Hood Theological Seminary

Salisbury, NC · official site ↗

Private nonprofitBaccalaureate/Associate's: Assoc. DominantGraduate/Professional
77
Fin. Resilience
Resilience score

vs. 234 peers in its group

How is this calculated?

Hood Theological Seminary is a private nonprofit institution in Salisbury, NC, classified by Carnegie as “Baccalaureate/Associate's: Assoc. Dominant.”

It is benchmarked here against 234 peer institutions (Baccalaureate/Associate's: Assoc. Dominant · Private nonprofit).

On Ibex's Financial Resilience score it rates 77 out of 100 within that peer group, a transparent composite of endowment per undergraduate, net tuition revenue per student, and instructional spend per student.

Its strongest standing relative to peers is full-time faculty share (100%, 100th percentile).

Its weakest is bond debt vs net assets (0%).

Peer group

Baccalaureate/Associate's: Assoc. Dominant · Private nonprofit

234 institutions

No cross-metric risk flags triggered.

How exposed Hood Theological Seminary is to the structural shifts reshaping higher ed: a composite structural-risk index plus the 2025 federal budget law’s endowment excise tax, Grad PLUS elimination, new Parent PLUS borrowing cap and new Workforce Pell short-term-credential opportunity, and the demographic enrollment cliff. Only signals that apply to this institution are shown.

Structural risk indexAn indicative 0–100 structural-risk index (higher = more pressure) blending operating margin, months of cash cushion, tuition dependency and the home-state enrollment cliff. Screens for the financial and demographic strain that precedes closures and mergers, directional, not a prediction.
15
Low
Grad PLUS exposureShare of the school's graduate federal loan dollars that came from Grad PLUS, the program the 2025 budget law eliminates for new borrowers from July 2026 (FSA Direct Loan data). Higher = more graduate borrowing that will disappear above the new caps.
5.7%
Low exposure
Higher than 22% of schools nationally
AY2025-26 YTD (through Q2, Dec 2025)
Avg Grad PLUS loanAverage Grad PLUS loan per borrower (FSA). The 2025 law caps unsubsidized grad borrowing at $20,500/yr and ends Grad PLUS, this is the average per-student amount that vanishes above the cap. The depth half of the Grad PLUS shock; pair with Grad PLUS exposure (the reliance share).
$6,900
Below cap
Higher than 5% of schools nationally
AY2025-26 YTD (through Q2, Dec 2025)
Enrollment cliff (home state)Projected change in the institution's home-state high-school graduates from 2025 to 2041 (WICHE). The U.S. total falls about 13%; a directional feeder-market signal, not an enrollment forecast.
0.8%
Stable or growing

Indicative signals, not forecasts, see each metric’s definition and the methodology. Endowment-tax, Grad PLUS, Parent PLUS and Workforce Pell figures appear only where the institution is actually exposed; “nationally” compares against all schools that report each signal.

Turn these signals into action

Seeing exposure is step one. Ibex builds AI agents that monitor and act on exactly these pressures, explore an interactive demo. Live demos run real workflows; the rest are working mockups we build to your institution’s data.

5.4
on a −4 to 10 scale
Financial Health IndexStable

NACUBO Composite Financial Index, the balance-sheet health score accreditors and institutional boards use to gauge financial health; bond-rating agencies track similar ratios. 59th percentile of 234 peers. Carries little or no plant debt, so the viability ratio is excluded and weights re-normalized.

Primary reserve 55%58.8 mo
Return on net assets 30%3.2%
Operating result 15%-5.8%

Composite of four ratios on a strength-factor scale (−4 weak → 10 strong): below 3 falls short of the threshold for financial health, below 1 signals acute stress, and above 6 is strong. Computed from IPEDS FY2022-23, the most recent finance release (it lags the current year by 2–3 years). Branch campuses that report finances at a parent/system level can show distorted ratios. For informational benchmarking, not a credit rating or financial advice.

Where the money comes from $4M total revenue · IPEDS FY2022-23

Private gifts & grants is the largest single source at 40% of revenue.

Private gifts & grants40.0%
Tuition & fees35.9%
Investment return21.2%
Government grants & contracts2.4%
Auxiliary enterprises0.5%

Where each dollar of revenue comes from, as a share of total positive revenue. Sources are standardized across public (GASB) and private (FASB) reporting; a net investment loss in a down market is shown as 0% and excluded from the mix.

