Inter American University of Puerto Rico-Guayama

Private nonprofitBaccalaureate: Diverse FieldsSmall

Fin. Resilience

Resilience score

vs. 188 peers in its group

Inter American University of Puerto Rico-Guayama is a private nonprofit institution in Guayama, PR, classified by Carnegie as “Baccalaureate: Diverse Fields.”

It enrolls about 2,393 undergraduates and is benchmarked here against 188 peer institutions (Baccalaureate: Diverse Fields · Private nonprofit).

On Ibex's Financial Resilience score it rates 7 out of 100 within that peer group, a transparent composite of endowment per undergraduate, net tuition revenue per student, and instructional spend per student.

Its strongest standing relative to peers is admission yield (99.6%, 100th percentile).

Its weakest is direct competitors within 100 mi (8).

Peer group

Baccalaureate: Diverse Fields · Private nonprofit

188 institutions

No cross-metric risk flags triggered.

Policy & demographic exposure

How exposed Inter American University of Puerto Rico-Guayama is to the structural shifts reshaping higher ed: a composite structural-risk index plus the 2025 federal budget law’s endowment excise tax, Grad PLUS elimination, new Parent PLUS borrowing cap and new Workforce Pell short-term-credential opportunity, and the demographic enrollment cliff. Only signals that apply to this institution are shown.

Workforce Pell exposure

8.6%

Moderate

Higher than 18% of schools nationally

Indicative signals, not forecasts, see each metric’s definition and the methodology. Endowment-tax, Grad PLUS, Parent PLUS and Workforce Pell figures appear only where the institution is actually exposed; “nationally” compares against all schools that report each signal.

Turn these signals into action

Seeing exposure is step one. Ibex builds AI agents that monitor and act on exactly these pressures, explore an interactive demo. Live demos run real workflows; the rest are working mockups we build to your institution’s data.

Financial Aid Agent

Revenue composition

Where the money comes from $13.7M total revenue · IPEDS FY2022-23

Tuition & fees is the largest single source at 74% of revenue.

Tuition & fees73.8%

Government grants & contracts20.5%

Auxiliary enterprises5.3%

Private gifts & grants0.4%

Where each dollar of revenue comes from, as a share of total positive revenue. Sources are standardized across public (GASB) and private (FASB) reporting; a net investment loss in a down market is shown as 0% and excluded from the mix.

Net price by income

Average net price by family income After grant & scholarship aid · Scorecard 2024-25

$0–30K$8,932

$30–48K$9,785

$48–75K$12,305

$75–110K$11,022

Average annual net price (total cost minus grant and scholarship aid) paid by federal-aid recipients in each family-income band. Lower-income bands often pay less where need-based aid is strong.

Financial Health

Net tuition revenue / FTE

Below peers

$5,837

8th percentile in peer grouppeer median $11,994

188 peers

Instructional spend / FTE

Below peers

$3,003

6th percentile in peer grouppeer median $7,695

188 peers

In-state tuition & fees

$5,780

3rd percentile in peer grouppeer median $25,725

186 peers

Out-of-state tuition & fees

$5,780

3rd percentile in peer grouppeer median $25,725

186 peers

Avg annual cost of attendance

$16,475

7th percentile in peer grouppeer median $39,090

180 peers

Avg monthly faculty salary

Below peers

$4,728

11th percentile in peer grouppeer median $6,332

183 peers

Average monthly salary of full-time faculty, as reported to IPEDS.

Average net price

Strong

$9,316

9th percentile in peer grouppeer median $20,875

181 peers

Net price, low-income families (under $30K)

Strong

$8,932

7th percentile in peer grouppeer median $17,612

2024-25176 peers

Average annual net price (cost of attendance minus all grant and scholarship aid) paid by students whose families earn under about $30,000 a year (College Scorecard, FY2024-25). This is what the neediest admitted students actually pay, often far below the sticker price. Read it beside the overall net price and the high-income net price: a low figure here signals strong need-based aid. Lower is better.

Net price, middle-income families ($30K-$48K)

Strong

$9,785

12th percentile in peer grouppeer median $17,671

2024-25174 peers

Average annual net price (cost of attendance minus all grant and scholarship aid) paid by students whose families earn roughly $30,000 to $48,000 a year (College Scorecard, FY2024-25). It is the middle rung of the income net-price ladder: read it together with the low-income (under ~$30K) and high-income (over ~$110K) net prices to see how steeply the school discounts as family income rises. Lower is better.

