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Seminario Evangelico de Puerto Rico

San Juan, PR · official site ↗

Private nonprofitBaccalaureate/Associate's: Assoc. DominantGraduate/Professional
31
Fin. Resilience
Resilience score

vs. 205 peers in its group

Seminario Evangelico de Puerto Rico is a private nonprofit institution in San Juan, PR, classified by Carnegie as “Baccalaureate/Associate's: Assoc. Dominant.”

It is benchmarked here against 205 peer institutions (Baccalaureate/Associate's: Assoc. Dominant · Private nonprofit).

On Ibex's Financial Resilience score it rates 31 out of 100 within that peer group, a transparent composite of endowment per undergraduate, net tuition revenue per student, and instructional spend per student.

Its strongest standing relative to peers is operating margin (44.2%, 95th percentile).

Its weakest is full-time faculty share (20.4%).

Peer group

Baccalaureate/Associate's: Assoc. Dominant · Private nonprofit

205 institutions

No cross-metric risk flags triggered.
Policy & demographic exposure

How exposed Seminario Evangelico de Puerto Rico is to the structural shifts reshaping higher ed: a composite structural-risk index plus the 2025 federal budget law’s endowment excise tax and Grad PLUS elimination and the demographic enrollment cliff. Only signals that apply to this institution are shown.

Structural risk indexAn indicative 0–100 structural-risk index (higher = more pressure) blending operating margin, months of cash cushion, tuition dependency and the home-state enrollment cliff. Screens for the financial and demographic strain that precedes closures and mergers — directional, not a prediction.
42
Elevated

Indicative signals, not forecasts — see each metric’s definition and the methodology. Endowment-tax and Grad PLUS figures appear only where the institution is actually exposed; “nationally” compares against all schools that report each signal.

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Financial Health Index
3.0
on a −4 to 10 scale
Financial Health IndexStable

NACUBO Composite Financial Index — the balance-sheet health score accreditors and institutional boards use to gauge financial health; bond-rating agencies track similar ratios. 32nd percentile of 205 peers.

Primary reserve 35%0 mo
Reserves vs. debt 35%0.00×
Return on net assets 20%32.5%
Operating result 10%24.4%

Composite of four ratios on a strength-factor scale (−4 weak → 10 strong): below 3 falls short of the threshold for financial health, below 1 signals acute stress, and above 6 is strong. Computed from IPEDS FY2022-23, the most recent finance release (it lags the current year by 2–3 years). Branch campuses that report finances at a parent/system level can show distorted ratios. For informational benchmarking, not a credit rating or financial advice.

Revenue composition
Where the money comes from $2.2M total revenue · IPEDS FY2022-23

Private gifts & grants is the largest single source at 59% of revenue.

Private gifts & grants59.0%
Tuition & fees21.1%
Investment return11.7%
Auxiliary enterprises7.3%
Other revenue0.8%

Where each dollar of revenue comes from, as a share of total positive revenue. Sources are standardized across public (GASB) and private (FASB) reporting; a net investment loss in a down market is shown as 0% and excluded from the mix.

