St Joseph School of Nursing
Nashua, NH · official site ↗
Private nonprofitSpecial Focus Two-Year: Health ProfessionsTwo-year, very small
28
Fin. Resilience
Resilience score
vs. 25 peers in its group
St Joseph School of Nursing is a private nonprofit institution in Nashua, NH, classified by Carnegie as “Special Focus Two-Year: Health Professions.”
It enrolls about 93 undergraduates and is benchmarked here against 25 peer institutions (Special Focus Two-Year: Health Professions · Private nonprofit).
On Ibex's Financial Resilience score it rates 28 out of 100 within that peer group, a transparent composite of endowment per undergraduate, net tuition revenue per student, and instructional spend per student.
Its strongest standing relative to peers is first-year retention (100%, 100th percentile).
Its weakest is net tuition revenue / fte ($7,750).
Ibex's cross-metric scan flags: Undergrad enrollment down 47% since 2016.
Peer group
Special Focus Two-Year: Health Professions · Private nonprofit
25 institutions
Undergrad enrollment down 47% since 2016
Policy & demographic exposure
How exposed St Joseph School of Nursing is to the structural shifts reshaping higher ed: a composite structural-risk index plus the 2025 federal budget law’s endowment excise tax, Grad PLUS elimination, new Parent PLUS borrowing cap and new Workforce Pell short-term-credential opportunity, and the demographic enrollment cliff. Only signals that apply to this institution are shown.
Enrollment cliff (home state)Projected change in the institution's home-state high-school graduates from 2025 to 2041 (WICHE). The U.S. total falls about 13%; a directional feeder-market signal, not an enrollment forecast.
-15.3%
Steep declineIndicative signals, not forecasts, see each metric’s definition and the methodology. Endowment-tax, Grad PLUS, Parent PLUS and Workforce Pell figures appear only where the institution is actually exposed; “nationally” compares against all schools that report each signal.
Turn these signals into action
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Revenue composition
Where the money comes from
$2M total revenue · IPEDS FY2022-23
Tuition & fees is the largest single source at 81% of revenue.
Tuition & fees80.7%
Government grants & contracts11.6%
Other revenue7.8%
Where each dollar of revenue comes from, as a share of total positive revenue. Sources are standardized across public (GASB) and private (FASB) reporting; a net investment loss in a down market is shown as 0% and excluded from the mix.
Financial Health
Net tuition revenue / FTETuition revenue per full-time-equivalent student after institutional aid/discounts, what tuition actually nets.
Below peers
$7,750
8th percentile in peer grouppeer median $12,175
25 peers
Instructional spend / FTESpending on instruction per FTE student, how much of the budget reaches the classroom.
Average
$12,892
48th percentile in peer grouppeer median $13,902
25 peers
In-state tuition & feesPublished in-state tuition and fees before aid (sticker price).
$23,438
80th percentile in peer grouppeer median $16,258
15 peers
Out-of-state tuition & feesPublished out-of-state tuition and fees before aid (sticker price).
$23,438
73rd percentile in peer grouppeer median $16,258
15 peers
Avg monthly faculty salaryAverage monthly salary of full-time faculty (IPEDS) – a proxy for faculty investment.
Average
$8,148
56th percentile in peer grouppeer median $7,854
25 peers
Average monthly salary of full-time faculty, as reported to IPEDS.
Tuition discount rateInstitutional grant aid as a share of gross tuition (IPEDS, private nonprofits only) – the tuition-discount rate. The share of sticker tuition handed back as aid; a high rate (the national average is ~56%) signals heavy price competition for students.
Moderate
5.5%
68th percentile in peer grouppeer median 1.1%
FY2022-2325 peers
Institutional grant aid as a share of gross tuition & fee revenue (IPEDS FY2022-23, FASB): allowances applied to tuition ÷ (net tuition revenue + those allowances) – the tuition-discount rate enrollment leaders track, i.e. the share of sticker tuition handed back as institutional aid. Private nonprofit institutions only; public (GASB) institutions report tuition differently and are not shown. The national private-college average is roughly 56% (NACUBO); above ~60% signals heavy price competition.