Net price, upper-middle families ($48K-$75K)

Strong

$12,305

14th percentile in peer grouppeer median $19,878

2024-25170 peers

Average annual net price (cost of attendance minus all grant and scholarship aid) paid by students whose families earn roughly $48,000 to $75,000 a year (College Scorecard, FY2024-25). It is the fourth rung of the five-rung income net-price ladder: read it with the low, middle, upper and high-income net prices to see how steeply the school discounts as family income rises. Lower is better.

Net price, upper-income families ($75K-$110K)

Strong

$11,022

7th percentile in peer grouppeer median $22,336

2024-25166 peers

Average annual net price (cost of attendance minus all grant and scholarship aid) paid by students whose families earn roughly $75,000 to $110,000 a year (College Scorecard, FY2024-25). It is the fifth rung of the income net-price ladder, just below the full-pay tier: read it with the lower rungs and the high-income net price to see the full cost gradient by family income. Lower is better.

Tuition discount rate

Moderate

3.5%

9th percentile in peer grouppeer median 43.8%

FY2022-23182 peers

Institutional grant aid as a share of gross tuition & fee revenue (IPEDS FY2022-23, FASB): allowances applied to tuition ÷ (net tuition revenue + those allowances) – the tuition-discount rate enrollment leaders track, i.e. the share of sticker tuition handed back as institutional aid. Private nonprofit institutions only; public (GASB) institutions report tuition differently and are not shown. The national private-college average is roughly 56% (NACUBO); above ~60% signals heavy price competition.

Administrative cost share

23.2%

51st percentile in peer grouppeer median 23.2%

FY2022-23182 peers

Institutional support, central administration, executive management, governance, general administration, fundraising and (under FASB rules) operation & maintenance of plant, as a share of total expenses (IPEDS FY2022-23, FASB). Private nonprofit institutions only: public (GASB) institutions report functional expenses on a different basis and frequently consolidate large hospital and auxiliary operations, which makes a comparable ratio unreliable, so they are not shown. Because FASB folds plant operations into institutional support, this runs higher than a narrow 'central-office' figure, and schools with sizable hospital or auxiliary operations show a lower ratio as those costs enlarge total expenses. An informational benchmark of administrative intensity, compared within the peer group, not a measure of waste or quality.

Spent on instruction

50.8%

96th percentile in peer grouppeer median 27.6%

2024-25182 peers

Instruction spending divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). 'Where the money goes' context, reported here for private-nonprofit (FASB) institutions only, where the functional split is comparable; not computed for public or for-profit institutions. Higher is not automatically better; research universities and those with hospitals or large auxiliaries spread spending across other functions.

Spent on student services

11.3%

20th percentile in peer grouppeer median 21.2%

2024-25182 peers

Student-services spending (admissions, registrar, student life, counseling) divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). Private-nonprofit (FASB) institutions only. Spending-mix context, not a quality measure.

Spent on academic support

10.7%

85th percentile in peer grouppeer median 6.2%

2024-25182 peers

Academic-support spending (libraries, academic computing, deans' offices) divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). Private-nonprofit (FASB) institutions only. Context, not a quality measure.

Spent on research

90th percentile in peer grouppeer median 0%

2024-25182 peers

Research spending divided by total functional expenses (IPEDS Finance, FY2022-23 (FASB)). Private-nonprofit (FASB) institutions only; near zero at teaching-focused colleges and sizeable at research universities. Spending-mix context, not a quality measure.

Net-cost payback period

Strong

4 yrs

11th percentile in peer grouppeer median 7.1 yrs

2024-25157 peers

Four-year net price divided by the median 10-year earnings premium over a typical high-school graduate in the institution's state (College Scorecard earnings and net price; U.S. Census Bureau ACS state baselines). A simple value-for-cost gauge: fewer years is stronger. Shown only where net price and earnings are both reported and earnings exceed the state high-school baseline; it ignores aid timing, debt and non-completion, so read it as a directional comparison, not a financial projection.

Graduation & completion

Graduation rate · first-time, full-time

44.2%

44.2% graduate within 6 years (150% of normal time)
19.5% on-time, within 4 years (100%)
Counts only students who entered full-time as first-time freshmen and earned a bachelor's here, the conventional headline rate. Excludes part-time entrants and transfer-ins.

Completion rate · all students

36.6%

36.6% earned a degree or certificate within 8 years (IPEDS Outcome Measures)
The broader cohort, also counts part-time entrants and transfer-ins, and any credential. More inclusive, so it can run higher than the graduation rate.

