College of the Albemarle

PublicAssociate's: High Transfer-High NontraditionalTwo-year, small

Fin. Resilience

Resilience score

vs. 103 peers in its group

College of the Albemarle is a public institution in Elizabeth City, NC, classified by Carnegie as “Associate's: High Transfer-High Nontraditional.”

It enrolls about 2,001 undergraduates and is benchmarked here against 103 peer institutions (Associate's: High Transfer-High Nontraditional · Public).

On Ibex's Financial Resilience score it rates 54 out of 100 within that peer group, a transparent composite of endowment per undergraduate, net tuition revenue per student, and instructional spend per student.

Its strongest standing relative to peers is net price, low-income families (under $30k) ($398, 1st percentile).

Its weakest is earn more than a hs grad (10-yr) (36.1%).

Peer group

Associate's: High Transfer-High Nontraditional · Public

103 institutions

No cross-metric risk flags triggered.

Policy & demographic exposure

How exposed College of the Albemarle is to the structural shifts reshaping higher ed: a composite structural-risk index plus the 2025 federal budget law’s endowment excise tax, Grad PLUS elimination, new Parent PLUS borrowing cap and new Workforce Pell short-term-credential opportunity, and the demographic enrollment cliff. Only signals that apply to this institution are shown.

Structural risk index

Low

Workforce Pell exposure

44%

Certificate-intensive

Higher than 37% of schools nationally

Enrollment cliff (home state)

0.8%

Stable or growing

Indicative signals, not forecasts, see each metric’s definition and the methodology. Endowment-tax, Grad PLUS, Parent PLUS and Workforce Pell figures appear only where the institution is actually exposed; “nationally” compares against all schools that report each signal.

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Financial Health Index

7.6

on a −4 to 10 scale

Financial Health IndexStrong

NACUBO Composite Financial Index, the balance-sheet health score accreditors and institutional boards use to gauge financial health; bond-rating agencies track similar ratios. 91st percentile of 103 peers.

Primary reserve 35%7.7 mo

Reserves vs. debt 35%157.04×

Return on net assets 20%83.5%

Operating result 10%5.6%

Composite of four ratios on a strength-factor scale (−4 weak → 10 strong): below 3 falls short of the threshold for financial health, below 1 signals acute stress, and above 6 is strong. Computed from IPEDS FY2022-23, the most recent finance release (it lags the current year by 2–3 years). Branch campuses that report finances at a parent/system level can show distorted ratios. For informational benchmarking, not a credit rating or financial advice.

Revenue composition

Where the money comes from $40.3M total revenue · IPEDS FY2022-23

Government appropriations is the largest single source at 50% of revenue.

Government appropriations50.1%

Private gifts & grants32.7%

Government grants & contracts11.9%

Tuition & fees4.5%

Auxiliary enterprises0.4%

Investment return0.3%

Other revenue0.1%

Where each dollar of revenue comes from, as a share of total positive revenue. Sources are standardized across public (GASB) and private (FASB) reporting; a net investment loss in a down market is shown as 0% and excluded from the mix.

Net price by income

Average net price by family income After grant & scholarship aid · Scorecard 2024-25

$0–30K$398

$30–48K$2,466

$48–75K$3,869

$75–110K$7,216

Average annual net price (total cost minus grant and scholarship aid) paid by federal-aid recipients in each family-income band. Lower-income bands often pay less where need-based aid is strong.

Financial Health

Net tuition revenue / FTE

Below peers

$1,461

30th percentile in peer grouppeer median $2,465

103 peers

Instructional spend / FTE

Strong

$8,684

73rd percentile in peer grouppeer median $7,001

103 peers

Endowment (end of year)

Average

$7.1M

59th percentile in peer grouppeer median $5.1M

71 peers

In-state tuition & fees

$2,242

18th percentile in peer grouppeer median $4,470

103 peers

Out-of-state tuition & fees

$7,652

28th percentile in peer grouppeer median $9,610

103 peers

Avg annual cost of attendance

$13,621

35th percentile in peer grouppeer median $15,510

101 peers

Avg monthly faculty salary

Below peers

$6,612

21st percentile in peer grouppeer median $8,283

103 peers

Average monthly salary of full-time faculty, as reported to IPEDS.