Administrative cost shareInstitutional support (central administration, governance, general administration, fundraising, and under FASB the operation & maintenance of plant) as a share of total expenses, private nonprofit (FASB) institutions only, where the figure is comparable. An informational gauge of administrative intensity, not a measure of waste.
17.3%
32nd percentile in peer grouppeer median 22.9%
FY2022-2322 peers
Institutional support, central administration, executive management, governance, general administration, fundraising and (under FASB rules) operation & maintenance of plant, as a share of total expenses (IPEDS FY2022-23, FASB). Private nonprofit institutions only: public (GASB) institutions report functional expenses on a different basis and frequently consolidate large hospital and auxiliary operations, which makes a comparable ratio unreliable, so they are not shown. Because FASB folds plant operations into institutional support, this runs higher than a narrow 'central-office' figure, and schools with sizable hospital or auxiliary operations show a lower ratio as those costs enlarge total expenses. An informational benchmark of administrative intensity, compared within the peer group, not a measure of waste or quality.
Avg Parent PLUS loanAverage Parent PLUS loan originated per recipient family.
$7,000
50th percentile in peer grouppeer median $8,500
2024-2514 peers
Average federal Parent PLUS loan per recipient (U.S. Dept. of Education, FSA Direct Loan Dashboard, AY2025-26 YTD). Parent PLUS faces new aggregate borrowing caps under the 2025 budget law; a high average shows how far families currently borrow above other federal aid. Companion to the Grad PLUS and Parent PLUS cap-gap signals. Context, not a quality measure.
Spent on instructionInstruction as a share of total functional expenses (private-nonprofit reporting).
72.4%
92nd percentile in peer grouppeer median 50.2%
2024-2525 peers
Instruction spending divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). 'Where the money goes' context, reported here for private-nonprofit (FASB) institutions only, where the functional split is comparable; not computed for public or for-profit institutions. Higher is not automatically better; research universities and those with hospitals or large auxiliaries spread spending across other functions.
Spent on student servicesStudent services as a share of total functional expenses (private-nonprofit reporting).
1.9%
20th percentile in peer grouppeer median 5.6%
2024-2525 peers
Student-services spending (admissions, registrar, student life, counseling) divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). Private-nonprofit (FASB) institutions only. Spending-mix context, not a quality measure.
Spent on academic supportAcademic support as a share of total functional expenses (private-nonprofit reporting).
8.5%
60th percentile in peer grouppeer median 7.7%
2024-2525 peers
Academic-support spending (libraries, academic computing, deans' offices) divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). Private-nonprofit (FASB) institutions only. Context, not a quality measure.
Spent on researchResearch as a share of total functional expenses (private-nonprofit reporting).
0%
96th percentile in peer grouppeer median 0%
2024-2525 peers
Research spending divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). Private-nonprofit (FASB) institutions only; near zero at teaching-focused colleges and sizeable at research universities. Spending-mix context, not a quality measure.
Graduation & completion
Graduation rate · first-time, full-time
–
Not reported, this institution has no first-time, full-time bachelor's-degree cohort, so the graduation rate does not apply. See the all-students completion rate.
Completion rate · all students
94.4%
94.4% earned a degree or certificate within 8 years (IPEDS Outcome Measures)
The broader cohort, also counts part-time entrants and transfer-ins, and any credential. More inclusive, so it can run higher than the graduation rate.
Why two numbers? They measure different students over different windows, so they are not directly comparable. The graduation rate is the standard federal headline but tracks only first-time, full-time students through a bachelor's; the all-students completion rate adds the part-time and transfer students it leaves out, over a longer window. Read each for what it covers. Source: U.S. Department of Education, IPEDS Graduation Rates & Outcome Measures, via College Scorecard.
Enrollment & Pipeline
Undergraduate enrollmentNumber of degree-seeking undergraduates (IPEDS fall headcount). A size measure, not a quality signal.