Financial Health
Net tuition revenue / FTETuition revenue per full-time-equivalent student after institutional aid/discounts — what tuition actually nets.
Average
$7,261
34th percentile in peer grouppeer median $9,833
Instructional spend / FTESpending on instruction per FTE student — how much of the budget reaches the classroom.
Below peers
$5,912
28th percentile in peer grouppeer median $10,996
Endowment (end of year)Total endowment value at year end — long-term invested wealth that funds operations and cushions shocks.
Below peers
$795,296
16th percentile in peer grouppeer median $14.5M
Avg monthly faculty salaryAverage monthly salary of full-time faculty (IPEDS) — a proxy for faculty investment.
Below peers
$4,285
26th percentile in peer grouppeer median $5,681
Average monthly salary of full-time faculty, as reported to IPEDS.
Operating marginNet surplus as a share of total revenue — whether the institution runs in the black.
Strong
44.2%
95th percentile in peer grouppeer median 9.4%
Net surplus as a share of total revenue (IPEDS FY2022-23): (total revenues − total expenses) ÷ total revenues. A surplus above 4% is strong; a thin surplus near 0% leaves little margin for shocks.
Tuition dependencyTuition's share of total revenue — how exposed the budget is to enrollment swings.
21.1%
39th percentile in peer grouppeer median 24.9%
Tuition & fees as a share of total revenue (IPEDS FY2022-23). Higher = more exposed to enrollment swings.
Tuition discount rateInstitutional grant aid as a share of gross tuition (IPEDS, private nonprofits only) — the tuition-discount rate. The share of sticker tuition handed back as aid; a high rate (the national average is ~56%) signals heavy price competition for students.
Moderate
1.9%
17th percentile in peer grouppeer median 27.3%
Institutional grant aid as a share of gross tuition & fee revenue (IPEDS FY2022-23, FASB): allowances applied to tuition ÷ (net tuition revenue + those allowances) — the tuition-discount rate enrollment leaders track, i.e. the share of sticker tuition handed back as institutional aid. Private nonprofit institutions only; public (GASB) institutions report tuition differently and are not shown. The national private-college average is roughly 56% (NACUBO); above ~60% signals heavy price competition.
State appropriations shareState appropriations' share of total revenue — material for public institutions, near zero for private.
0%
100th percentile in peer grouppeer median 0%
State appropriations as a share of total revenue (IPEDS FY2022-23). Material for public institutions; ~0 for private.
Administrative cost shareInstitutional support (central administration, governance, general administration, fundraising, and under FASB the operation & maintenance of plant) as a share of total expenses — private nonprofit (FASB) institutions only, where the figure is comparable. An informational gauge of administrative intensity, not a measure of waste.
25.7%
43rd percentile in peer grouppeer median 28.7%
Institutional support — central administration, executive management, governance, general administration, fundraising and (under FASB rules) operation & maintenance of plant — as a share of total expenses (IPEDS FY2022-23, FASB). Private nonprofit institutions only: public (GASB) institutions report functional expenses on a different basis and frequently consolidate large hospital and auxiliary operations, which makes a comparable ratio unreliable, so they are not shown. Because FASB folds plant operations into institutional support, this runs higher than a narrow 'central-office' figure, and schools with sizable hospital or auxiliary operations show a lower ratio as those costs enlarge total expenses. An informational benchmark of administrative intensity, compared within the peer group — not a measure of waste or quality.
Months of operating cushionMonths of operating expenses covered by expendable reserves — the institution's cash cushion.
Thin
0 mo
10th percentile in peer grouppeer median 11.5 mo
How many months of operating expenses the institution could cover from expendable reserves (IPEDS FY2022-23 primary reserve ratio × 12). About 5 months — one semester — is the accreditor benchmark for solid footing; below ~3 months is thin. A negative figure means expendable reserves are themselves negative.
Reserves vs. debtExpendable reserves divided by long-term debt — whether reserves could cover the debt.
Thin
0.00×
16th percentile in peer grouppeer median 1.49×
Expendable reserves ÷ plant-related debt (IPEDS FY2022-23 viability ratio). At or above 1.25×, reserves fully cover long-term debt. Shown blank when the institution carries little or no plant debt.
Return on net assetsChange in net assets over the year — whether the institution grew wealthier.
Strong
32.5%
94th percentile in peer grouppeer median 3.5%
Change in total net assets ÷ net assets (IPEDS FY2022-23) — whether the institution grew wealthier over the year. 2–4% is adequate; above 4% is strong.
Endowment per FTE studentEndowment per full-time-equivalent student — the FTE-correct measure of endowment wealth per student.
Below peers
$10,464
21st percentile in peer grouppeer median $107,955
End-of-year endowment ÷ 12-month FTE enrollment — endowment wealth per full-time-equivalent student. The FTE-correct companion to endowment-per-undergraduate; FTE counts graduate and part-time load, so research universities look less wealthy on this basis than on a headcount basis.
Structural risk indexAn indicative 0–100 structural-risk index (higher = more pressure) blending operating margin, months of cash cushion, tuition dependency and the home-state enrollment cliff. Screens for the financial and demographic strain that precedes closures and mergers — directional, not a prediction.
Elevated
42
— percentile in peer group
An indicative 0–100 structural-risk index (higher = more pressure), an equal-weight blend of the stress signals we measure: thin or negative operating margin, low months of operating cushion, high tuition dependency, and a shrinking home-state high-school-graduate pipeline (enrollment cliff). Averaged over whichever signals are available (at least two required). It screens for the financial and demographic pressures that precede closures and mergers — a directional indicator, NOT a prediction that any institution will close, and not a credit rating.
Enrollment & Pipeline
12-month FTE enrollmentFull-time-equivalent enrollment over the full year — the denominator for per-student finance measures.
76
30th percentile in peer grouppeer median 115
Full-time-equivalent enrollment over the full 12-month year (IPEDS 12-month enrollment, 2022-23). Counts part-time students at their fractional load, so it runs above fall full-time headcount and is the denominator used for per-student finance measures.
Student Outcomes & Risk
3-yr cohort default rateShare of borrowers who default within three years of entering repayment. Lower is better.
Average
3.2%
43rd percentile in peer grouppeer median 4.3%
Share of borrowers who defaulted within three years of entering repayment (U.S. Dept. of Education official cohort default rate). Shown for the FY2017 borrower cohort — the most recent cohort whose full three-year default window closed before the 2020-23 federal student-loan payment pause. More recent cohorts are reported by the College Scorecard at essentially 0%, but that reflects the payment pause (no payments were due, so almost no one could default), not borrower health, so the pre-pause cohort is the last meaningful reading. Lower is better.
Full-time faculty shareShare of faculty employed full-time — higher generally means more availability and continuity.
Below peers
20.4%
7th percentile in peer grouppeer median 80%
Top fields of study (all levels)

