudents per instructional faculty member, lower usually means smaller classes and more contact.
11:1
43rd percentile in peer grouppeer median 12:1
fall 2023188 peers
Students per instructional faculty member (IPEDS, fall 2023). Lower generally means smaller classes and more faculty contact, though the measure mixes undergraduate and graduate teaching and is institution-reported.
Fully online studentsShare of students enrolled exclusively in distance-education (online) courses.
0%
16th percentile in peer grouppeer median 10%
2024-25188 peers
Share of students enrolled exclusively in distance-education courses (IPEDS, Fall 2023). Describes delivery model, not quality; online-heavy institutions look different on residential measures.
Hybrid (some online) enrollmentShare of students enrolled in some but not all courses online (hybrid), Fall 2023.
87%
98th percentile in peer grouppeer median 26%
Fall 2023188 peers
Share of all students taking some, but not all, of their courses at a distance (IPEDS, Fall 2023). This is the hybrid middle ground between the fully online share and the fully in-person share, and it signals how far a school has moved coursework online without going exclusively remote. Context metric, not better or worse. Banded against the school's peer group.
Transfer-in share (undergraduate)Transfer-in students as a share of undergraduate enrollment, Fall 2023.
7.7%
48th percentile in peer grouppeer median 7.9%
Fall 2023188 peers
Transfer-in students as a share of all undergraduates (IPEDS, Fall 2023). A high share means the school depends on transfer pipelines rather than first-time freshmen, which changes both recruitment strategy and melt/retention risk. Context metric, not better or worse. Banded against the school's peer group.
Graduate share of enrollmentGraduate students as a share of total enrollment, Fall 2023.
9.8%
73rd percentile in peer grouppeer median 4.6%
Fall 2023188 peers
Graduate students as a share of total headcount enrollment (IPEDS, Fall 2023). It separates research-intensive universities with large graduate bodies from undergraduate-focused institutions. Context metric, not better or worse. Banded against the school's peer group.
Women share of facultyWomen as a share of instructional staff (full- and part-time), Fall 2023.
57.1%
78th percentile in peer grouppeer median 50.5%
2023-24184 peers
Women as a share of all instructional staff, full- and part-time combined (IPEDS Human Resources, Fall 2023). A gender-composition signal for the teaching workforce. Context metric, not better or worse. Banded against the school's peer group.
Faculty of color shareU.S. faculty of color as a share of instructional staff, Fall 2023.
100%
100th percentile in peer grouppeer median 13.3%
2023-24184 peers
Instructional staff who are American Indian/Alaska Native, Asian, Black, Hispanic, Native Hawaiian/Pacific Islander, or two-or-more races, as a share of all instructional staff (IPEDS Human Resources, Fall 2023). Nonresident and race-unknown staff are excluded from the numerator. Context metric, not better or worse. Banded against the school's peer group.
Direct competitors within 100 miNumber of same-type institutions (same Carnegie class and control) within 100 miles.
Below peers
8
97th percentile in peer grouppeer median 4
2024-25188 peers
How many institutions of the same type (same Carnegie classification and control, i.e. the schools competing for the same students) sit within roughly 100 miles. A higher count means a more crowded local market and a harder yield fight, which matters most as the regional pool of high school graduates shrinks; a low count means the school has its catchment largely to itself. Distance is straight-line from campus coordinates. Banded against the school's peer group. Fewer is better for recruiting leverage.
Foreign first-time shareShare of first-time students whose legal residence is a foreign country.
0%
45th percentile in peer grouppeer median 0.7%
Fall 2022181 peers
Share of the school's first-time degree-seeking class whose legal residence is outside the United States (IPEDS Residence & Migration, Fall 2022). A measure of international reach in the entering class. Neither high nor low is inherently better; it is context for tuition-revenue mix and exposure to visa and geopolitical risk. Banded against the school's peer group.
Metro-area unemployment rateUnemployment rate in the school's metro area, ACS 2019-23.
Below peers
11.5%
98th percentile in peer grouppeer median 4.7%
ACS 2019-23169 peers
The civilian unemployment rate in the school's metropolitan or micropolitan area (US Census ACS 2019-23, mapped by the school's federal CBSA code). It is a proxy for local labor demand: a lower rate means a tighter job market, a stronger near-term destination for graduates and a smaller pool of working adults to recruit. It describes the local economy, not the school. Schools outside any metro area are not scored. Banded against the school's peer group.
On-campus crime rateOn-campus criminal offenses per 1,000 students, 2024 (Clery Act).
Average
0 per 1k
47th percentile in peer grouppeer median 0.8 per 1k
2024 (Clery)179 peers
Criminal offenses reported on campus in 2024 (murder, manslaughter, the four sex-offense categories, robbery, aggravated assault, burglary, motor-vehicle theft and arson) per 1,000 students, from the school's federal Clery Act filing. Counts and enrollment are summed across the institution's campuses. A higher number does not always mean a more dangerous school: thorough reporting and dense residential campuses raise it. Lower is generally safer. Banded against the school's peer group.
Enrollment momentum (CAGR)Enrollment momentum (CAGR).
Below peers
-9.7%
8th percentile in peer grouppeer median -2.1%
2024-25188 peers
Compound annual growth rate of undergraduate enrollment over the years the tool tracks (College Scorecard, roughly 2016-2024). Positive means the school is growing; negative means it is shrinking, the leading indicator of demand stress ahead of the demographic cliff. Banded against the school's peer group.
Net-price momentum (CAGR)Net-price momentum (CAGR).
Average
1%
53rd percentile in peer grouppeer median 0.8%
2024-25188 peers
Compound annual growth rate of net tuition revenue per full-time-equivalent student over the tracked years. A high positive rate means the school's real net price is climbing faster than peers, which can strain affordability and yield. Banded against the school's peer group. Lower is better.
Enrollment forecast (5-yr)Projected change in total enrollment about five years out, from the school's own trend.
Below peers
-48%
5th percentile in peer grouppeer median -11.8%
2024-2029 projection188 peers
Projected cumulative change in total enrollment roughly five years out, modeled by a least-squares log-linear fit on the school's own enrollment history (2016-2024). It uses the full multi-year series, so a single shock year (such as 2020) does not drive the result. This is a naive trend extrapolation, not a demographic model, and is capped at plus or minus 60 percent; treat it as direction-of-travel, not a precise count. Banded against the school's peer group; higher means projected growth.
Completion equity
Six-year graduation rate by group First-time, full-time bachelor’s cohort · Scorecard 2024-25
Hispanic/Latino50%
Pell recipients50%

