Inter American University of Puerto Rico-School of Optometry

Private nonprofitSpecial Focus: Medical Schools/CentersGraduate/Professional

Fin. Resilience

Resilience score

vs. 95 peers in its group

Inter American University of Puerto Rico-School of Optometry is a private nonprofit institution in Bayamon, PR, classified by Carnegie as “Special Focus: Medical Schools/Centers.”

It is benchmarked here against 95 peer institutions (Special Focus: Medical Schools/Centers · Private nonprofit).

On Ibex's Financial Resilience score it rates 76 out of 100 within that peer group, a transparent composite of endowment per undergraduate, net tuition revenue per student, and instructional spend per student.

Its strongest standing relative to peers is full-time faculty share (100%, 100th percentile).

Peer group

Special Focus: Medical Schools/Centers · Private nonprofit

95 institutions

No cross-metric risk flags triggered.

Policy & demographic exposure

How exposed Inter American University of Puerto Rico-School of Optometry is to the structural shifts reshaping higher ed: a composite structural-risk index plus the 2025 federal budget law’s endowment excise tax and Grad PLUS elimination and the demographic enrollment cliff. Only signals that apply to this institution are shown.

Grad PLUS exposure

18.3%

Low exposure

Higher than 49% of schools nationally

AY2025-26 YTD (through Q2, Dec 2025)

Avg Grad PLUS loan

$12,676

Half the cap+

Higher than 24% of schools nationally

AY2025-26 YTD (through Q2, Dec 2025)

Indicative signals, not forecasts — see each metric’s definition and the methodology. Endowment-tax and Grad PLUS figures appear only where the institution is actually exposed; “nationally” compares against all schools that report each signal.

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Financial Aid Agent

Revenue composition

Where the money comes from $8.1M total revenue · IPEDS FY2022-23

Tuition & fees is the largest single source at 85% of revenue.

Tuition & fees84.8%

Auxiliary enterprises15.2%

Private gifts & grants0.0%

Government grants & contracts0.0%

Where each dollar of revenue comes from, as a share of total positive revenue. Sources are standardized across public (GASB) and private (FASB) reporting; a net investment loss in a down market is shown as 0% and excluded from the mix.

Financial Health

Net tuition revenue / FTE

Strong

$33,690

88th percentile in peer grouppeer median $20,254

Instructional spend / FTE

Average

$14,337

63rd percentile in peer grouppeer median $12,170

Avg monthly faculty salary

Average

$7,799

45th percentile in peer grouppeer median $8,016

Average monthly salary of full-time faculty, as reported to IPEDS.

Tuition discount rate

Moderate

0.6%

36th percentile in peer grouppeer median 2.4%

Institutional grant aid as a share of gross tuition & fee revenue (IPEDS FY2022-23, FASB): allowances applied to tuition ÷ (net tuition revenue + those allowances) — the tuition-discount rate enrollment leaders track, i.e. the share of sticker tuition handed back as institutional aid. Private nonprofit institutions only; public (GASB) institutions report tuition differently and are not shown. The national private-college average is roughly 56% (NACUBO); above ~60% signals heavy price competition.

Administrative cost share

20.8%

46th percentile in peer grouppeer median 22.7%

Institutional support — central administration, executive management, governance, general administration, fundraising and (under FASB rules) operation & maintenance of plant — as a share of total expenses (IPEDS FY2022-23, FASB). Private nonprofit institutions only: public (GASB) institutions report functional expenses on a different basis and frequently consolidate large hospital and auxiliary operations, which makes a comparable ratio unreliable, so they are not shown. Because FASB folds plant operations into institutional support, this runs higher than a narrow 'central-office' figure, and schools with sizable hospital or auxiliary operations show a lower ratio as those costs enlarge total expenses. An informational benchmark of administrative intensity, compared within the peer group — not a measure of waste or quality.

Grad PLUS exposure

Low exposure

18.3%

— percentile in peer group

Share of the institution's graduate federal loan dollars (Grad Unsubsidized + Grad PLUS) that came from Grad PLUS — the program the 2025 budget law eliminates for new borrowers from July 1, 2026, alongside new caps on graduate borrowing. A higher share means more of the school's graduate students rely on borrowing that will no longer exist above the unsubsidized cap. Source: U.S. Dept. of Education / Federal Student Aid Direct Loan Dashboard — primarily award year 2025-26 (year-to-date through Q2, December 2025), the most current federal data; schools not yet reporting Grad PLUS in 2025-26 retain their most recent complete year (2024-25), shown per school. The reliance share is stable across the two vintages. Shown only for schools with Grad PLUS originations; an exposure signal, not a forecast of revenue loss.