Average net price

Strong

$2,253

3rd percentile in peer grouppeer median $7,656

101 peers

Endowment per undergrad

Average

$3,524

58th percentile in peer grouppeer median $2,484

71 peers

Net price, low-income families (under $30K)

Strong

$398

1st percentile in peer grouppeer median $6,162

2024-25100 peers

Average annual net price (cost of attendance minus all grant and scholarship aid) paid by students whose families earn under about $30,000 a year (College Scorecard, FY2024-25). This is what the neediest admitted students actually pay, often far below the sticker price. Read it beside the overall net price and the high-income net price: a low figure here signals strong need-based aid. Lower is better.

Net price, middle-income families ($30K-$48K)

Strong

$2,466

6th percentile in peer grouppeer median $6,422

2024-2598 peers

Average annual net price (cost of attendance minus all grant and scholarship aid) paid by students whose families earn roughly $30,000 to $48,000 a year (College Scorecard, FY2024-25). It is the middle rung of the income net-price ladder: read it together with the low-income (under ~$30K) and high-income (over ~$110K) net prices to see how steeply the school discounts as family income rises. Lower is better.

Net price, upper-middle families ($48K-$75K)

Strong

$3,869

3rd percentile in peer grouppeer median $8,701

2024-2599 peers

Average annual net price (cost of attendance minus all grant and scholarship aid) paid by students whose families earn roughly $48,000 to $75,000 a year (College Scorecard, FY2024-25). It is the fourth rung of the five-rung income net-price ladder: read it with the low, middle, upper and high-income net prices to see how steeply the school discounts as family income rises. Lower is better.

Net price, upper-income families ($75K-$110K)

Strong

$7,216

10th percentile in peer grouppeer median $11,067

2024-2592 peers

Average annual net price (cost of attendance minus all grant and scholarship aid) paid by students whose families earn roughly $75,000 to $110,000 a year (College Scorecard, FY2024-25). It is the fifth rung of the income net-price ladder, just below the full-pay tier: read it with the lower rungs and the high-income net price to see the full cost gradient by family income. Lower is better.

Operating margin

Strong

35%

95th percentile in peer grouppeer median 8.9%

FY2022-23101 peers

Net surplus as a share of total revenue (IPEDS FY2022-23): (total revenues − total expenses) ÷ total revenues. A surplus above 4% is strong; a thin surplus near 0% leaves little margin for shocks.

Tuition dependency

4.5%

19th percentile in peer grouppeer median 11.3%

FY2022-23101 peers

Tuition & fees as a share of total revenue (IPEDS FY2022-23). Higher = more exposed to enrollment swings.

State appropriations share

40.4%

83rd percentile in peer grouppeer median 24.5%

FY2022-23101 peers

State appropriations as a share of total revenue (IPEDS FY2022-23). Material for public institutions; ~0 for private.

Months of operating cushion

Strong

7.7 mo

71st percentile in peer grouppeer median 4.8 mo

FY2022-2377 peers

How many months of operating expenses the institution could cover from expendable reserves (IPEDS FY2022-23 primary reserve ratio × 12). About 5 months, one semester, is the accreditor benchmark for solid footing; below ~3 months is thin. A negative figure means expendable reserves are themselves negative.

Reserves vs. debt

Strong

157.04×

96th percentile in peer grouppeer median 1.72×

FY2022-2357 peers

Expendable reserves ÷ plant-related debt (IPEDS FY2022-23 viability ratio). At or above 1.25×, reserves fully cover long-term debt. Shown blank when the institution carries little or no plant debt.

Return on net assets

Strong

83.5%

97th percentile in peer grouppeer median 8.4%

FY2022-2377 peers

Change in total net assets ÷ net assets (IPEDS FY2022-23) – whether the institution grew wealthier over the year. 2–4% is adequate; above 4% is strong.

Endowment per FTE student

Strong

$5,008

68th percentile in peer grouppeer median $2,586

FY2022-2371 peers

End-of-year endowment ÷ 12-month FTE enrollment, endowment wealth per full-time-equivalent student. The FTE-correct companion to endowment-per-undergraduate; FTE counts graduate and part-time load, so research universities look less wealthy on this basis than on a headcount basis.

Structural risk index

Low

– percentile in peer group

2024-25101 peers

An indicative 0–100 structural-risk index (higher = more pressure), an equal-weight blend of the stress signals we measure: thin or negative operating margin, low months of operating cushion, high tuition dependency, and a shrinking home-state high-school-graduate pipeline (enrollment cliff). Averaged over whichever signals are available (at least two required). It screens for the financial and demographic pressures that precede closures and mergers, a directional indicator, NOT a prediction that any institution will close, and not a credit rating.

Graduation & completion

Graduation rate · first-time, full-time

–

Not reported, this institution has no first-time, full-time bachelor's-degree cohort, so the graduation rate does not apply. See the all-students completion rate.