Six-year graduation rate (150% of normal time) for the first-time, full-time bachelor’s cohort, broken out by race and ethnicity and for Pell-grant recipients (College Scorecard). Each bar uses the same measure as the headline graduation rate, so the gaps between groups are directly comparable. School overall: 55%.

Student body
Undergraduate race & ethnicity IPEDS 2024-25
Hispanic/Latino100.0%

Undergraduate enrollment by race and ethnicity, as reported to IPEDS (College Scorecard). “International” denotes nonresident students; “Unknown” means race/ethnicity was not reported.

Student Outcomes & Risk
Median earnings (10 yr)Median earnings of former students ten years after first enrolling (working, federally-aided students).
Below peers
$22,842
2nd percentile in peer grouppeer median $45,460
2024-25184 peers
Median debt at graduationMedian federal loan debt graduates carry at the point they complete.
Strong
$10,500
7th percentile in peer grouppeer median $24,912
2024-25177 peers
3-yr cohort default rateShare of borrowers who default within three years of entering repayment. Lower is better.
Below peers
21.1%
90th percentile in peer grouppeer median 9.4%
FY2017 cohort185 peers
Share of borrowers who defaulted within three years of entering repayment (U.S. Dept. of Education official cohort default rate). Shown for the FY2017 borrower cohort, the most recent cohort whose full three-year default window closed before the 2020-23 federal student-loan payment pause. More recent cohorts are reported by the College Scorecard at essentially 0%, but that reflects the payment pause (no payments were due, so almost no one could default), not borrower health, so the pre-pause cohort is the last meaningful reading. Lower is better.
Share taking federal loansShare of students taking out federal loans, a borrowing-reliance signal.
21.6%
12th percentile in peer grouppeer median 55.9%
2024-25188 peers
Debt-to-earnings ratioMedian graduate debt divided by median earnings, how heavy the debt load is versus what graduates earn. Lower is better.
Strong
0.46×
30th percentile in peer grouppeer median 0.51×
2024-25175 peers
Loan repayment rate (3-yr)
32%
15th percentile in peer grouppeer median 54%
2024-25173 peers
Share of student-loan borrowers who had repaid at least $1 of their loan principal within three years of entering repayment (College Scorecard, FY2024-25). Read it as context, not a simple good/bad score: a low rate can mean borrowers are struggling, but it can also mean many graduates have postponed payments while enrolled in graduate or professional school, which is common at selective schools and pushes their rate down. Unlike the cohort default rate, it is not distorted by the 2020-23 federal payment pause. Reported only where enough borrowers exist.
Earn more than a HS grad (6-yr)Share earning more than $28,000 (about a high-school graduate's wage) six years after entry.
Below peers
17.9%
2nd percentile in peer grouppeer median 53.2%
2024-25170 peers
Share of students earning more than $28,000 a year, roughly what a typical high-school graduate earns, six years after entering this institution (College Scorecard, FY2024-25). A direct read on whether attending beats not attending, and conceptually aligned with the 2025 budget law's program-level earnings-premium test.
Working 10 years after entryShare of the no-longer-enrolled cohort who are working ten years after entering.
Below peers
75.7%
17th percentile in peer grouppeer median 87.3%
2024-25184 peers
Share of students who are working (not still enrolled) ten years after entering this institution, of those whose employment status is known (College Scorecard, FY2024-25). A coarse employment signal; it does not capture earnings level or job quality.
Withdrew by year 2Share of entrants who had withdrawn by their second year. Lower is better.
Below peers
31.2%
76th percentile in peer grouppeer median 23.3%
2024-25177 peers
Share of students who had withdrawn from this institution by the end of their second year (College Scorecard, FY2024-25). An early-attrition signal, where lower is better; high part-time or adult-learner enrollment can raise it without reflecting institutional quality.
Loan repayment rate (5-yr)Share of borrowers who repaid at least $1 of principal within five years of entering repayment.
Below peers
30.5%