93
16th percentile in peer grouppeer median 173
25 peers
First-year retentionShare of first-time, full-time students who return for a second year, an early signal of student fit and support. Reported for two-year and less-than-two-year institutions.
Strong
100%
100th percentile in peer grouppeer median 81.8%
11 peers
Graduation rate (150% of normal time)Of first-time, full-time degree- or certificate-seeking students, the share who completed within 150% of the program's normal time (about three years for a two-year program), per College Scorecard. This is the two-year analogue of the six-year graduation rate shown for four-year colleges.
Strong
100%
100th percentile in peer grouppeer median 57.8%
10 peers
Share of first-time, full-time degree/certificate-seeking students who completed within 150% of the program's normal time (about three years for a two-year program), per College Scorecard. The two-year analogue of the six-year rate shown for four-year colleges.
Graduation rate (on-time)Of first-time, full-time degree- or certificate-seeking students, the share who completed within the program's normal time (100%, on-time), per College Scorecard. Reported for two-year and less-than-two-year institutions.
Strong
100%
100th percentile in peer grouppeer median 55.4%
10 peers
Share of first-time, full-time degree/certificate-seeking students who completed within the program's normal time (100%), per College Scorecard. Reported for two-year and less-than-two-year institutions.
Pell recipient shareShare of undergraduates on a federal Pell Grant, a proxy for the share from lower-income families.
19.2%
8th percentile in peer grouppeer median 44.7%
25 peers
Completion rate (all students · 8-yr)Of ALL entering degree-seeking undergraduates, full- and part-time, first-time and transfer-in, the share who earned a degree or certificate at this institution within eight years (IPEDS Outcome Measures). Broader than the graduation rate, which counts only first-time, full-time students, so the two are measured on different students and are not directly comparable.
Strong
94.4%
100th percentile in peer grouppeer median 70.5%
2024-2525 peers
Share of ALL entering degree-seeking undergraduates, full- and part-time, first-time and transfer-in, who earned a degree or certificate at this institution within eight years (IPEDS Outcome Measures, via College Scorecard). Broader and more inclusive than the graduation-rate figures, which count only first-time, full-time students entering a bachelor's program, so the two are measured on different groups of students and are not directly comparable.
First-generation studentsShare of undergraduates who are the first in their family to attend college.
49.4%
60th percentile in peer grouppeer median 46.2%
2024-2520 peers
Share of undergraduates who are first-generation college students (College Scorecard, FY2024-25). An access signal, not a measure of quality: a higher share often reflects a stronger commitment to serving students whose parents did not attend college.
Adult learners (25+)Share of undergraduates aged 25 or older.
70.8%
68th percentile in peer grouppeer median 63.1%
2024-2525 peers
Share of undergraduates aged 25 or older (College Scorecard, FY2024-25). Read as context on the student mix: schools serving many working adults look different on persistence and part-time measures than traditional-age campuses, and neither is inherently better.
Part-time undergraduatesShare of undergraduates enrolled part-time.
31.2%
48th percentile in peer grouppeer median 35.1%
2024-2525 peers
Share of undergraduates enrolled part-time (College Scorecard, FY2024-25). Context, not quality: a high part-time share is common at community and commuter institutions and affects graduation-rate comparisons, which are based only on full-time, first-time students.
Median family incomeMedian family income of students at this institution.
$46,490
95th percentile in peer grouppeer median $30,207
2024-2522 peers
Median family income of students at this institution (College Scorecard, FY2024-25). An affordability and access signal, not a measure of quality: a lower figure typically means the school enrolls more students from modest-income families.
Low-income students (under $30K)Share of students from families earning under about $30,000 a year.
25.5%
5th percentile in peer grouppeer median 48.9%
2024-2522 peers
Share of students whose families earn under roughly $30,000 a year (College Scorecard, FY2024-25). A direct low-income access signal: a higher share usually reflects a school enrolling more students from modest-income households, and pairs naturally with the Pell recipient share.