Completion rate · all students

37.8%

37.8% earned a degree or certificate within 8 years (IPEDS Outcome Measures)
The broader cohort, also counts part-time entrants and transfer-ins, and any credential. More inclusive, so it can run higher than the graduation rate.

Why two numbers? They measure different students over different windows, so they are not directly comparable. The graduation rate is the standard federal headline but tracks only first-time, full-time students through a bachelor's; the all-students completion rate adds the part-time and transfer students it leaves out, over a longer window. Read each for what it covers. Source: U.S. Department of Education, IPEDS Graduation Rates & Outcome Measures, via College Scorecard.

Enrollment & Pipeline

Undergraduate enrollment

2,001

45th percentile in peer grouppeer median 2,300

103 peers

First-year retention

Strong

71.6%

86th percentile in peer grouppeer median 62.1%

91 peers

Graduation rate (150% of normal time)

Average

34.8%

57th percentile in peer grouppeer median 33.8%

90 peers

Share of first-time, full-time degree/certificate-seeking students who completed within 150% of the program's normal time (about three years for a two-year program), per College Scorecard. The two-year analogue of the six-year rate shown for four-year colleges.

Graduation rate (on-time)

Average

23.2%

62nd percentile in peer grouppeer median 19.6%

90 peers

Share of first-time, full-time degree/certificate-seeking students who completed within the program's normal time (100%), per College Scorecard. Reported for two-year and less-than-two-year institutions.

Pell recipient share

17.3%

29th percentile in peer grouppeer median 23.7%

103 peers

Completion rate (all students · 8-yr)

Strong

37.8%

85th percentile in peer grouppeer median 28.9%

2024-25101 peers

Share of ALL entering degree-seeking undergraduates, full- and part-time, first-time and transfer-in, who earned a degree or certificate at this institution within eight years (IPEDS Outcome Measures, via College Scorecard). Broader and more inclusive than the graduation-rate figures, which count only first-time, full-time students entering a bachelor's program, so the two are measured on different groups of students and are not directly comparable.

First-generation students

45.3%

37th percentile in peer grouppeer median 47.3%

2024-2599 peers

Share of undergraduates who are first-generation college students (College Scorecard, FY2024-25). An access signal, not a measure of quality: a higher share often reflects a stronger commitment to serving students whose parents did not attend college.

Adult learners (25+)

18.6%

34th percentile in peer grouppeer median 23.7%

2024-25103 peers

Share of undergraduates aged 25 or older (College Scorecard, FY2024-25). Read as context on the student mix: schools serving many working adults look different on persistence and part-time measures than traditional-age campuses, and neither is inherently better.

Part-time undergraduates

62.4%

65th percentile in peer grouppeer median 57.3%

2024-25103 peers

Share of undergraduates enrolled part-time (College Scorecard, FY2024-25). Context, not quality: a high part-time share is common at community and commuter institutions and affects graduation-rate comparisons, which are based only on full-time, first-time students.

Median family income

$18,320

17th percentile in peer grouppeer median $23,192

2024-2599 peers

Median family income of students at this institution (College Scorecard, FY2024-25). An affordability and access signal, not a measure of quality: a lower figure typically means the school enrolls more students from modest-income families.

Low-income students (under $30K)

69.8%

84th percentile in peer grouppeer median 59.4%

2024-2599 peers

Share of students whose families earn under roughly $30,000 a year (College Scorecard, FY2024-25). A direct low-income access signal: a higher share usually reflects a school enrolling more students from modest-income households, and pairs naturally with the Pell recipient share.

Women (share of undergraduates)

61.7%

63rd percentile in peer grouppeer median 60.1%

2024-25103 peers

Share of undergraduates who are women (College Scorecard, FY2024-25). Reported as context on the student mix, not a measure of quality.

8-year completion (all students)

Strong

37.8%

85th percentile in peer grouppeer median 28.9%

2024-25101 peers

Share of ALL entering students, full-time and part-time, first-time and transfer-in, who complete an award within eight years (College Scorecard Outcome Measures, FY2024-25). It is a broader, more representative completion signal than the first-time-full-time graduation rates, because it counts the part-time and returning students those rates exclude. Higher is better.

12-month FTE enrollment

1,408

33rd percentile in peer grouppeer median 2,294

2022-23103 peers

Full-time-equivalent enrollment over the full 12-month year (IPEDS 12-month enrollment, 2022-23). Counts part-time students at their fractional load, so it runs above fall full-time headcount and is the denominator used for per-student finance measures.