Why two numbers? They measure different students over different windows, so they are not directly comparable. The graduation rate is the standard federal headline but tracks only first-time, full-time students through a bachelor's; the all-students completion rate adds the part-time and transfer students it leaves out, over a longer window. Read each for what it covers. Source: U.S. Department of Education, IPEDS Graduation Rates & Outcome Measures, via College Scorecard.

Enrollment & Pipeline

Undergraduate enrollment

2,393

95th percentile in peer grouppeer median 730

188 peers

Admission rate

36.3%

7th percentile in peer grouppeer median 73%

152 peers

First-year retention

Strong

82.5%

87th percentile in peer grouppeer median 67.2%

182 peers

Graduation rate (6-yr · first-time, full-time)

Average

44.2%

48th percentile in peer grouppeer median 44.8%

185 peers

Graduation rate (4-yr on-time · first-time, full-time)

Below peers

19.5%

28th percentile in peer grouppeer median 29.3%

185 peers

Pell recipient share

66.4%

85th percentile in peer grouppeer median 41.3%

188 peers

Completion rate (all students · 8-yr)

Below peers

36.6%

26th percentile in peer grouppeer median 47.4%

2024-25187 peers

Share of ALL entering degree-seeking undergraduates, full- and part-time, first-time and transfer-in, who earned a degree or certificate at this institution within eight years (IPEDS Outcome Measures, via College Scorecard). Broader and more inclusive than the graduation-rate figures, which count only first-time, full-time students entering a bachelor's program, so the two are measured on different groups of students and are not directly comparable.

First-generation students

38.3%

61st percentile in peer grouppeer median 35.5%

2024-25173 peers

Share of undergraduates who are first-generation college students (College Scorecard, FY2024-25). An access signal, not a measure of quality: a higher share often reflects a stronger commitment to serving students whose parents did not attend college.

Adult learners (25+)

42.3%

86th percentile in peer grouppeer median 11.5%

2024-25188 peers

Share of undergraduates aged 25 or older (College Scorecard, FY2024-25). Read as context on the student mix: schools serving many working adults look different on persistence and part-time measures than traditional-age campuses, and neither is inherently better.

Part-time undergraduates

25.9%

85th percentile in peer grouppeer median 6.7%

2024-25188 peers

Share of undergraduates enrolled part-time (College Scorecard, FY2024-25). Context, not quality: a high part-time share is common at community and commuter institutions and affects graduation-rate comparisons, which are based only on full-time, first-time students.

Median family income

$3,990

1st percentile in peer grouppeer median $38,863

2024-25182 peers

Median family income of students at this institution (College Scorecard, FY2024-25). An affordability and access signal, not a measure of quality: a lower figure typically means the school enrolls more students from modest-income families.

Low-income students (under $30K)

82.2%

97th percentile in peer grouppeer median 39.7%

2024-25185 peers

Share of students whose families earn under roughly $30,000 a year (College Scorecard, FY2024-25). A direct low-income access signal: a higher share usually reflects a school enrolling more students from modest-income households, and pairs naturally with the Pell recipient share.

Women (share of undergraduates)

69%

94th percentile in peer grouppeer median 50.3%

2024-25188 peers

Share of undergraduates who are women (College Scorecard, FY2024-25). Reported as context on the student mix, not a measure of quality.

8-year completion (all students)

Below peers

36.6%

26th percentile in peer grouppeer median 47.4%

2024-25187 peers

Share of ALL entering students, full-time and part-time, first-time and transfer-in, who complete an award within eight years (College Scorecard Outcome Measures, FY2024-25). It is a broader, more representative completion signal than the first-time-full-time graduation rates, because it counts the part-time and returning students those rates exclude. Higher is better.

Transfer-out rate

1.4%

46th percentile in peer grouppeer median 6.2%

2024-25185 peers

Share of students who transfer OUT to a different institution within the tracking window (College Scorecard, FY2024-25). Reported as context, not a quality measure: it runs high at access-oriented schools and two-year feeders whose students routinely move on to a four-year program, and it should be read together with the completion and retention figures rather than on its own.

Admission yield

Strong

99.6%

100th percentile in peer grouppeer median 20.8%

Fall 2023149 peers

Share of admitted students who enrolled (IPEDS Admissions, Fall 2023): students who enrolled ÷ students admitted. A demand signal, how many accepted offers the institution converts to enrollment. Higher yield generally reflects stronger demand, though binding early-decision programs and price positioning can inflate it. Open-admission institutions do not report admissions and show none.

12-month FTE enrollment

1,761

90th percentile in peer grouppeer median 768

2022-23188 peers

Full-time-equivalent enrollment over the full 12-month year (IPEDS 12-month enrollment, 2022-23). Counts part-time students at their fractional load, so it runs above fall full-time headcount and is the denominator used for per-student finance measures.