Women (share of undergraduates)Share of undergraduates who are women.
76.3%
24th percentile in peer grouppeer median 88.6%
2024-2525 peers
Share of undergraduates who are women (College Scorecard, FY2024-25). Reported as context on the student mix, not a measure of quality.
Middle-income students ($30K-$75K)Share of students from families earning roughly $30,000 to $75,000 a year.
45.4%
100th percentile in peer grouppeer median 31.9%
2024-2515 peers
Share of students whose families earn roughly $30,000 to $75,000 a year (College Scorecard, FY2024-25), the two middle income bands combined. Reported as context on the student mix: together with the low-income (under ~$30K) and upper-income (over ~$75K) shares it sketches the full family-income picture, and the three bands sum to about 100%.
Upper-income students (over $75K)Share of students from families earning more than about $75,000 a year.
29.1%
85th percentile in peer grouppeer median 19.7%
2024-2513 peers
Share of students whose families earn more than roughly $75,000 a year (College Scorecard, FY2024-25), the two upper income bands combined. Reported as context on the student mix, not a measure of quality: together with the low-income (under ~$30K) and middle-income (~$30K-$75K) shares it sketches the full family-income picture, and the three bands sum to about 100%.
8-year completion (all students)Share of all entering students, including part-time and transfer-in, who earn an award within 8 years. Higher is better.
Strong
94.4%
100th percentile in peer grouppeer median 70.5%
2024-2525 peers
Share of ALL entering students, full-time and part-time, first-time and transfer-in, who complete an award within eight years (College Scorecard Outcome Measures, FY2024-25). It is a broader, more representative completion signal than the first-time-full-time graduation rates, because it counts the part-time and returning students those rates exclude. Higher is better.
12-month FTE enrollmentFull-time-equivalent enrollment over the full year, the denominator for per-student finance measures.
138
48th percentile in peer grouppeer median 163
2022-2325 peers
Full-time-equivalent enrollment over the full 12-month year (IPEDS 12-month enrollment, 2022-23). Counts part-time students at their fractional load, so it runs above fall full-time headcount and is the denominator used for per-student finance measures.
Student-faculty ratioStudents per instructional faculty member, lower usually means smaller classes and more contact.
6:1
36th percentile in peer grouppeer median 9:1
2022-2325 peers
Students per instructional faculty member (IPEDS, fall 2023). Lower generally means smaller classes and more faculty contact, though the measure mixes undergraduate and graduate teaching and is institution-reported.
Fully online studentsShare of students enrolled exclusively in distance-education (online) courses.
0%
68th percentile in peer grouppeer median 0%
2024-2525 peers
Share of students enrolled exclusively in distance-education courses (IPEDS, Fall 2023). Describes delivery model, not quality; online-heavy institutions look different on residential measures.
Applicant-pool diversity shiftProjected change in the non-white share of the home state's public high-school graduating class, class of 2025 to 2037.
+4.5%
– percentile in peer group
WICHE 2024 (11th ed.)25 peers
Percentage-point change in the non-white share of the institution's home-state public high-school graduating class between the class of 2025 (the national peak) and 2037 (WICHE, Knocking at the College Door, 11th ed., public-school race detail). A forward look at who the future applicant pool will be: a positive value means the state's graduating class is projected to grow more racially diverse. Strategic recruiting context, not a forecast of any one school's enrollment, and a college recruits from many states.
Enrollment cliff (home state)Projected change in the institution's home-state high-school graduates from 2025 to 2041 (WICHE). The U.S. total falls about 13%; a directional feeder-market signal, not an enrollment forecast.
Steep decline
-15.3%
– percentile in peer group
2024-2525 peers
Projected change in the number of high-school graduates in the institution's HOME STATE from the class of 2025 (the national peak) to 2041, per WICHE's Knocking at the College Door, 11th Edition (Dec 2024). The 'enrollment cliff' is the post-2008 birth decline reaching college age; the U.S. total is projected to fall about 13% over this window. A college recruits from many states, so its home-state projection is an indicative directional signal of feeder-market pressure, not a forecast of that institution's own enrollment.