Student-faculty ratio

13:1

17th percentile in peer grouppeer median 19:1

2022-23103 peers

Students per instructional faculty member (IPEDS, fall 2023). Lower generally means smaller classes and more faculty contact, though the measure mixes undergraduate and graduate teaching and is institution-reported.

Out-of-state students

28th percentile in peer grouppeer median 1%

2024-2579 peers

Share of first-time degree-seeking students coming from outside the state (IPEDS, Fall 2023). A reach signal: high values mark national-draw institutions, low values mark in-state and commuter campuses. Context, not quality.

Fully online students

73%

98th percentile in peer grouppeer median 28%

2024-25103 peers

Share of students enrolled exclusively in distance-education courses (IPEDS, Fall 2023). Describes delivery model, not quality; online-heavy institutions look different on residential measures.

Applicant-pool diversity shift

+6.9%

– percentile in peer group

WICHE 2024 (11th ed.)103 peers

Percentage-point change in the non-white share of the institution's home-state public high-school graduating class between the class of 2025 (the national peak) and 2037 (WICHE, Knocking at the College Door, 11th ed., public-school race detail). A forward look at who the future applicant pool will be: a positive value means the state's graduating class is projected to grow more racially diverse. Strategic recruiting context, not a forecast of any one school's enrollment, and a college recruits from many states.

Program concentration (HHI)

Moderately concentrated

1,998

– percentile in peer group

2022-2395 peers

How concentrated the institution's degree and certificate output is across academic fields (CIP 2-digit families), as a Herfindahl-Hirschman Index on the latest year's completions: 10,000 means every completion is in one field; lower means output is spread across many. A higher value means the school leans on fewer fields and is more exposed to demand shifts in them; a lower value reflects a broad program portfolio. Shown for institutions reporting at least 100 annual completions. A structural-diversification signal, not a measure of quality.

Enrollment cliff (home state)

Stable or growing

0.8%

– percentile in peer group

2024-25103 peers

Projected change in the number of high-school graduates in the institution's HOME STATE from the class of 2025 (the national peak) to 2041, per WICHE's Knocking at the College Door, 11th Edition (Dec 2024). The 'enrollment cliff' is the post-2008 birth decline reaching college age; the U.S. total is projected to fall about 13% over this window. A college recruits from many states, so its home-state projection is an indicative directional signal of feeder-market pressure, not a forecast of that institution's own enrollment.

Workforce Pell exposure

Certificate-intensive

44%

– percentile in peer group

2024-2596 peers

Share of the institution's measured credentials that are undergraduate certificates, the sub-associate tier that the 2025 budget law's new Workforce Pell Grant makes Pell-eligible from July 1, 2026. Workforce Pell extends the Pell Grant to short-term workforce programs of 150 to 600 clock hours offered over 8 to 15 weeks, subject to state-workforce-board and accreditor approval and to job-placement, completion and earnings-value guardrails. This is an opportunity signal: a higher share means more of what the school already produces could draw new federal grant aid, and the upside is greatest where Pell reliance (shown separately) is also high. Computed as undergraduate-certificate completions divided by all credential completions in the College Scorecard Field-of-Study file (most recent release). Scorecard's 'Undergraduate Certificate' level spans certificates of varying length, so the statutory 150-600 clock-hour window is a subset of this tier, read this as an upper-bound exposure proxy, not a count of qualifying programs. Shown only for institutions that confer such certificates above a minimum completions floor.

Enrollment momentum (CAGR)

Strong

1.8%

93rd percentile in peer grouppeer median -3%

2024-25103 peers

Compound annual growth rate of undergraduate enrollment over the years the tool tracks (College Scorecard, roughly 2016-2024). Positive means the school is growing; negative means it is shrinking, the leading indicator of demand stress ahead of the demographic cliff. Banded against the school's peer group.

Net-price momentum (CAGR)

Average

0.9%

50th percentile in peer grouppeer median 0.9%

2024-25102 peers

Compound annual growth rate of net tuition revenue per full-time-equivalent student over the tracked years. A high positive rate means the school's real net price is climbing faster than peers, which can strain affordability and yield. Banded against the school's peer group. Lower is better.

States recruited from

Average

40th percentile in peer grouppeer median 3

Fall 2022103 peers

How many distinct US states the school's first-time degree-seeking class is drawn from (IPEDS Residence & Migration, Fall 2022). A higher count signals broader geographic reach and less dependence on any single state's shrinking pool of high school graduates; a low count means the school recruits from a narrow region and is more exposed to that region's demographic decline. Banded against the school's peer group.