Which agencies fund this schoolThe share of this school's federal funding that comes from each awarding agency in FY2024. These are dollars agencies committed (obligations), not dollars the school spent, so the total will not match the audited federal-awards-expended figure elsewhere on this page. Matched to the school by its own SAM.gov Unique Entity ID. $33,816 obligated · FY2024

Education alone accounts for 100% of it.

Education100.0%

Federal dollars each agency committed to this institution in FY2024, as a share of its total positive obligations (USAspending.gov). Obligations are money committed, not money spent, so this total will not match the audited “Federal awards expended” figure elsewhere on this page. Amounts an agency reclaimed during the year are excluded.

Net tuition revenue / FTETuition revenue per full-time-equivalent student after institutional aid/discounts, what tuition actually nets.
Strong
$16,272
84th percentile in peer grouppeer median $9,404
2024-25233 peers
Instructional spend / FTESpending on instruction per FTE student, how much of the budget reaches the classroom.
Strong
$18,234
70th percentile in peer grouppeer median $10,785
2024-25233 peers
Endowment (end of year)Total endowment value at year end, long-term invested wealth that funds operations and cushions shocks.
Average
$9.3M
45th percentile in peer grouppeer median $14.2M
FY2022-23132 peers
Value of endowment assets at the end of the fiscal year (IPEDS finance, FY2022-23: FASB F2H02 / GASB F1H02), co-vintage with the other finance-year metrics on this page. Usually filed at the parent campus: most branch and online sub-units show the parent's endowment as a clearly labeled inherited value, and a few report a small endowment of their own alongside it. Multi-year trend from College Scorecard, shown only where it matches the IPEDS filing.
Avg monthly faculty salaryAverage monthly salary of full-time faculty (IPEDS) – a proxy for faculty investment.
Average
$4,882
35th percentile in peer grouppeer median $5,668
2024-25224 peers
Average monthly salary of full-time faculty, as reported to IPEDS.
Operating marginNet surplus as a share of total revenue, whether the institution runs in the black.
Strong
13.1%
61st percentile in peer grouppeer median 8.5%
FY2022-23231 peers
Net surplus as a share of total revenue (IPEDS FY2022-23): (total revenues − total expenses) ÷ total revenues. A surplus above 4% is strong; a thin surplus near 0% leaves little margin for shocks.
Tuition dependencyTuition's share of total revenue, how exposed the budget is to enrollment swings.
35.9%
65th percentile in peer grouppeer median 25.2%
FY2022-23231 peers
Tuition & fees as a share of total revenue (IPEDS FY2022-23). Higher = more exposed to enrollment swings.
Tuition discount rateInstitutional grant aid as a share of gross tuition (IPEDS, private nonprofits only) – the tuition-discount rate. The share of sticker tuition handed back as aid; a high rate (the national average is ~56%) signals heavy price competition for students.
Moderate
5%
22nd percentile in peer grouppeer median 27.4%
FY2022-23233 peers
Institutional grant aid as a share of gross tuition & fee revenue (IPEDS FY2022-23, FASB): allowances applied to tuition ÷ (net tuition revenue + those allowances) – the tuition-discount rate enrollment leaders track, i.e. the share of sticker tuition handed back as institutional aid. Private nonprofit institutions only; public (GASB) institutions report tuition differently and are not shown. The national private-college average is roughly 56% (NACUBO); above ~60% signals heavy price competition.
State appropriations shareState appropriations' share of total revenue, material for public institutions, near zero for private.
0%
100th percentile in peer grouppeer median 0%
FY2022-23231 peers
State appropriations as a share of total revenue (IPEDS FY2022-23). Material for public institutions; ~0 for private.
Administrative cost shareInstitutional support (central administration, governance, general administration, fundraising, and under FASB the operation & maintenance of plant) as a share of total expenses, private nonprofit (FASB) institutions only, where the figure is comparable. An informational gauge of administrative intensity, not a measure of waste.
47.4%
92nd percentile in peer grouppeer median 28.8%
FY2022-23232 peers
Institutional support, central administration, executive management, governance, general administration, fundraising and (under FASB rules) operation & maintenance of plant, as a share of total expenses (IPEDS FY2022-23, FASB). Private nonprofit institutions only: public (GASB) institutions report functional expenses on a different basis and frequently consolidate large hospital and auxiliary operations, which makes a comparable ratio unreliable, so they are not shown. Because FASB folds plant operations into institutional support, this runs higher than a narrow 'central-office' figure, and schools with sizable hospital or auxiliary operations show a lower ratio as those costs enlarge total expenses. An informational benchmark of administrative intensity, compared within the peer group, not a measure of waste or quality.
Months of operating cushionMonths of operating expenses covered by expendable reserves, the institution's cash cushion.
Strong
58.8 mo
94th percentile in peer grouppeer median 10.8 mo
FY2022-23227 peers