Enrollment momentum (CAGR)Enrollment momentum (CAGR).
Below peers
-7.7%
12th percentile in peer grouppeer median 0.7%
2024-2525 peers
Compound annual growth rate of undergraduate enrollment over the years the tool tracks (College Scorecard, roughly 2016-2024). Positive means the school is growing; negative means it is shrinking, the leading indicator of demand stress ahead of the demographic cliff. Banded against the school's peer group.
Net-price momentum (CAGR)Net-price momentum (CAGR).
Strong
-0.3%
20th percentile in peer grouppeer median 4.1%
2024-2525 peers
Compound annual growth rate of net tuition revenue per full-time-equivalent student over the tracked years. A high positive rate means the school's real net price is climbing faster than peers, which can strain affordability and yield. Banded against the school's peer group. Lower is better.
Direct competitors within 100 miNumber of same-type institutions (same Carnegie class and control) within 100 miles.
Below peers
1
72nd percentile in peer grouppeer median 1
2024-2525 peers
How many institutions of the same type (same Carnegie classification and control, i.e. the schools competing for the same students) sit within roughly 100 miles. A higher count means a more crowded local market and a harder yield fight, which matters most as the regional pool of high school graduates shrinks; a low count means the school has its catchment largely to itself. Distance is straight-line from campus coordinates. Banded against the school's peer group. Fewer is better for recruiting leverage.
Hybrid (some online) enrollmentShare of students enrolled in some but not all courses online (hybrid), Fall 2023.
0%
48th percentile in peer grouppeer median 1%
Fall 202325 peers
Share of all students taking some, but not all, of their courses at a distance (IPEDS, Fall 2023). This is the hybrid middle ground between the fully online share and the fully in-person share, and it signals how far a school has moved coursework online without going exclusively remote. Context metric, not better or worse. Banded against the school's peer group.
Transfer-in share (undergraduate)Transfer-in students as a share of undergraduate enrollment, Fall 2023.
30.2%
48th percentile in peer grouppeer median 32.2%
Fall 202325 peers
Transfer-in students as a share of all undergraduates (IPEDS, Fall 2023). A high share means the school depends on transfer pipelines rather than first-time freshmen, which changes both recruitment strategy and melt/retention risk. Context metric, not better or worse. Banded against the school's peer group.
Graduate share of enrollmentGraduate students as a share of total enrollment, Fall 2023.
0%
100th percentile in peer grouppeer median 0%
Fall 202325 peers
Graduate students as a share of total headcount enrollment (IPEDS, Fall 2023). It separates research-intensive universities with large graduate bodies from undergraduate-focused institutions. Context metric, not better or worse. Banded against the school's peer group.
Women share of facultyWomen as a share of instructional staff (full- and part-time), Fall 2023.
94.4%
64th percentile in peer grouppeer median 92%
2023-2425 peers
Women as a share of all instructional staff, full- and part-time combined (IPEDS Human Resources, Fall 2023). A gender-composition signal for the teaching workforce. Context metric, not better or worse. Banded against the school's peer group.
Faculty of color shareU.S. faculty of color as a share of instructional staff, Fall 2023.
5.6%
32nd percentile in peer grouppeer median 11.1%
2023-2425 peers
Instructional staff who are American Indian/Alaska Native, Asian, Black, Hispanic, Native Hawaiian/Pacific Islander, or two-or-more races, as a share of all instructional staff (IPEDS Human Resources, Fall 2023). Nonresident and race-unknown staff are excluded from the numerator. Context metric, not better or worse. Banded against the school's peer group.
Enrollment forecast (5-yr)Projected change in total enrollment about five years out, from the school's own trend.