Foreign first-time share

67th percentile in peer grouppeer median 0%

Fall 2022103 peers

Share of the school's first-time degree-seeking class whose legal residence is outside the United States (IPEDS Residence & Migration, Fall 2022). A measure of international reach in the entering class. Neither high nor low is inherently better; it is context for tuition-revenue mix and exposure to visa and geopolitical risk. Banded against the school's peer group.

Direct competitors within 100 mi

Below peers

84th percentile in peer grouppeer median 2

2024-25103 peers

How many institutions of the same type (same Carnegie classification and control, i.e. the schools competing for the same students) sit within roughly 100 miles. A higher count means a more crowded local market and a harder yield fight, which matters most as the regional pool of high school graduates shrinks; a low count means the school has its catchment largely to itself. Distance is straight-line from campus coordinates. Banded against the school's peer group. Fewer is better for recruiting leverage.

Hybrid (some online) enrollment

21%

39th percentile in peer grouppeer median 24%

Fall 2023103 peers

Share of all students taking some, but not all, of their courses at a distance (IPEDS, Fall 2023). This is the hybrid middle ground between the fully online share and the fully in-person share, and it signals how far a school has moved coursework online without going exclusively remote. Context metric, not better or worse. Banded against the school's peer group.

Transfer-in share (undergraduate)

3.5%

31st percentile in peer grouppeer median 4.9%

Fall 2023103 peers

Transfer-in students as a share of all undergraduates (IPEDS, Fall 2023). A high share means the school depends on transfer pipelines rather than first-time freshmen, which changes both recruitment strategy and melt/retention risk. Context metric, not better or worse. Banded against the school's peer group.

Graduate share of enrollment

100th percentile in peer grouppeer median 0%

Fall 2023103 peers

Graduate students as a share of total headcount enrollment (IPEDS, Fall 2023). It separates research-intensive universities with large graduate bodies from undergraduate-focused institutions. Context metric, not better or worse. Banded against the school's peer group.

Women share of faculty

55.3%

51st percentile in peer grouppeer median 55.2%

2023-24102 peers

Women as a share of all instructional staff, full- and part-time combined (IPEDS Human Resources, Fall 2023). A gender-composition signal for the teaching workforce. Context metric, not better or worse. Banded against the school's peer group.

Faculty of color share

17.1%

50th percentile in peer grouppeer median 17.3%

2023-24102 peers

Instructional staff who are American Indian/Alaska Native, Asian, Black, Hispanic, Native Hawaiian/Pacific Islander, or two-or-more races, as a share of all instructional staff (IPEDS Human Resources, Fall 2023). Nonresident and race-unknown staff are excluded from the numerator. Context metric, not better or worse. Banded against the school's peer group.

Enrollment forecast (5-yr)

Below peers

-33.6%

23rd percentile in peer grouppeer median -23.9%

2024-2029 projection103 peers

Projected cumulative change in total enrollment roughly five years out, modeled by a least-squares log-linear fit on the school's own enrollment history (2016-2024). It uses the full multi-year series, so a single shock year (such as 2020) does not drive the result. This is a naive trend extrapolation, not a demographic model, and is capped at plus or minus 60 percent; treat it as direction-of-travel, not a precise count. Banded against the school's peer group; higher means projected growth.

On-campus crime rate

Average

0 per 1k

52nd percentile in peer grouppeer median 0 per 1k

2024 (Clery)101 peers

Criminal offenses reported on campus in 2024 (murder, manslaughter, the four sex-offense categories, robbery, aggravated assault, burglary, motor-vehicle theft and arson) per 1,000 students, from the school's federal Clery Act filing. Counts and enrollment are summed across the institution's campuses. A higher number does not always mean a more dangerous school: thorough reporting and dense residential campuses raise it. Lower is generally safer. Banded against the school's peer group.

In-state HS graduates

121,741

58th percentile in peer grouppeer median 111,084

Class of 2025 (WICHE)103 peers

The size of the school's home-state high-school graduating class in 2025 (WICHE Knocking at the College Door, public and private combined). It is the near-term in-state feeder market, the complement to the enrollment-cliff projection, which shows the direction that market is heading. Context metric, not better or worse. Banded against the school's peer group.

Metro-area unemployment rate

Below peers

6.6%

87th percentile in peer grouppeer median 5%

ACS 2019-2393 peers

The civilian unemployment rate in the school's metropolitan or micropolitan area (US Census ACS 2019-23, mapped by the school's federal CBSA code). It is a proxy for local labor demand: a lower rate means a tighter job market, a stronger near-term destination for graduates and a smaller pool of working adults to recruit. It describes the local economy, not the school. Schools outside any metro area are not scored. Banded against the school's peer group.