How many months of operating expenses the institution could cover from expendable reserves (IPEDS FY2022-23 primary reserve ratio × 12). About 5 months, one semester, is the accreditor benchmark for solid footing; below ~3 months is thin. A negative figure means expendable reserves are themselves negative.
Return on net assetsChange in net assets over the year, whether the institution grew wealthier.
Adequate
3.2%
47th percentile in peer grouppeer median 3.6%
FY2022-23224 peers
Change in total net assets ÷ net assets (IPEDS FY2022-23) – whether the institution grew wealthier over the year. 2–4% is adequate; above 4% is strong.
Endowment per FTE studentEndowment per full-time-equivalent student, the FTE-correct measure of endowment wealth per student.
Average
$104,770
52nd percentile in peer grouppeer median $98,452
FY2022-23132 peers
End-of-year endowment ÷ 12-month FTE enrollment, endowment wealth per full-time-equivalent student. The FTE-correct companion to endowment-per-undergraduate; FTE counts graduate and part-time load, so research universities look less wealthy on this basis than on a headcount basis.
Spent on instructionInstruction as a share of total functional expenses (private-nonprofit reporting).
47.2%
80th percentile in peer grouppeer median 31.5%
2024-25233 peers
Instruction spending divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). 'Where the money goes' context, reported here for private-nonprofit (FASB) institutions only, where the functional split is comparable; not computed for public or for-profit institutions. Higher is not automatically better; research universities and those with hospitals or large auxiliaries spread spending across other functions.
Spent on student servicesStudent services as a share of total functional expenses (private-nonprofit reporting).
0%
5th percentile in peer grouppeer median 9.4%
2024-25233 peers
Student-services spending (admissions, registrar, student life, counseling) divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). Private-nonprofit (FASB) institutions only. Spending-mix context, not a quality measure.
Spent on academic supportAcademic support as a share of total functional expenses (private-nonprofit reporting).
5.3%
41st percentile in peer grouppeer median 7%
2024-25233 peers
Academic-support spending (libraries, academic computing, deans' offices) divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). Private-nonprofit (FASB) institutions only. Context, not a quality measure.
Spent on researchResearch as a share of total functional expenses (private-nonprofit reporting).
0%
89th percentile in peer grouppeer median 0%
2024-25233 peers
Research spending divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). Private-nonprofit (FASB) institutions only; near zero at teaching-focused colleges and sizeable at research universities. Spending-mix context, not a quality measure.
Financial responsibility scoreED financial-responsibility composite score (-1.0 to 3.0; >=1.5 is passing).
Average
2.2
33rd percentile in peer grouppeer median 2.6
FY2022-23 (Federal Student Aid)209 peers
The U.S. Department of Education's financial-responsibility composite score, a -1.0 to +3.0 measure of an institution's solvency built from its audited finances. 1.5 and above passes; 1.0-1.4 is a zone needing oversight; below 1.0 fails and can trigger letter-of-credit or cash-monitoring requirements. ED computes it only for private non-profit and proprietary schools, so it is reported only where scored. Higher is safer. Banded against the school's peer group.
Grad PLUS exposureShare of the school's graduate federal loan dollars that came from Grad PLUS, the program the 2025 budget law eliminates for new borrowers from July 2026 (FSA Direct Loan data). Higher = more graduate borrowing that will disappear above the new caps.
Low exposure
5.7%
2024-25
Share of the institution's graduate federal loan dollars (Grad Unsubsidized + Grad PLUS) that came from Grad PLUS, the program the 2025 budget law eliminates for new borrowers from July 1, 2026, alongside new caps on graduate borrowing. A higher share means more of the school's graduate students rely on borrowing that will no longer exist above the unsubsidized cap. Source: U.S. Dept. of Education / Federal Student Aid Direct Loan Dashboard, primarily award year 2025-26 (year-to-date through Q2, December 2025), the most current federal data; schools not yet reporting Grad PLUS in 2025-26 retain their most recent complete year (2024-25), shown per school. The reliance share is stable across the two vintages. Shown only for schools with Grad PLUS originations; an exposure signal, not a forecast of revenue loss.
Avg Grad PLUS loanAverage Grad PLUS loan per borrower (FSA). The 2025 law caps unsubsidized grad borrowing at $20,500/yr and ends Grad PLUS, this is the average per-student amount that vanishes above the cap. The depth half of the Grad PLUS shock; pair with Grad PLUS exposure (the reliance share).
Below cap
$6,900
2024-25
Average Grad PLUS loan per recipient (FSA Direct Loan Dashboard, award year 2025-26 year-to-date through Q2, with 2024-25 full-year retained where 2025-26 is not yet reported). The 2025 budget law eliminates Grad PLUS for new borrowers from July 1, 2026 and caps unsubsidized graduate borrowing at $20,500/year, so this is the average per-borrower amount that will no longer be available above that cap. Paired with Grad PLUS exposure (the institution's reliance share), it is the depth axis of the Grad PLUS shock: how much each affected borrower stands to lose. Shown only where Grad PLUS was originated.
