Upper Valley Educators Institute

Private nonprofitOther / Unclassified

Fin. Resilience

Resilience score

vs. 41 peers in its group

Upper Valley Educators Institute is a private nonprofit institution in Lebanon, NH.

It is benchmarked here against 41 peer institutions (Other / Unclassified · Private nonprofit).

On Ibex's Financial Resilience score it rates 77 out of 100 within that peer group, a transparent composite of endowment per undergraduate, net tuition revenue per student, and instructional spend per student.

Its strongest standing relative to peers is net tuition revenue / fte ($17,625, 78th percentile).

Peer group

Other / Unclassified · Private nonprofit

41 institutions

No cross-metric risk flags triggered.

Policy & demographic exposure

How exposed Upper Valley Educators Institute is to the structural shifts reshaping higher ed: a composite structural-risk index plus the 2025 federal budget law’s endowment excise tax and Grad PLUS elimination and the demographic enrollment cliff. Only signals that apply to this institution are shown.

Enrollment cliff (home state)

-15.3%

Steep decline

Indicative signals, not forecasts — see each metric’s definition and the methodology. Endowment-tax and Grad PLUS figures appear only where the institution is actually exposed; “nationally” compares against all schools that report each signal.

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Revenue composition

Where the money comes from $2.8M total revenue · IPEDS FY2022-23

Other revenue is the largest single source at 65% of revenue.

Other revenue65.4%

Tuition & fees25.1%

Investment return4.3%

Private gifts & grants3.2%

Government grants & contracts2.1%

Where each dollar of revenue comes from, as a share of total positive revenue. Sources are standardized across public (GASB) and private (FASB) reporting; a net investment loss in a down market is shown as 0% and excluded from the mix.

Financial Health

Net tuition revenue / FTE

Strong

$17,625

78th percentile in peer grouppeer median $11,706

Instructional spend / FTE

Strong

$17,642

76th percentile in peer grouppeer median $13,077

Tuition discount rate

Moderate

20.2%

41st percentile in peer grouppeer median 26.1%

Institutional grant aid as a share of gross tuition & fee revenue (IPEDS FY2022-23, FASB): allowances applied to tuition ÷ (net tuition revenue + those allowances) — the tuition-discount rate enrollment leaders track, i.e. the share of sticker tuition handed back as institutional aid. Private nonprofit institutions only; public (GASB) institutions report tuition differently and are not shown. The national private-college average is roughly 56% (NACUBO); above ~60% signals heavy price competition.

Administrative cost share

2.7%

7th percentile in peer grouppeer median 20.5%

Institutional support — central administration, executive management, governance, general administration, fundraising and (under FASB rules) operation & maintenance of plant — as a share of total expenses (IPEDS FY2022-23, FASB). Private nonprofit institutions only: public (GASB) institutions report functional expenses on a different basis and frequently consolidate large hospital and auxiliary operations, which makes a comparable ratio unreliable, so they are not shown. Because FASB folds plant operations into institutional support, this runs higher than a narrow 'central-office' figure, and schools with sizable hospital or auxiliary operations show a lower ratio as those costs enlarge total expenses. An informational benchmark of administrative intensity, compared within the peer group — not a measure of waste or quality.

Enrollment & Pipeline

12-month FTE enrollment

41st percentile in peer grouppeer median 70

Full-time-equivalent enrollment over the full 12-month year (IPEDS 12-month enrollment, 2022-23). Counts part-time students at their fractional load, so it runs above fall full-time headcount and is the denominator used for per-student finance measures.

Enrollment cliff (home state)

Steep decline

-15.3%

— percentile in peer group

Projected change in the number of high-school graduates in the institution's HOME STATE from the class of 2025 (the national peak) to 2041, per WICHE's Knocking at the College Door, 11th Edition (Dec 2024). The 'enrollment cliff' is the post-2008 birth decline reaching college age; the U.S. total is projected to fall about 13% over this window. A college recruits from many states, so its home-state projection is an indicative directional signal of feeder-market pressure, not a forecast of that institution's own enrollment.

Student Outcomes & Risk

3-yr cohort default rate

— percentile in peer group

Share of borrowers who defaulted within three years of entering repayment (U.S. Dept. of Education official cohort default rate). Shown for the FY2017 borrower cohort — the most recent cohort whose full three-year default window closed before the 2020-23 federal student-loan payment pause. More recent cohorts are reported by the College Scorecard at essentially 0%, but that reflects the payment pause (no payments were due, so almost no one could default), not borrower health, so the pre-pause cohort is the last meaningful reading. Lower is better.

Top fields of study (all levels)

Upper Valley Educators Institute’s largest fields by completions, with graduate earnings (4 years out) and debt benchmarked against the same field at its peer group. Sparklines show the 8-year completions trend.

Field	Completions / yr	Median earnings, 4 yrs out	Median debt	Earnings premium	Risk score
Education	38	—	—	—	Low · 16
Education	—	$44,774	—	Above benchmark +1%	Moderate · 53

All 1 top fields shown clear the NH state earnings-premium benchmark (indicative).

Earnings-premium status is an indicative estimate: median graduate earnings four years out vs the NH state median earnings of a high-school graduate (undergraduate credentials) or a bachelor’s-degree holder (graduate credentials) from the U.S. Census Bureau’s American Community Survey (2022 ACS 5-year). The official U.S. Department of Education determination uses its own cohort definition and may differ.

The risk score (0–100) is an indicative blend of earnings-premium margin and the five-year completions trend—higher means a field pays closer to (or below) the benchmark and is shrinking. A directional screen, not an official determination.

See the interactive dashboard for all fields and credential levels (associate through doctoral). Source: College Scorecard Field of Study.

Frequently asked

Are Upper Valley Educators Institute's programs at risk under the federal earnings-premium test?

Indicatively, at Upper Valley Educators Institute, the single largest field with available earnings data clears the NH state earnings-premium benchmark used by the 2025 federal test (effective July 1, 2026) — median graduate earnings (four years out) exceed those of a typical worker without the credential. This is an estimate using College Scorecard earnings vs ACS medians; the official Department of Education determination may differ.

Which schools are Upper Valley Educators Institute's peers?

Upper Valley Educators Institute is benchmarked against 41 institutions in the Other / Unclassified · Private nonprofit peer group; all percentiles and medians on this page are computed within that group.

Compare with peers

Academy for Jewish Religion Academy of Vocal Arts Alder Graduate School of Education Daybreak University Hackensack Meridian School of Medicine Institute of Buddhist Studies

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Source: U.S. Department of Education — College Scorecard & IPEDS (most recent releases), with the U.S. Census Bureau (ACS), the U.S. Bureau of Labor Statistics (Employment Projections, field-demand outlook) and WICHE (enrollment-cliff projections). Figures lag the current academic year by roughly two to three years. Percentiles and medians are computed within the institution's peer group. Financial Resilience is a transparent composite — see each component above. Compiled by Ibex Insights.