10th percentile in peer grouppeer median 61.2%
2024-25173 peers
Share of student-loan borrowers who had repaid at least $1 of their loan principal within five years of entering repayment (College Scorecard, FY2024-25), a longer-horizon companion to the three-year repayment rate. As with the three-year figure, a low rate can reflect graduates deferring payments while in further schooling rather than financial distress.
Median earnings (6 yr)Median earnings of working former students six years after they first enrolled.
Below peers
$18,349
2nd percentile in peer grouppeer median $38,212
2024-25185 peers
Median earnings of former students who are working and were federally aided, measured six years after they first enrolled (College Scorecard, FY2024-25). A shorter-horizon companion to the ten-year earnings figure; early-career pay tends to run below the ten-year mark, so read the two together rather than in isolation.
Earn more than a HS grad (10-yr)Share earning more than $28,000 (about a high-school graduate's wage) ten years after entry.
Below peers
23.5%
2nd percentile in peer grouppeer median 66.1%
2024-25167 peers
Share of students earning more than $28,000 a year, roughly what a typical high-school graduate earns, ten years after entering this institution (College Scorecard, FY2024-25). The long-horizon companion to the six-year figure and the closest public analogue to the 2025 budget law's program-level earnings-premium test.
Median debt (did not complete)Median federal loan debt of students who left without completing. Lower is better.
Strong
$5,500
23rd percentile in peer grouppeer median $8,250
2024-25180 peers
Median federal loan debt carried by students who withdrew from this institution without completing a credential (College Scorecard, FY2024-25). The counterpart to debt at graduation, and often the higher-risk group: borrowing with no degree to show for it. Lower is better, but compare it against the school's completion and withdrawal rates rather than on its own.
Loan repayment rate (1-yr)Share of borrowers who repaid at least $1 of principal within one year of entering repayment.
Below peers
24.7%
12th percentile in peer grouppeer median 47.1%
2024-25173 peers
Share of student-loan borrowers who had repaid at least $1 of their loan principal within one year of entering repayment (College Scorecard, FY2024-25), the earliest point on the repayment curve. As with the longer-horizon rates, a low figure can reflect borrowers deferring payments while in further schooling rather than financial distress.
Loan repayment rate (7-yr)Share of borrowers who repaid at least $1 of principal within seven years of entering repayment.
Below peers
35.5%
11th percentile in peer grouppeer median 65.4%
2024-25169 peers
Share of student-loan borrowers who had repaid at least $1 of their loan principal within seven years of entering repayment (College Scorecard, FY2024-25), the longest horizon reported. Together with the one-, three-, and five-year rates it traces how repayment progresses over time.
Median debt (first-generation students)Median federal loan debt of students who are the first in their family to attend college. Lower is better.
Strong
$6,750
6th percentile in peer grouppeer median $14,500
2024-25173 peers
Median cumulative federal loan debt carried by first-generation students, those whose parents did not complete college (College Scorecard, FY2024-25). Read it beside the all-students median debt: a gap between the two is an equity signal about who shoulders the borrowing. Lower is better, but weigh it against completion and earnings.
Median debt (Pell recipients)Median federal loan debt of Pell Grant recipients, the lowest-income aided students. Lower is better.
Strong
$7,000
6th percentile in peer grouppeer median $14,750
2024-25171 peers
Median cumulative federal loan debt carried by Pell Grant recipients (College Scorecard, FY2024-25), the lowest-income federally-aided students at the school. Compare it with the all-students median debt and the Pell share: it shows how much the neediest students borrow to attend. Lower is better.
Loan repayment rate, completers (3-yr)Share of borrowers who COMPLETED and had paid down at least $1 of principal within 3 years. Higher is better.
Below peers
41%
10th percentile in peer grouppeer median 67.2%
2024-25156 peers