Structural risk indexAn indicative 0–100 structural-risk index (higher = more pressure) blending operating margin, months of cash cushion, tuition dependency and the home-state enrollment cliff. Screens for the financial and demographic strain that precedes closures and mergers, directional, not a prediction.
Low
15
2024-25
An indicative 0–100 structural-risk index (higher = more pressure), an equal-weight blend of the stress signals we measure: thin or negative operating margin, low months of operating cushion, high tuition dependency, and a shrinking home-state high-school-graduate pipeline (enrollment cliff). Averaged over whichever signals are available (at least two required). It screens for the financial and demographic pressures that precede closures and mergers, a directional indicator, NOT a prediction that any institution will close, and not a credit rating.
Federal awards expendedTotal federal award dollars expended in the audited fiscal year (SEFA total).
$1.3M
30th percentile in peer grouppeer median $1.5M
AY2025 (Federal Audit Clearinghouse)37 peers
Total federal award dollars the institution expended in the audited fiscal year, from the Schedule of Expenditures of Federal Awards in its Single Audit. It combines student aid, research grants, and every other federal program, so it measures the institution's overall exposure to federal funding rather than its quality. Context metric, not better or worse. Banded against the school's peer group. Reported only for institutions that file their own Single Audit with the Federal Audit Clearinghouse; a school with no value did not file one, which is not the same as a clean result. Public universities audited inside a state or system report, for-profit institutions (exempt from the Single Audit), and schools under the federal expenditure threshold do not appear.
Title IV aid expendedFederal student aid dollars expended (Student Financial Assistance cluster).
$1.3M
38th percentile in peer grouppeer median $1.3M
AY2025 (Federal Audit Clearinghouse)37 peers
Federal student financial aid the institution disbursed in the audited year: the Student Financial Assistance cluster, covering Pell, Direct Loans, Federal Work-Study, FSEOG and Perkins. It is the clearest single measure of how much Title IV money flows through the school. Context metric, not better or worse. Reported only for institutions that file their own Single Audit with the Federal Audit Clearinghouse; a school with no value did not file one, which is not the same as a clean result. Public universities audited inside a state or system report, for-profit institutions (exempt from the Single Audit), and schools under the federal expenditure threshold do not appear.
Direct Loan volumeWilliam D. Ford Direct Loan dollars expended (ALN 84.268).
$1.2M
48th percentile in peer grouppeer median $1.3M
AY2025 (Federal Audit Clearinghouse)29 peers
Federal Direct Loan dollars originated for the institution's students in the audited fiscal year (federal assistance listing 84.268). Large loan volume relative to enrollment means students are borrowing heavily to attend. Context metric, not better or worse; pair it with the school's median debt and earnings figures. Reported only for institutions that file their own Single Audit with the Federal Audit Clearinghouse; a school with no value did not file one, which is not the same as a clean result. Public universities audited inside a state or system report, for-profit institutions (exempt from the Single Audit), and schools under the federal expenditure threshold do not appear.
Audit findingsDistinct findings raised in the most recent Single Audit. Lower is better.
No findings
0
73rd percentile in peer grouppeer median 0
AY2025 (Federal Audit Clearinghouse)37 peers
Number of distinct audit findings the independent auditor raised in the institution's most recent Single Audit. A finding records a failure to comply with federal award rules or a breakdown in internal control, and can range from a late report to unallowable spending. Zero is common and is the clean result. Lower is better. Reported only for institutions that file their own Single Audit with the Federal Audit Clearinghouse; a school with no value did not file one, which is not the same as a clean result. Public universities audited inside a state or system report, for-profit institutions (exempt from the Single Audit), and schools under the federal expenditure threshold do not appear.
Going-concern disclosureThe auditor's report includes a going-concern disclosure.
None
No
AY2025 (Federal Audit Clearinghouse)
Whether the independent auditor included a going-concern disclosure in the institution's most recent Single Audit report. Auditors add one when there is substantial doubt about the organization's ability to continue operating for the next year, so it is the most serious signal an audit carries. Read it as a prompt to open the audit itself, not as a verdict: the flag is the checkbox the auditor ticked on the federal SF-SAC form, and the underlying disclosure may concern a subsidiary or a since-resolved condition. About 2% of audited institutions carry one. Reported only for institutions that file their own Single Audit with the Federal Audit Clearinghouse; a school with no value did not file one, which is not the same as a clean result. Public universities audited inside a state or system report, for-profit institutions (exempt from the Single Audit), and schools under the federal expenditure threshold do not appear.