Student body

Undergraduate race & ethnicity IPEDS 2024-25

White59.2%

Black13.0%

Unknown10.0%

Hispanic/Latino6.0%

International5.8%

Two or more races4.7%

Asian0.8%

American Indian/Alaska Native0.5%

Native Hawaiian/Pacific Islander0.1%

Undergraduate enrollment by race and ethnicity, as reported to IPEDS (College Scorecard). “International” denotes nonresident students; “Unknown” means race/ethnicity was not reported.

Student Outcomes & Risk

Median earnings (10 yr)

Below peers

$33,234

8th percentile in peer grouppeer median $39,810

97 peers

3-yr cohort default rate

Below peers

19.3%

87th percentile in peer grouppeer median 14%

FY2017 cohort94 peers

Share of borrowers who defaulted within three years of entering repayment (U.S. Dept. of Education official cohort default rate). Shown for the FY2017 borrower cohort, the most recent cohort whose full three-year default window closed before the 2020-23 federal student-loan payment pause. More recent cohorts are reported by the College Scorecard at essentially 0%, but that reflects the payment pause (no payments were due, so almost no one could default), not borrower health, so the pre-pause cohort is the last meaningful reading. Lower is better.

Share taking federal loans

11th percentile in peer grouppeer median 4.4%

103 peers

Full-time faculty share

Below peers

22.9%

15th percentile in peer grouppeer median 37.9%

103 peers

Loan repayment rate (3-yr)

24.1%

7th percentile in peer grouppeer median 39.1%

2024-2588 peers

Share of student-loan borrowers who had repaid at least $1 of their loan principal within three years of entering repayment (College Scorecard, FY2024-25). Read it as context, not a simple good/bad score: a low rate can mean borrowers are struggling, but it can also mean many graduates have postponed payments while enrolled in graduate or professional school, which is common at selective schools and pushes their rate down. Unlike the cohort default rate, it is not distorted by the 2020-23 federal payment pause. Reported only where enough borrowers exist.

Earn more than a HS grad (6-yr)

Below peers

29.4%

3rd percentile in peer grouppeer median 43.7%

2024-2595 peers

Share of students earning more than $28,000 a year, roughly what a typical high-school graduate earns, six years after entering this institution (College Scorecard, FY2024-25). A direct read on whether attending beats not attending, and conceptually aligned with the 2025 budget law's program-level earnings-premium test.

Working 10 years after entry

Average

78.9%

35th percentile in peer grouppeer median 81%

2024-2597 peers

Share of students who are working (not still enrolled) ten years after entering this institution, of those whose employment status is known (College Scorecard, FY2024-25). A coarse employment signal; it does not capture earnings level or job quality.

Withdrew by year 2

Average

49.6%

67th percentile in peer grouppeer median 47%

2024-25100 peers

Share of students who had withdrawn from this institution by the end of their second year (College Scorecard, FY2024-25). An early-attrition signal, where lower is better; high part-time or adult-learner enrollment can raise it without reflecting institutional quality.

Median earnings (6 yr)

Below peers

$29,939

12th percentile in peer grouppeer median $34,000

2024-2599 peers

Median earnings of former students who are working and were federally aided, measured six years after they first enrolled (College Scorecard, FY2024-25). A shorter-horizon companion to the ten-year earnings figure; early-career pay tends to run below the ten-year mark, so read the two together rather than in isolation.

Earn more than a HS grad (10-yr)

Below peers

36.1%

2nd percentile in peer grouppeer median 55.3%

2024-2594 peers

Share of students earning more than $28,000 a year, roughly what a typical high-school graduate earns, ten years after entering this institution (College Scorecard, FY2024-25). The long-horizon companion to the six-year figure and the closest public analogue to the 2025 budget law's program-level earnings-premium test.

Loan repayment rate (1-yr)

Below peers

24.4%

15th percentile in peer grouppeer median 34%

2024-2587 peers

Share of student-loan borrowers who had repaid at least $1 of their loan principal within one year of entering repayment (College Scorecard, FY2024-25), the earliest point on the repayment curve. As with the longer-horizon rates, a low figure can reflect borrowers deferring payments while in further schooling rather than financial distress.

Return on credential

Average

0.61×

44th percentile in peer grouppeer median 0.63×

2024-2597 peers

Median 10-year earnings divided by the four-year cost of attendance (average annual cost × 4). A rough payback ratio: 1.0× means a graduate's annual 10-year earnings roughly equal the full four-year sticker cost. Earnings reflect federally-aided students; cost of attendance is the published sticker price before aid, so this is conservative relative to what families net of aid pay.