Three-year loan repayment rate among borrowers who completed their program (College Scorecard, FY2024-25): the share who, three years after entering repayment, are not in default and have paid down at least a dollar of principal. Read it beside the all-borrower loan repayment rate and the non-completer rate: completers almost always repay at higher rates, so a low figure here is a strong warning sign. Higher is better.
Loan repayment rate, non-completers (3-yr)Share of borrowers who LEFT WITHOUT a credential and had paid down at least $1 of principal within 3 years. Higher is better.
Below peers
25.8%
13th percentile in peer grouppeer median 45.6%
2024-25156 peers
Three-year loan repayment rate among borrowers who left WITHOUT completing (College Scorecard, FY2024-25), the group at the highest risk of default since they carry debt without the credential. Pair it with the non-completer median debt: together they show how heavily a school's dropouts are burdened. Higher is better.
Pell completion gapOverall 6-year graduation rate minus the Pell-recipient graduation rate.
Average
+5%
53rd percentile in peer grouppeer median +4.8%
2024-25
The school's overall six-year graduation rate minus the graduation rate of its Pell Grant recipients (College Scorecard). A larger positive gap means lower-income students complete at a lower rate than the student body overall; a value near zero means the school graduates Pell and non-Pell students at similar rates. Banded against the school's peer group. Smaller is better.
Debt-to-earnings rateMedian program-level debt-to-earnings rate (annual loan payment / earnings).
Average
0.8%
65th percentile in peer grouppeer median 0.8%
Scorecard FoS (indicative)82 peers
The school's median program-level debt-to-earnings rate: the annual payment on graduates' median loan debt as a share of their median earnings, the core measure in the Department of Education's gainful-employment framework (a program is flagged above 8%). This is INDICATIVE: it applies ED's methodology to public College Scorecard field-of-study data because ED has not yet published its official determinations. Computed where the school has at least three evaluated programs. Lower means debt is smaller relative to earnings. Banded against peer group.
Return on credentialMedian 10-year earnings divided by the four-year cost of attendance (annual cost × 4) – a rough payback ratio for the degree.
Strong
0.57×
98th percentile in peer grouppeer median 0.29×
2024-25177 peers
Median 10-year earnings divided by the four-year cost of attendance (average annual cost × 4). A rough payback ratio: 1.0× means a graduate's annual 10-year earnings roughly equal the full four-year sticker cost. Earnings reflect federally-aided students; cost of attendance is the published sticker price before aid, so this is conservative relative to what families net of aid pay.
Programs below earnings benchmarkShare of program completions in fields whose graduate earnings currently fall below the state earnings benchmark used by the 2025 budget law's earnings-premium test.
Average
0%
61st percentile in peer grouppeer median 0%
2024-2599 peers
Share of this school's measured program completions in programs whose median earnings four years after completion fall below the state benchmark (a high-school graduate's earnings for undergraduate credentials, a bachelor's for graduate credentials). This is the same early-warning screen behind our OBBBA Compliance Watchdog leaderboard, computed on public College Scorecard Field-of-Study data, not the official federal determination. Shown only where at least four programs report earnings. Lower is less exposure.
Net-value indexComposite 0-100 of earnings, completion, net price and debt vs peers.
Strong
65.0
88th percentile in peer grouppeer median 51.0
2024-25187 peers
A 0-100 composite of student value relative to the peer group: the average of peer percentile ranks for median earnings ten years out, graduation rate, net price (lower counts as better value) and median debt (lower is better). Built only where at least two components are reported. Higher means more outcome per dollar. Banded against the school's peer group.
Earnings spread
Earnings 10 years after entry: the middle 50% Working, federally-aided former students · Scorecard 2024-25
25th percentile$12,390
Median$22,842
75th percentile$38,346