Material weaknessAuditor disclosed a material weakness in internal control over financial reporting.
None reported
No
AY2025 (Federal Audit Clearinghouse)
Whether the auditor found a material weakness in internal control over financial reporting: a deficiency severe enough that a material misstatement of the financial statements could go undetected. It does not mean money was lost, but it means the controls that would have caught a loss were not working. Around 10% of audited institutions report one. Reported only for institutions that file their own Single Audit with the Federal Audit Clearinghouse; a school with no value did not file one, which is not the same as a clean result. Public universities audited inside a state or system report, for-profit institutions (exempt from the Single Audit), and schools under the federal expenditure threshold do not appear.
Material noncomplianceAuditor disclosed material noncompliance with federal award requirements.
None reported
No
AY2025 (Federal Audit Clearinghouse)
Whether the auditor found material noncompliance with the rules attached to the institution's federal awards, such as student eligibility, cash management, or allowable cost requirements. Material means the breach was large enough to matter to the federal agency funding the school. About 2% of audited institutions report it. Reported only for institutions that file their own Single Audit with the Federal Audit Clearinghouse; a school with no value did not file one, which is not the same as a clean result. Public universities audited inside a state or system report, for-profit institutions (exempt from the Single Audit), and schools under the federal expenditure threshold do not appear.
Program compliance opinionAuditor issued a qualified, adverse, or disclaimer opinion on a major federal program.
Unmodified
No
AY2025 (Federal Audit Clearinghouse)
Whether the auditor issued anything other than a clean (unmodified) compliance opinion on at least one of the institution's major federal programs. A qualified, adverse, or disclaimer opinion means the auditor could not conclude the school followed that program's rules. Roughly 3% of audited institutions receive one; for most schools the major program at issue is Title IV student aid. Reported only for institutions that file their own Single Audit with the Federal Audit Clearinghouse; a school with no value did not file one, which is not the same as a clean result. Public universities audited inside a state or system report, for-profit institutions (exempt from the Single Audit), and schools under the federal expenditure threshold do not appear.
Low-risk auditeeQualifies as a low-risk auditee under 2 CFR 200.520 (a clean recent audit history).
Low-risk
Yes
AY2025 (Federal Audit Clearinghouse)
Whether the institution qualified as a low-risk auditee under federal rule 2 CFR 200.520. A school earns the status only by filing on time for two consecutive years with clean opinions, no material weaknesses, and no going-concern doubt. It is a compact summary of a clean recent audit history, and it reduces how much of the school's federal spending must be audited the next year. About 73% of audited institutions qualify. Yes is better. The value is the box the filer ticked on the federal SF-SAC form, and a minority of filings tick it alongside a condition that should disqualify them, so treat a lone Yes as weaker evidence than a clean set of the other audit flags on this page. Reported only for institutions that file their own Single Audit with the Federal Audit Clearinghouse; a school with no value did not file one, which is not the same as a clean result. Public universities audited inside a state or system report, for-profit institutions (exempt from the Single Audit), and schools under the federal expenditure threshold do not appear.
Gifts and grants receivedTotal contributions, gifts, and grants received in the filing year (Form 990).
Below peers
$1.6M
31st percentile in peer grouppeer median $2.4M
FY2024 (IRS Form 990 (ProPublica Nonprofit Explorer))36 peers
Total contributions, gifts, and grants the institution received in the filing year, from its Form 990. This is the broadest available measure of philanthropic and grant support reaching the institution, covering alumni giving, foundation grants, and government grants recorded as contributions. Read it against enrollment: strong giving at a small school is a real cushion against tuition dependence. Higher is better. Sourced from the institution's IRS Form 990, matched on the Employer Identification Number it reported in its federal Single Audit. Only private nonprofit institutions file a Form 990: public universities are government units and file none, and for-profit institutions file none. A school with no value did not file, which is not the same as a value of zero.
Tax-exempt bond debtTax-exempt bond liabilities outstanding at year end (Form 990).
$0
97th percentile in peer grouppeer median $0
FY2024 (IRS Form 990 (ProPublica Nonprofit Explorer))36 peers
Tax-exempt bond debt the institution still owed at the end of the filing year. Colleges borrow through municipal bonds to build dormitories, labs, and stadiums, so a large balance is not by itself a warning: it reflects a building programme. It becomes a risk when it is large relative to the institution's net assets, which is what the bond-debt-to-net-assets figure on this page measures. A zero here means the institution reported no tax-exempt bond debt outstanding, which is a genuine, debt-free result. Context metric, not better or worse. Sourced from the institution's IRS Form 990, matched on the Employer Identification Number it reported in its federal Single Audit. Only private nonprofit institutions file a Form 990: public universities are government units and file none, and for-profit institutions file none. A school with no value did not file, which is not the same as a value of zero.