Below peers
-24.3%
24th percentile in peer grouppeer median -3.4%
2024-2029 projection25 peers
Projected cumulative change in total enrollment roughly five years out, modeled by a least-squares log-linear fit on the school's own enrollment history (2016-2024). It uses the full multi-year series, so a single shock year (such as 2020) does not drive the result. This is a naive trend extrapolation, not a demographic model, and is capped at plus or minus 60 percent; treat it as direction-of-travel, not a precise count. Banded against the school's peer group; higher means projected growth.
In-state HS graduatesPublic + private high-school graduates in the school's state, class of 2025.
16,484
4th percentile in peer grouppeer median 206,184
Class of 2025 (WICHE)25 peers
The size of the school's home-state high-school graduating class in 2025 (WICHE Knocking at the College Door, public and private combined). It is the near-term in-state feeder market, the complement to the enrollment-cliff projection, which shows the direction that market is heading. Context metric, not better or worse. Banded against the school's peer group.
Metro-area unemployment rateUnemployment rate in the school's metro area, ACS 2019-23.
Strong
3.3%
4th percentile in peer grouppeer median 4.8%
ACS 2019-2325 peers
The civilian unemployment rate in the school's metropolitan or micropolitan area (US Census ACS 2019-23, mapped by the school's federal CBSA code). It is a proxy for local labor demand: a lower rate means a tighter job market, a stronger near-term destination for graduates and a smaller pool of working adults to recruit. It describes the local economy, not the school. Schools outside any metro area are not scored. Banded against the school's peer group.
Student body
Undergraduate race & ethnicity
IPEDS 2024-25
White49.5%
Black24.7%
Hispanic/Latino11.8%
Native Hawaiian/Pacific Islander7.5%
Unknown4.3%
Asian1.1%
American Indian/Alaska Native1.1%
Undergraduate enrollment by race and ethnicity, as reported to IPEDS (College Scorecard). “International” denotes nonresident students; “Unknown” means race/ethnicity was not reported.
Student Outcomes & Risk
Median debt at graduationMedian federal loan debt graduates carry at the point they complete.
Average
$16,550
65th percentile in peer grouppeer median $15,250
23 peers
3-yr cohort default rateShare of borrowers who default within three years of entering repayment. Lower is better.
Average
2.7%
42nd percentile in peer grouppeer median 4.1%
FY2017 cohort24 peers
Share of borrowers who defaulted within three years of entering repayment (U.S. Dept. of Education official cohort default rate). Shown for the FY2017 borrower cohort, the most recent cohort whose full three-year default window closed before the 2020-23 federal student-loan payment pause. More recent cohorts are reported by the College Scorecard at essentially 0%, but that reflects the payment pause (no payments were due, so almost no one could default), not borrower health, so the pre-pause cohort is the last meaningful reading. Lower is better.
Share taking federal loansShare of students taking out federal loans, a borrowing-reliance signal.
52.9%
24th percentile in peer grouppeer median 68.5%
25 peers
Full-time faculty shareShare of faculty employed full-time, higher generally means more availability and continuity.
Strong
100%
100th percentile in peer grouppeer median 62.5%
19 peers
Loan repayment rate (3-yr)
70.1%
81st percentile in peer grouppeer median 59.2%
2024-2521 peers
Share of student-loan borrowers who had repaid at least $1 of their loan principal within three years of entering repayment (College Scorecard, FY2024-25). Read it as context, not a simple good/bad score: a low rate can mean borrowers are struggling, but it can also mean many graduates have postponed payments while enrolled in graduate or professional school, which is common at selective schools and pushes their rate down. Unlike the cohort default rate, it is not distorted by the 2020-23 federal payment pause. Reported only where enough borrowers exist.
Earn more than a HS grad (6-yr)Share earning more than $28,000 (about a high-school graduate's wage) six years after entry.
Average
74.6%
48th percentile in peer grouppeer median 77.5%
2024-2521 peers
Share of students earning more than $28,000 a year, roughly what a typical high-school graduate earns, six years after entering this institution (College Scorecard, FY2024-25). A direct read on whether attending beats not attending, and conceptually aligned with the 2025 budget law's program-level earnings-premium test.