Student-faculty ratio

25:1

99th percentile in peer grouppeer median 12:1

2022-23188 peers

Students per instructional faculty member (IPEDS, fall 2023). Lower generally means smaller classes and more faculty contact, though the measure mixes undergraduate and graduate teaching and is institution-reported.

Out-of-state students

12th percentile in peer grouppeer median 29%

2024-2577 peers

Share of first-time degree-seeking students coming from outside the state (IPEDS, Fall 2023). A reach signal: high values mark national-draw institutions, low values mark in-state and commuter campuses. Context, not quality.

Fully online students

37%

86th percentile in peer grouppeer median 10%

2024-25188 peers

Share of students enrolled exclusively in distance-education courses (IPEDS, Fall 2023). Describes delivery model, not quality; online-heavy institutions look different on residential measures.

Program concentration (HHI)

Highly concentrated

4,137

– percentile in peer group

2022-23133 peers

How concentrated the institution's degree and certificate output is across academic fields (CIP 2-digit families), as a Herfindahl-Hirschman Index on the latest year's completions: 10,000 means every completion is in one field; lower means output is spread across many. A higher value means the school leans on fewer fields and is more exposed to demand shifts in them; a lower value reflects a broad program portfolio. Shown for institutions reporting at least 100 annual completions. A structural-diversification signal, not a measure of quality.

Workforce Pell exposure

Moderate

8.6%

– percentile in peer group

2024-2535 peers

Share of the institution's measured credentials that are undergraduate certificates, the sub-associate tier that the 2025 budget law's new Workforce Pell Grant makes Pell-eligible from July 1, 2026. Workforce Pell extends the Pell Grant to short-term workforce programs of 150 to 600 clock hours offered over 8 to 15 weeks, subject to state-workforce-board and accreditor approval and to job-placement, completion and earnings-value guardrails. This is an opportunity signal: a higher share means more of what the school already produces could draw new federal grant aid, and the upside is greatest where Pell reliance (shown separately) is also high. Computed as undergraduate-certificate completions divided by all credential completions in the College Scorecard Field-of-Study file (most recent release). Scorecard's 'Undergraduate Certificate' level spans certificates of varying length, so the statutory 150-600 clock-hour window is a subset of this tier, read this as an upper-bound exposure proxy, not a count of qualifying programs. Shown only for institutions that confer such certificates above a minimum completions floor.

Enrollment momentum (CAGR)

Strong

4.3%

91st percentile in peer grouppeer median -2.1%

2024-25188 peers

Compound annual growth rate of undergraduate enrollment over the years the tool tracks (College Scorecard, roughly 2016-2024). Positive means the school is growing; negative means it is shrinking, the leading indicator of demand stress ahead of the demographic cliff. Banded against the school's peer group.

Net-price momentum (CAGR)

Average

2.1%

64th percentile in peer grouppeer median 0.8%

2024-25188 peers

Compound annual growth rate of net tuition revenue per full-time-equivalent student over the tracked years. A high positive rate means the school's real net price is climbing faster than peers, which can strain affordability and yield. Banded against the school's peer group. Lower is better.

Selectivity momentum (CAGR)

Strong

-3.7%

9th percentile in peer grouppeer median 0.9%

2024-25150 peers

Compound annual growth rate of the admission rate over the tracked years. A negative value means the school is admitting a smaller share of applicants over time (getting more selective); a positive value means its admit rate is rising (getting less selective), often a sign of softening demand. Banded against the school's peer group.

States recruited from

Below peers

14th percentile in peer grouppeer median 14

Fall 2022176 peers

How many distinct US states the school's first-time degree-seeking class is drawn from (IPEDS Residence & Migration, Fall 2022). A higher count signals broader geographic reach and less dependence on any single state's shrinking pool of high school graduates; a low count means the school recruits from a narrow region and is more exposed to that region's demographic decline. Banded against the school's peer group.

Foreign first-time share

45th percentile in peer grouppeer median 0.7%

Fall 2022181 peers

Share of the school's first-time degree-seeking class whose legal residence is outside the United States (IPEDS Residence & Migration, Fall 2022). A measure of international reach in the entering class. Neither high nor low is inherently better; it is context for tuition-revenue mix and exposure to visa and geopolitical risk. Banded against the school's peer group.