Bond debt vs net assetsTax-exempt bond debt as a share of total net assets. Lower is better.
Low leverage
0%
97th percentile in peer grouppeer median 0%
FY2024 (IRS Form 990 (ProPublica Nonprofit Explorer))36 peers
The institution's outstanding tax-exempt bond debt divided by its total net assets. It answers the question the raw debt figure cannot: how heavy is this borrowing relative to what the institution actually owns. A wealthy university with billions in net assets carries a large bond balance comfortably; a tuition-dependent college with thin reserves does not. Above roughly 50% the debt is a material claim on the institution's resources. Shown only where net assets are positive. Lower is better. Sourced from the institution's IRS Form 990, matched on the Employer Identification Number it reported in its federal Single Audit. Only private nonprofit institutions file a Form 990: public universities are government units and file none, and for-profit institutions file none. A school with no value did not file, which is not the same as a value of zero.
Federal funding obligatedTotal federal dollars all agencies committed to this institution in FY2024, across grants, contracts, and student aid.
Below peers
$33,816
13th percentile in peer grouppeer median $295,768
FY2024 (USAspending.gov)82 peers
Obligations reported to USAspending.gov for FY2024 (Oct 2023 to Sep 2024), summed across every awarding agency. This is money committed, not money spent, so it will not equal the audited 'Federal awards expended' figure and the two should not be subtracted from one another. Negative amounts (agencies reclaiming prior commitments) are excluded.
Federal funding agenciesHow many distinct federal agencies committed money to this institution in FY2024.
1
100th percentile in peer grouppeer median 1
FY2024 (USAspending.gov)82 peers
A count of awarding agencies with positive FY2024 obligations. Neither high nor low is inherently better: a community college funded solely by the Department of Education is behaving normally, while a research university typically draws on ten or more agencies.
Largest funder's shareShare of federal funding that comes from the single largest awarding agency.
100%
100th percentile in peer grouppeer median 100%
FY2024 (USAspending.gov)82 peers
The largest agency's FY2024 obligations as a share of the institution's total positive federal obligations. Read it as concentration, not risk: most teaching colleges sit near 100% because nearly all their federal money is Department of Education student aid.
12-month FTE enrollmentFull-time-equivalent enrollment over the full year, the denominator for per-student finance measures.
89
38th percentile in peer grouppeer median 109
2022-23234 peers
Full-time-equivalent enrollment over the full 12-month year (IPEDS 12-month enrollment, 2022-23). Counts part-time students at their fractional load, so it runs above fall full-time headcount and is the denominator used for per-student finance measures.
Fully online studentsShare of students enrolled exclusively in distance-education (online) courses.
64%
84th percentile in peer grouppeer median 6%
2024-25234 peers
Share of students enrolled exclusively in distance-education courses (IPEDS, Fall 2023). Describes delivery model, not quality; online-heavy institutions look different on residential measures.
Applicant-pool diversity shiftProjected change in the non-white share of the home state's public high-school graduating class, class of 2025 to 2037.
+6.9%
WICHE 2024 (11th ed.)
Percentage-point change in the non-white share of the institution's home-state public high-school graduating class between the class of 2025 (the national peak) and 2037 (WICHE, Knocking at the College Door, 11th ed., public-school race detail). A forward look at who the future applicant pool will be: a positive value means the state's graduating class is projected to grow more racially diverse. Strategic recruiting context, not a forecast of any one school's enrollment, and a college recruits from many states.
Hybrid (some online) enrollmentShare of students enrolled in some but not all courses online (hybrid), Fall 2023.
11%
68th percentile in peer grouppeer median 0%
Fall 2023234 peers
Share of all students taking some, but not all, of their courses at a distance (IPEDS, Fall 2023). This is the hybrid middle ground between the fully online share and the fully in-person share, and it signals how far a school has moved coursework online without going exclusively remote. Context metric, not better or worse. Banded against the school's peer group.
Graduate share of enrollmentGraduate students as a share of total enrollment, Fall 2023.
100%
100th percentile in peer grouppeer median 41.5%
Fall 2023234 peers
Graduate students as a share of total headcount enrollment (IPEDS, Fall 2023). It separates research-intensive universities with large graduate bodies from undergraduate-focused institutions. Context metric, not better or worse. Banded against the school's peer group.
Women share of facultyWomen as a share of instructional staff (full- and part-time), Fall 2023.