Seminario Evangelico de Puerto Rico’s largest fields by completions, with graduate earnings (4 years out) and debt benchmarked against the same field at its peer group. Sparklines show the 8-year completions trend.

FieldCompletions / yrMedian earnings, 4 yrs outMedian debtEarnings premiumRisk score
Theology & Religious Vocations19$34,062
2th pct · 42 peers
—Above benchmark +22%Low · 32
Philosophy & Religious Studies6———High · 85

All 1 top fields shown clear the PR state earnings-premium benchmark (indicative).

Earnings-premium status is an indicative estimate: median graduate earnings four years out vs the PR state median earnings of a high-school graduate (undergraduate credentials) or a bachelor’s-degree holder (graduate credentials) from the U.S. Census Bureau’s American Community Survey (2022 ACS 5-year). The official U.S. Department of Education determination uses its own cohort definition and may differ.

The risk score (0–100) is an indicative blend of earnings-premium margin and the five-year completions trend—higher means a field pays closer to (or below) the benchmark and is shrinking. A directional screen, not an official determination.

See the interactive dashboard for all fields and credential levels (associate through doctoral). Source: College Scorecard Field of Study.

Frequently asked
How financially healthy is Seminario Evangelico de Puerto Rico?
On the NACUBO Composite Financial Index — the −4 to 10 balance-sheet score accreditors and institutional boards use — Seminario Evangelico de Puerto Rico scores 3.0 (Stable), computed from its IPEDS FY2022-23 finances. This is informational benchmarking, not a credit rating.
Are Seminario Evangelico de Puerto Rico's programs at risk under the federal earnings-premium test?
Indicatively, at Seminario Evangelico de Puerto Rico, the single largest field with available earnings data clears the PR state earnings-premium benchmark used by the 2025 federal test (effective July 1, 2026) — median graduate earnings (four years out) exceed those of a typical worker without the credential. This is an estimate using College Scorecard earnings vs ACS medians; the official Department of Education determination may differ.
Which schools are Seminario Evangelico de Puerto Rico's peers?
Seminario Evangelico de Puerto Rico is benchmarked against 205 institutions in the Baccalaureate/Associate's: Assoc. Dominant · Private nonprofit peer group; all percentiles and medians on this page are computed within that group.
Compare with peers
Academy for Jewish Religion CaliforniaAnabaptist Mennonite Biblical SeminaryAquinas Institute of TheologyAsbury Theological SeminaryAustin Presbyterian Theological SeminaryBakke Graduate University

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Source: U.S. Department of Education — College Scorecard & IPEDS (most recent releases), with the U.S. Census Bureau (ACS), the U.S. Bureau of Labor Statistics (Employment Projections, field-demand outlook) and WICHE (enrollment-cliff projections). Figures lag the current academic year by roughly two to three years. Percentiles and medians are computed within the institution's peer group. Financial Resilience is a transparent composite — see each component above. Compiled by Ibex Insights.