Annual earnings of working former students measured ten years after they first enrolled (College Scorecard), shown as a range rather than a single number. The middle half of this school’s graduates earn between the 25th- and 75th-percentile figures; the Median bar matches the headline earnings figure. A wider gap means more variation in how graduates fare. Bars are scaled to the highest value shown.

Top fields of study (bachelor's)

Caribbean University-Vega Baja’s largest fields by completions, with graduate earnings (4 years out) and debt benchmarked against the same field at its peer group. Sparklines show the 8-year completions trend.

FieldCompletions / yrMedian earnings, 4 yrs outMedian debtEarnings premiumRisk score
Health Professions & Clinical Sciences11$30,043
9th pct · 67 peers
$15,250
15th pct · 73 peers
Above benchmark +83%Low · 31
Business, Management & Marketing4–––Low · 29
Public Administration & Social Service4$26,324
15th pct · 33 peers
$7,500
10th pct · 42 peers
Above benchmark +60%Moderate · 50
Homeland Security, Law Enforcement & Firefighting3$24,784
10th pct · 51 peers
$12,600
13th pct · 60 peers
Above benchmark +51%Low · 0
Education1–$10,000
3th pct · 72 peers
–High · 100

All 3 top fields shown clear the PR state earnings-premium benchmark (indicative).

Earnings-premium status is an indicative estimate: median graduate earnings four years out vs the PR state median earnings of a high-school graduate (undergraduate credentials) or a bachelor’s-degree holder (graduate credentials) from the U.S. Census Bureau’s American Community Survey (2022 ACS 5-year). The official U.S. Department of Education determination uses its own cohort definition and may differ.

The risk score (0–100) is an indicative blend of earnings-premium margin and the five-year completions trend, higher means a field pays closer to (or below) the benchmark and is shrinking. A directional screen, not an official determination.

Major-level detail (CIP 4-digit)
Health Professions & Clinical Sciences – 1 CIP program (4-digit), 1 with earnings
Major (CIP 4-digit)Compl./yrEarn 4yrEarn 1yr% > thresholdMedian debtDebt/earnEarnings premium2 of 3 yrs
Practical Nursing, Vocational Nursing and Nursing AssistantsCIP 5139 ›11$30,043 n=41–78%$15,2500.51×Above benchmark +83%Clears all 2 yrs

Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 1 of 1 major shows an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.