29.4%
63rd percentile in peer grouppeer median 18.8%
2023-24233 peers
Women as a share of all instructional staff, full- and part-time combined (IPEDS Human Resources, Fall 2023). A gender-composition signal for the teaching workforce. Context metric, not better or worse. Banded against the school's peer group.
Faculty of color shareU.S. faculty of color as a share of instructional staff, Fall 2023.
58.8%
92nd percentile in peer grouppeer median 7.1%
2023-24233 peers
Instructional staff who are American Indian/Alaska Native, Asian, Black, Hispanic, Native Hawaiian/Pacific Islander, or two-or-more races, as a share of all instructional staff (IPEDS Human Resources, Fall 2023). Nonresident and race-unknown staff are excluded from the numerator. Context metric, not better or worse. Banded against the school's peer group.
Direct competitors within 100 miNumber of same-type institutions (same Carnegie class and control) within 100 miles.
Average
4
38th percentile in peer grouppeer median 8
2024-25234 peers
How many institutions of the same type (same Carnegie classification and control, i.e. the schools competing for the same students) sit within roughly 100 miles. A higher count means a more crowded local market and a harder yield fight, which matters most as the regional pool of high school graduates shrinks; a low count means the school has its catchment largely to itself. Distance is straight-line from campus coordinates. Banded against the school's peer group. Fewer is better for recruiting leverage.
Metro-area unemployment rateUnemployment rate in the school's metro area, ACS 2019-23.
Strong
4.5%
23rd percentile in peer grouppeer median 5.9%
ACS 2019-23232 peers
The civilian unemployment rate in the school's metropolitan or micropolitan area (US Census ACS 2019-23, mapped by the school's federal CBSA code). It is a proxy for local labor demand: a lower rate means a tighter job market, a stronger near-term destination for graduates and a smaller pool of working adults to recruit. It describes the local economy, not the school. Schools outside any metro area are not scored. Banded against the school's peer group.
On-campus crime rateOn-campus criminal offenses per 1,000 students, 2024 (Clery Act).
Below peers
0 per 1k
86th percentile in peer grouppeer median 0 per 1k
2024 (Clery)142 peers
Criminal offenses reported on campus in 2024 (murder, manslaughter, the four sex-offense categories, robbery, aggravated assault, burglary, motor-vehicle theft and arson) per 1,000 students, from the school's federal Clery Act filing. Counts and enrollment are summed across the institution's campuses. A higher number does not always mean a more dangerous school: thorough reporting and dense residential campuses raise it. Lower is generally safer. Banded against the school's peer group.
Enrollment cliff (home state)Projected change in the institution's home-state high-school graduates from 2025 to 2041 (WICHE). The U.S. total falls about 13%; a directional feeder-market signal, not an enrollment forecast.
Stable or growing
0.8%
2024-25
Projected change in the number of high-school graduates in the institution's HOME STATE from the class of 2025 (the national peak) to 2041, per WICHE's Knocking at the College Door, 11th Edition (Dec 2024). The 'enrollment cliff' is the post-2008 birth decline reaching college age; the U.S. total is projected to fall about 13% over this window. A college recruits from many states, so its home-state projection is an indicative directional signal of feeder-market pressure, not a forecast of that institution's own enrollment.
In-state HS graduatesPublic + private high-school graduates in the school's state, class of 2025.
121,741
45th percentile in peer grouppeer median 137,304
Class of 2025 (WICHE)231 peers
The size of the school's home-state high-school graduating class in 2025 (WICHE Knocking at the College Door, public and private combined). It is the near-term in-state feeder market, the complement to the enrollment-cliff projection, which shows the direction that market is heading. Context metric, not better or worse. Banded against the school's peer group.
Net-price momentum (CAGR)Net-price momentum (CAGR).
Below peers
4.7%
71st percentile in peer grouppeer median 2.4%
2024-25232 peers
Compound annual growth rate of net tuition revenue per full-time-equivalent student over the tracked years. A high positive rate means the school's real net price is climbing faster than peers, which can strain affordability and yield. Banded against the school's peer group. Lower is better.
3-yr cohort default rateShare of borrowers who default within three years of entering repayment. Lower is better.
Average
6.6%
65th percentile in peer grouppeer median 4.5%
FY2017 cohort147 peers
Share of borrowers who defaulted within three years of entering repayment (U.S. Dept. of Education official cohort default rate). Shown for the FY2017 borrower cohort, the most recent cohort whose full three-year default window closed before the 2020-23 federal student-loan payment pause. More recent cohorts are reported by the College Scorecard at essentially 0%, but that reflects the payment pause (no payments were due, so almost no one could default), not borrower health, so the pre-pause cohort is the last meaningful reading. Lower is better.
Full-time faculty shareShare of faculty employed full-time, higher generally means more availability and continuity.
Strong
100%
100th percentile in peer grouppeer median 80%
2024-25135 peers