Loan repayment rate (5-yr)Share of borrowers who repaid at least $1 of principal within five years of entering repayment.
Average
65.5%
52nd percentile in peer grouppeer median 65.5%
2024-2523 peers
Share of student-loan borrowers who had repaid at least $1 of their loan principal within five years of entering repayment (College Scorecard, FY2024-25), a longer-horizon companion to the three-year repayment rate. As with the three-year figure, a low rate can reflect graduates deferring payments while in further schooling rather than financial distress.
Earn more than a HS grad (10-yr)Share earning more than $28,000 (about a high-school graduate's wage) ten years after entry.
Average
69.6%
40th percentile in peer grouppeer median 79.7%
2024-2520 peers
Share of students earning more than $28,000 a year, roughly what a typical high-school graduate earns, ten years after entering this institution (College Scorecard, FY2024-25). The long-horizon companion to the six-year figure and the closest public analogue to the 2025 budget law's program-level earnings-premium test.
Median debt (did not complete)Median federal loan debt of students who left without completing. Lower is better.
Below peers
$9,500
86th percentile in peer grouppeer median $5,500
2024-2521 peers
Median federal loan debt carried by students who withdrew from this institution without completing a credential (College Scorecard, FY2024-25). The counterpart to debt at graduation, and often the higher-risk group: borrowing with no degree to show for it. Lower is better, but compare it against the school's completion and withdrawal rates rather than on its own.
Loan repayment rate (1-yr)Share of borrowers who repaid at least $1 of principal within one year of entering repayment.
Strong
64.1%
82nd percentile in peer grouppeer median 56.6%
2024-2522 peers
Share of student-loan borrowers who had repaid at least $1 of their loan principal within one year of entering repayment (College Scorecard, FY2024-25), the earliest point on the repayment curve. As with the longer-horizon rates, a low figure can reflect borrowers deferring payments while in further schooling rather than financial distress.
Loan repayment rate (7-yr)Share of borrowers who repaid at least $1 of principal within seven years of entering repayment.
Strong
75%
87th percentile in peer grouppeer median 62.4%
2024-2523 peers
Share of student-loan borrowers who had repaid at least $1 of their loan principal within seven years of entering repayment (College Scorecard, FY2024-25), the longest horizon reported. Together with the one-, three-, and five-year rates it traces how repayment progresses over time.
Median debt (first-generation students)Median federal loan debt of students who are the first in their family to attend college. Lower is better.
Average
$14,000
59th percentile in peer grouppeer median $12,000
2024-2517 peers
Median cumulative federal loan debt carried by first-generation students, those whose parents did not complete college (College Scorecard, FY2024-25). Read it beside the all-students median debt: a gap between the two is an equity signal about who shoulders the borrowing. Lower is better, but weigh it against completion and earnings.
Median debt (Pell recipients)Median federal loan debt of Pell Grant recipients, the lowest-income aided students. Lower is better.
Below peers
$14,875
71st percentile in peer grouppeer median $13,000
2024-2521 peers
Median cumulative federal loan debt carried by Pell Grant recipients (College Scorecard, FY2024-25), the lowest-income federally-aided students at the school. Compare it with the all-students median debt and the Pell share: it shows how much the neediest students borrow to attend. Lower is better.
Loan repayment rate, completers (3-yr)Share of borrowers who COMPLETED and had paid down at least $1 of principal within 3 years. Higher is better.
Strong
76.4%
80th percentile in peer grouppeer median 61.6%
2024-2520 peers
Three-year loan repayment rate among borrowers who completed their program (College Scorecard, FY2024-25): the share who, three years after entering repayment, are not in default and have paid down at least a dollar of principal. Read it beside the all-borrower loan repayment rate and the non-completer rate: completers almost always repay at higher rates, so a low figure here is a strong warning sign. Higher is better.
Loan repayment rate, non-completers (3-yr)Share of borrowers who LEFT WITHOUT a credential and had paid down at least $1 of principal within 3 years. Higher is better.