Business, Management & Marketing – 2 CIP programs (4-digit), 0 with earnings
Major (CIP 4-digit)Compl./yrEarn 4yrEarn 1yr% > thresholdMedian debtDebt/earnEarnings premium2 of 3 yrs
Accounting and Related ServicesCIP 5203 ›2–––––––
Business Administration, Management and OperationsCIP 5202 ›2–––––––

Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 0 of 2 majors show an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.

Public Administration & Social Service – 1 CIP program (4-digit), 1 with earnings
Major (CIP 4-digit)Compl./yrEarn 4yrEarn 1yr% > thresholdMedian debtDebt/earnEarnings premium2 of 3 yrs
Social WorkCIP 4407 ›4$26,324 n=31––$7,5000.28×Above benchmark +60%Clears all 2 yrs

Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 1 of 1 major shows an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.

Homeland Security, Law Enforcement & Firefighting – 1 CIP program (4-digit), 1 with earnings
Major (CIP 4-digit)Compl./yrEarn 4yrEarn 1yr% > thresholdMedian debtDebt/earnEarnings premium2 of 3 yrs
Criminal Justice and CorrectionsCIP 4301 ›3$24,784 n=26–47.5% 5yr$12,6000.51×Above benchmark +51%Clears all 2 yrs

Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 1 of 1 major shows an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.

Education – 1 CIP program (4-digit), 0 with earnings
Major (CIP 4-digit)Compl./yrEarn 4yrEarn 1yr% > thresholdMedian debtDebt/earnEarnings premium2 of 3 yrs
Teacher Education and Professional Development, Specific Levels and MethodsCIP 1312 ›1–––$10,000–––

Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 0 of 1 major shows an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.

See the interactive dashboard for all fields and credential levels (associate through doctoral). Source: College Scorecard Field of Study.

Frequently asked
How financially healthy is Caribbean University-Vega Baja?
On the NACUBO Composite Financial Index, the −4 to 10 balance-sheet score accreditors and institutional boards use – Caribbean University-Vega Baja scores 3.3 (Stable), computed from its IPEDS FY2022-23 finances. This is informational benchmarking, not a credit rating.
What is Caribbean University-Vega Baja's student-faculty ratio?
Caribbean University-Vega Baja reports a student-faculty ratio of 11:1 (IPEDS, fall 2023) – that is, about 11 students for every instructional faculty member.
How much does Caribbean University-Vega Baja cost?
The average published cost of attendance is $9,936 and the average net price after aid is $5,235 (College Scorecard).
How much do Caribbean University-Vega Baja graduates earn?
Median earnings ten years after entry are $22,842 (College Scorecard), measured across students who received federal aid.
Are Caribbean University-Vega Baja's programs at risk under the federal earnings-premium test?
Indicatively, at Caribbean University-Vega Baja, all 3 of the largest fields with available earnings data clear the PR state earnings-premium benchmark used by the 2025 federal test (effective July 1, 2026) – median graduate earnings (four years out) exceed those of a typical worker without the credential. This is an estimate using College Scorecard earnings vs ACS medians; the official Department of Education determination may differ.
Which schools are Caribbean University-Vega Baja's peers?
Caribbean University-Vega Baja is benchmarked against 188 institutions in the Baccalaureate: Diverse Fields · Private nonprofit peer group; all percentiles and medians on this page are computed within that group.
Compare with peers
Calvary UniversityTrinity College of FloridaKuyper CollegeWhitworth University-Adult Degree ProgramsWarner Pacific University Professional and Graduate StudiesCrowley's Ridge College

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Source: U.S. Department of Education, College Scorecard & IPEDS (most recent releases), with the U.S. Census Bureau (ACS), the U.S. Bureau of Labor Statistics (Employment Projections, field-demand outlook) and WICHE (enrollment-cliff projections). Figures lag the current academic year by roughly two to three years. Percentiles and medians are computed within the institution's peer group. Financial Resilience is a transparent composite, see each component above. Compiled by Ibex Insights.