Field-demand outlook (10-yr)

Outpaces job-market average

+3.1%

6th percentile in peer group

BLS EP 2024-3462 peers

Projected 10-year (2024-34) change in U.S. employment for the occupations this institution's degrees and certificates feed, blended across its program mix. Built by mapping each CIP 2-digit field to its occupations via the NCES CIP-SOC crosswalk, taking the employment-weighted average of each occupation's BLS-projected percent change, then weighting fields by the institution's latest-year completions. The U.S. all-occupations benchmark is 3.1%, so a higher value means the school's graduates concentrate in faster-growing labor markets. An INDICATIVE field-level signal at broad-field granularity, not a program-specific or graduate-specific projection, and not a placement or earnings guarantee. Shown where at least 50% of completions fall in fields with a coherent occupational mapping and the school reports 100+ annual completions.

Net-value index

Average

54.0

62nd percentile in peer grouppeer median 51.0

2024-25101 peers

A 0-100 composite of student value relative to the peer group: the average of peer percentile ranks for median earnings ten years out, graduation rate, net price (lower counts as better value) and median debt (lower is better). Built only where at least two components are reported. Higher means more outcome per dollar. Banded against the school's peer group.

Earnings spread

Earnings 10 years after entry: the middle 50% Working, federally-aided former students · Scorecard 2024-25

25th percentile$17,302

Median$33,234

75th percentile$48,725

Annual earnings of working former students measured ten years after they first enrolled (College Scorecard), shown as a range rather than a single number. The middle half of this school’s graduates earn between the 25th- and 75th-percentile figures; the Median bar matches the headline earnings figure. A wider gap means more variation in how graduates fare. Bars are scaled to the highest value shown.

Top fields of study (all levels)

College of the Albemarle’s largest fields by completions, with graduate earnings (4 years out) and debt benchmarked against the same field at its peer group. Sparklines show the 8-year completions trend.

Field	Completions / yr	Median earnings, 4 yrs out	Median debt	Earnings premium	Risk score
Liberal Arts & Humanities	238	$38,310 17th pct · 89 peers	–	Above benchmark +12%	Low · 29
Precision Production	83	–	–	–	Low · 0
Health Professions & Clinical Sciences	65	$79,878 68th pct · 65 peers	–	Above benchmark +133%	Low · 16
Mechanic & Repair Technologies	42	–	–	–	Moderate · 52
Health Professions & Clinical Sciences	25	–	–	–	High · 84
Homeland Security, Law Enforcement & Firefighting	24	–	–	–	Moderate · 58
Business, Management & Marketing	22	–	–	–	–
Family & Consumer Sciences	21	–	–	–	High · 92
Personal & Culinary Services	19	–	–	–	High · 92
Business, Management & Marketing	14	–	–	–	Low · 0

All 2 top fields shown clear the NC state earnings-premium benchmark (indicative).

Earnings-premium status is an indicative estimate: median graduate earnings four years out vs the NC state median earnings of a high-school graduate (undergraduate credentials) or a bachelor’s-degree holder (graduate credentials) from the U.S. Census Bureau’s American Community Survey (2022 ACS 5-year). The official U.S. Department of Education determination uses its own cohort definition and may differ.

The risk score (0–100) is an indicative blend of earnings-premium margin and the five-year completions trend, higher means a field pays closer to (or below) the benchmark and is shrinking. A directional screen, not an official determination.

Major-level detail (CIP 4-digit)

Liberal Arts & Humanities – 1 CIP program (4-digit), 1 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
Liberal Arts and Sciences, General Studies and HumanitiesCIP 2401 ›	238	$38,310 n=107	–	31.8%	–	–	Above benchmark +12%	Below benchmark 1 of 2 yrs

Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 1 of 1 major shows an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.

Precision Production – 1 CIP program (4-digit), 0 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
Precision Metal WorkingCIP 4805 ›	83	–	–	–	–	–	–	–

Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 0 of 1 major shows an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.