Avg Grad PLUS loan

Half the cap+

$12,676

— percentile in peer group

Average Grad PLUS loan per recipient (FSA Direct Loan Dashboard — award year 2025-26 year-to-date through Q2, with 2024-25 full-year retained where 2025-26 is not yet reported). The 2025 budget law eliminates Grad PLUS for new borrowers from July 1, 2026 and caps unsubsidized graduate borrowing at $20,500/year — so this is the average per-borrower amount that will no longer be available above that cap. Paired with Grad PLUS exposure (the institution's reliance share), it is the depth axis of the Grad PLUS shock: how much each affected borrower stands to lose. Shown only where Grad PLUS was originated.

Enrollment & Pipeline

12-month FTE enrollment

217

29th percentile in peer grouppeer median 492

Full-time-equivalent enrollment over the full 12-month year (IPEDS 12-month enrollment, 2022-23). Counts part-time students at their fractional load, so it runs above fall full-time headcount and is the denominator used for per-student finance measures.

Student Outcomes & Risk

3-yr cohort default rate

Average

43rd percentile in peer grouppeer median 2.5%

Share of borrowers who defaulted within three years of entering repayment (U.S. Dept. of Education official cohort default rate). Shown for the FY2017 borrower cohort — the most recent cohort whose full three-year default window closed before the 2020-23 federal student-loan payment pause. More recent cohorts are reported by the College Scorecard at essentially 0%, but that reflects the payment pause (no payments were due, so almost no one could default), not borrower health, so the pre-pause cohort is the last meaningful reading. Lower is better.

Full-time faculty share

Strong

100%

100th percentile in peer grouppeer median 62.7%

Top fields of study (all levels)

Inter American University of Puerto Rico-School of Optometry’s largest fields by completions, with graduate earnings (4 years out) and debt benchmarked against the same field at its peer group. Sparklines show the 8-year completions trend.

Field	Completions / yr	Median earnings, 4 yrs out	Median debt	Earnings premium	Risk score
Health Professions & Clinical Sciences	27	$128,116 77th pct · 13 peers	—	Above benchmark +360%	Moderate · 37

All 1 top fields shown clear the PR state earnings-premium benchmark (indicative).

Earnings-premium status is an indicative estimate: median graduate earnings four years out vs the PR state median earnings of a high-school graduate (undergraduate credentials) or a bachelor’s-degree holder (graduate credentials) from the U.S. Census Bureau’s American Community Survey (2022 ACS 5-year). The official U.S. Department of Education determination uses its own cohort definition and may differ.

The risk score (0–100) is an indicative blend of earnings-premium margin and the five-year completions trend—higher means a field pays closer to (or below) the benchmark and is shrinking. A directional screen, not an official determination.

See the interactive dashboard for all fields and credential levels (associate through doctoral). Source: College Scorecard Field of Study.

Frequently asked

Are Inter American University of Puerto Rico-School of Optometry's programs at risk under the federal earnings-premium test?

Indicatively, at Inter American University of Puerto Rico-School of Optometry, the single largest field with available earnings data clears the PR state earnings-premium benchmark used by the 2025 federal test (effective July 1, 2026) — median graduate earnings (four years out) exceed those of a typical worker without the credential. This is an estimate using College Scorecard earnings vs ACS medians; the official Department of Education determination may differ.

Which schools are Inter American University of Puerto Rico-School of Optometry's peers?

Inter American University of Puerto Rico-School of Optometry is benchmarked against 95 institutions in the Special Focus: Medical Schools/Centers · Private nonprofit peer group; all percentiles and medians on this page are computed within that group.

Compare with peers

Academy for Five Element Acupuncture Academy of Chinese Culture and Health Sciences Acupuncture and Integrative Medicine College-Berkeley Adler Graduate School Appalachian College of Pharmacy Atlantic Institute of Oriental Medicine

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Source: U.S. Department of Education — College Scorecard & IPEDS (most recent releases), with the U.S. Census Bureau (ACS), the U.S. Bureau of Labor Statistics (Employment Projections, field-demand outlook) and WICHE (enrollment-cliff projections). Figures lag the current academic year by roughly two to three years. Percentiles and medians are computed within the institution's peer group. Financial Resilience is a transparent composite — see each component above. Compiled by Ibex Insights.