Hood Theological Seminary’s largest fields by completions, with graduate earnings (4 years out) and debt benchmarked against the same field at its peer group. Sparklines show the 8-year completions trend.

FieldCompletions / yrMedian earnings, 4 yrs outMedian debtEarnings premiumRisk score
Theology & Religious Vocations14$59,012
35th pct · 43 peers
$60,530
84th pct · 49 peers
Above benchmark +0%High · 77
Theology & Religious Vocations6Moderate · 37

All 1 top fields shown clear the NC state earnings-premium benchmark (indicative).

Earnings-premium status is an indicative estimate: median graduate earnings four years out vs the NC state median earnings of a high-school graduate (undergraduate credentials) or a bachelor’s-degree holder (graduate credentials) from the U.S. Census Bureau’s American Community Survey (2022 ACS 5-year). The official U.S. Department of Education determination uses its own cohort definition and may differ.

The risk score (0–100) is an indicative blend of earnings-premium margin and the five-year completions trend, higher means a field pays closer to (or below) the benchmark and is shrinking. A directional screen, not an official determination.

Major-level detail (CIP 4-digit)
Theology & Religious Vocations – 1 CIP program (4-digit), 1 with earnings
Major (CIP 4-digit)Compl./yrEarn 4yrEarn 1yr% > thresholdMedian debtDebt/earnEarnings premium2 of 3 yrs
Theological and Ministerial StudiesCIP 3906 ›14$59,012 n=2879.4% 5yr$60,5301.03×Above benchmark +0%Below benchmark 1 of 2 yrs

Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 1 of 1 major shows an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.

Theology & Religious Vocations – 1 CIP program (4-digit), 0 with earnings
Major (CIP 4-digit)Compl./yrEarn 4yrEarn 1yr% > thresholdMedian debtDebt/earnEarnings premium2 of 3 yrs
Theological and Ministerial StudiesCIP 3906 ›6

Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 0 of 1 major shows an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.

See the interactive dashboard for all fields and credential levels (associate through doctoral). Source: College Scorecard Field of Study.

How financially healthy is Hood Theological Seminary?
On the NACUBO Composite Financial Index, the −4 to 10 balance-sheet score accreditors and institutional boards use – Hood Theological Seminary scores 5.4 (Stable), computed from its IPEDS FY2022-23 finances. This is informational benchmarking, not a credit rating.
Are Hood Theological Seminary's programs at risk under the federal earnings-premium test?
Indicatively, at Hood Theological Seminary, the single largest field with available earnings data clears the NC state earnings-premium benchmark used by the 2025 federal test (effective July 1, 2026) – median graduate earnings (four years out) exceed those of a typical worker without the credential. This is an estimate using College Scorecard earnings vs ACS medians; the official Department of Education determination may differ.
Which schools are Hood Theological Seminary's peers?
Hood Theological Seminary is benchmarked against 234 institutions in the Baccalaureate/Associate's: Assoc. Dominant · Private nonprofit peer group; all percentiles and medians on this page are computed within that group.

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Source: U.S. Department of Education, College Scorecard & IPEDS (most recent releases), with the U.S. Census Bureau (ACS), the U.S. Bureau of Labor Statistics (Employment Projections, field-demand outlook) and WICHE (enrollment-cliff projections). Figures lag the current academic year by roughly two to three years. Percentiles and medians are computed within the institution's peer group. Financial Resilience is a transparent composite, see each component above. Compiled by Ibex Insights.