Health Professions & Clinical Sciences – 7 CIP programs (4-digit), 1 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingCIP 5138 ›	24	$79,878 n=26	–	87.5% 5yr	–	–	Above benchmark +133%	Clears all 2 yrs
Allied Health Diagnostic, Intervention, and Treatment ProfessionsCIP 5109 ›	20	–	–	–	–	–	–	–
Health/Medical Preparatory ProgramsCIP 5111 ›	7	–	–	–	–	–	–	–
Clinical/Medical Laboratory Science/Research and Allied ProfessionsCIP 5110 ›	4	–	–	–	–	–	–	–
Health and Medical Administrative ServicesCIP 5107 ›	4	–	–	–	–	–	–	–
Allied Health and Medical Assisting ServicesCIP 5108 ›	3	–	–	–	–	–	–	–
Mental and Social Health Services and Allied ProfessionsCIP 5115 ›	3	–	–	–	–	–	–	–

Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 1 of 7 majors show an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.

Mechanic & Repair Technologies – 2 CIP programs (4-digit), 0 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)CIP 4702 ›	33	–	–	–	–	–	–	–
Vehicle Maintenance and Repair Technologies/TechniciansCIP 4706 ›	9	–	–	–	–	–	–	–

Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 0 of 2 majors show an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.

Health Professions & Clinical Sciences – 3 CIP programs (4-digit), 0 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
Practical Nursing, Vocational Nursing and Nursing AssistantsCIP 5139 ›	12	–	–	–	–	–	–	–
Health and Medical Administrative ServicesCIP 5107 ›	10	–	–	–	–	–	–	–
Allied Health and Medical Assisting ServicesCIP 5108 ›	3	–	–	–	–	–	–	–

Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 0 of 3 majors show an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.

Homeland Security, Law Enforcement & Firefighting – 1 CIP program (4-digit), 0 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
Criminal Justice and CorrectionsCIP 4301 ›	24	–	–	–	–	–	–	–

Business, Management & Marketing – 1 CIP program (4-digit), 0 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
Business Administration, Management and OperationsCIP 5202 ›	22	–	–	–	–	–	–	–

Family & Consumer Sciences – 2 CIP programs (4-digit), 0 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
Human Development, Family Studies, and Related ServicesCIP 1907 ›	16	–	–	–	–	–	–	–
Foods, Nutrition, and Related ServicesCIP 1905 ›	5	–	–	–	–	–	–	–

Personal & Culinary Services – 2 CIP programs (4-digit), 0 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
Culinary Arts and Related ServicesCIP 1205 ›	12	–	–	–	–	–	–	–
Cosmetology and Related Personal Grooming ServicesCIP 1204 ›	7	–	–	–	–	–	–	–

Business, Management & Marketing – 1 CIP program (4-digit), 0 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
Business Administration, Management and OperationsCIP 5202 ›	14	–	–	–	–	–	–	–

See the interactive dashboard for all fields and credential levels (associate through doctoral). Source: College Scorecard Field of Study.

Frequently asked

How financially healthy is College of the Albemarle?

On the NACUBO Composite Financial Index, the −4 to 10 balance-sheet score accreditors and institutional boards use – College of the Albemarle scores 7.6 (Strong), computed from its IPEDS FY2022-23 finances. This is informational benchmarking, not a credit rating.

What is College of the Albemarle's student-faculty ratio?

College of the Albemarle reports a student-faculty ratio of 13:1 (IPEDS, fall 2023) – that is, about 13 students for every instructional faculty member.

How much does College of the Albemarle cost?

The average published cost of attendance is $13,621 and the average net price after aid is $2,253 (College Scorecard).

How much do College of the Albemarle graduates earn?

Median earnings ten years after entry are $33,234 (College Scorecard), measured across students who received federal aid.

Are College of the Albemarle's programs at risk under the federal earnings-premium test?

Indicatively, at College of the Albemarle, all 2 of the largest fields with available earnings data clear the NC state earnings-premium benchmark used by the 2025 federal test (effective July 1, 2026) – median graduate earnings (four years out) exceed those of a typical worker without the credential. This is an estimate using College Scorecard earnings vs ACS medians; the official Department of Education determination may differ.

Which schools are College of the Albemarle's peers?

College of the Albemarle is benchmarked against 103 institutions in the Associate's: High Transfer-High Nontraditional · Public peer group; all percentiles and medians on this page are computed within that group.

Compare with peers

South Suburban College Mitchell Community College South Piedmont Community College Inver Hills Community College Southside Virginia Community College Paris Junior College

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Source: U.S. Department of Education, College Scorecard & IPEDS (most recent releases), with the U.S. Census Bureau (ACS), the U.S. Bureau of Labor Statistics (Employment Projections, field-demand outlook) and WICHE (enrollment-cliff projections). Figures lag the current academic year by roughly two to three years. Percentiles and medians are computed within the institution's peer group. Financial Resilience is a transparent composite, see each component above. Compiled by Ibex Insights.