Average
50%
55th percentile in peer grouppeer median 50%
2024-2520 peers
Three-year loan repayment rate among borrowers who left WITHOUT completing (College Scorecard, FY2024-25), the group at the highest risk of default since they carry debt without the credential. Pair it with the non-completer median debt: together they show how heavily a school's dropouts are burdened. Higher is better.
Net-value indexComposite 0-100 of earnings, completion, net price and debt vs peers.
Strong
68.0
84th percentile in peer grouppeer median 56.0
2024-2525 peers
A 0-100 composite of student value relative to the peer group: the average of peer percentile ranks for median earnings ten years out, graduation rate, net price (lower counts as better value) and median debt (lower is better). Built only where at least two components are reported. Higher means more outcome per dollar. Banded against the school's peer group.
Top fields of study (all levels)
St Joseph School of Nursing’s largest fields by completions, with graduate earnings (4 years out) and debt benchmarked against the same field at its peer group. Sparklines show the 8-year completions trend.
| Field | Completions / yr | Median earnings, 4 yrs out | Median debt | Earnings premium | Risk score |
|---|---|---|---|---|---|
| Health Professions & Clinical Sciences | 57 | $89,376 91th pct · 22 peers | $14,083 23th pct · 22 peers | Above benchmark +102% | Moderate · 43 |
All 1 top fields shown clear the NH state earnings-premium benchmark (indicative).
Earnings-premium status is an indicative estimate: median graduate earnings four years out vs the NH state median earnings of a high-school graduate (undergraduate credentials) or a bachelor’s-degree holder (graduate credentials) from the U.S. Census Bureau’s American Community Survey (2022 ACS 5-year). The official U.S. Department of Education determination uses its own cohort definition and may differ.
The risk score (0–100) is an indicative blend of earnings-premium margin and the five-year completions trend, higher means a field pays closer to (or below) the benchmark and is shrinking. A directional screen, not an official determination.
Major-level detail (CIP 4-digit)
Health Professions & Clinical Sciences – 1 CIP program (4-digit), 1 with earnings
| Major (CIP 4-digit) | Compl./yr | Earn 4yr | Earn 1yr | % > threshold | Median debt | Debt/earn | Earnings premium | 2 of 3 yrs |
|---|---|---|---|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingCIP 5138 › | 57 | $89,376 n=93 | – | 94.9% 5yr | $14,083 | 0.16× | Above benchmark +102% | Clears all 2 yrs |
Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 1 of 1 major shows an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.
See the interactive dashboard for all fields and credential levels (associate through doctoral). Source: College Scorecard Field of Study.
Frequently asked
What is St Joseph School of Nursing's student-faculty ratio?
St Joseph School of Nursing reports a student-faculty ratio of 6:1 (IPEDS, fall 2023) – that is, about 6 students for every instructional faculty member.
Are St Joseph School of Nursing's programs at risk under the federal earnings-premium test?
Indicatively, at St Joseph School of Nursing, the single largest field with available earnings data clears the NH state earnings-premium benchmark used by the 2025 federal test (effective July 1, 2026) – median graduate earnings (four years out) exceed those of a typical worker without the credential. This is an estimate using College Scorecard earnings vs ACS medians; the official Department of Education determination may differ.
Which schools are St Joseph School of Nursing's peers?
St Joseph School of Nursing is benchmarked against 25 institutions in the Special Focus Two-Year: Health Professions · Private nonprofit peer group; all percentiles and medians on this page are computed within that group.
Compare with peers
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Source: U.S. Department of Education, College Scorecard & IPEDS (most recent releases), with the U.S. Census Bureau (ACS), the U.S. Bureau of Labor Statistics (Employment Projections, field-demand outlook) and WICHE (enrollment-cliff projections). Figures lag the current academic year by roughly two to three years. Percentiles and medians are computed within the institution's peer group. Financial Resilience is a transparent composite, see each component above. Compiled by Ibex Insights.