Direct competitors within 100 mi

Below peers

97th percentile in peer grouppeer median 4

2024-25188 peers

How many institutions of the same type (same Carnegie classification and control, i.e. the schools competing for the same students) sit within roughly 100 miles. A higher count means a more crowded local market and a harder yield fight, which matters most as the regional pool of high school graduates shrinks; a low count means the school has its catchment largely to itself. Distance is straight-line from campus coordinates. Banded against the school's peer group. Fewer is better for recruiting leverage.

Women in applicant pool

55.5%

63rd percentile in peer grouppeer median 50.7%

2023-24149 peers

Women as a share of the school's first-time degree-seeking applicant pool (IPEDS Admissions, 2023-24). A read on the funnel's composition, useful for targeting and a proxy for program mix: nursing- and education-heavy schools skew female, engineering- and trade-heavy schools skew male. Neither skew is inherently better. Banded against the school's peer group.

Hybrid (some online) enrollment

47%

84th percentile in peer grouppeer median 26%

Fall 2023188 peers

Share of all students taking some, but not all, of their courses at a distance (IPEDS, Fall 2023). This is the hybrid middle ground between the fully online share and the fully in-person share, and it signals how far a school has moved coursework online without going exclusively remote. Context metric, not better or worse. Banded against the school's peer group.

Transfer-in share (undergraduate)

26%

99th percentile in peer grouppeer median 7.9%

Fall 2023188 peers

Transfer-in students as a share of all undergraduates (IPEDS, Fall 2023). A high share means the school depends on transfer pipelines rather than first-time freshmen, which changes both recruitment strategy and melt/retention risk. Context metric, not better or worse. Banded against the school's peer group.

Graduate share of enrollment

56th percentile in peer grouppeer median 4.6%

Fall 2023188 peers

Graduate students as a share of total headcount enrollment (IPEDS, Fall 2023). It separates research-intensive universities with large graduate bodies from undergraduate-focused institutions. Context metric, not better or worse. Banded against the school's peer group.

Women share of faculty

64.4%

95th percentile in peer grouppeer median 50.5%

2023-24184 peers

Women as a share of all instructional staff, full- and part-time combined (IPEDS Human Resources, Fall 2023). A gender-composition signal for the teaching workforce. Context metric, not better or worse. Banded against the school's peer group.

Faculty of color share

99.2%

95th percentile in peer grouppeer median 13.3%

2023-24184 peers

Instructional staff who are American Indian/Alaska Native, Asian, Black, Hispanic, Native Hawaiian/Pacific Islander, or two-or-more races, as a share of all instructional staff (IPEDS Human Resources, Fall 2023). Nonresident and race-unknown staff are excluded from the numerator. Context metric, not better or worse. Banded against the school's peer group.

Enrollment-demand index

Strong

95.0

100th percentile in peer grouppeer median 50.0

2024-25152 peers

A 0-100 composite of how much demand the school commands relative to its peer group: the average of its peer percentile ranks for admission yield, selectivity (a lower admit rate counts as stronger demand) and recent enrollment trend. Built only where at least two of those three are reported. Higher means stronger pull in the market. Banded against the school's peer group.

Enrollment forecast (5-yr)

Average

-20%

35th percentile in peer grouppeer median -11.8%

2024-2029 projection188 peers

Projected cumulative change in total enrollment roughly five years out, modeled by a least-squares log-linear fit on the school's own enrollment history (2016-2024). It uses the full multi-year series, so a single shock year (such as 2020) does not drive the result. This is a naive trend extrapolation, not a demographic model, and is capped at plus or minus 60 percent; treat it as direction-of-travel, not a precise count. Banded against the school's peer group; higher means projected growth.

On-campus crime rate

Average

0 per 1k

47th percentile in peer grouppeer median 0.8 per 1k

2024 (Clery)179 peers

Criminal offenses reported on campus in 2024 (murder, manslaughter, the four sex-offense categories, robbery, aggravated assault, burglary, motor-vehicle theft and arson) per 1,000 students, from the school's federal Clery Act filing. Counts and enrollment are summed across the institution's campuses. A higher number does not always mean a more dangerous school: thorough reporting and dense residential campuses raise it. Lower is generally safer. Banded against the school's peer group.

Metro-area unemployment rate

Below peers

8.2%

95th percentile in peer grouppeer median 4.7%

ACS 2019-23169 peers

The civilian unemployment rate in the school's metropolitan or micropolitan area (US Census ACS 2019-23, mapped by the school's federal CBSA code). It is a proxy for local labor demand: a lower rate means a tighter job market, a stronger near-term destination for graduates and a smaller pool of working adults to recruit. It describes the local economy, not the school. Schools outside any metro area are not scored. Banded against the school's peer group.

Admissions test policy

SAT / ACT requirement IPEDS Fall 2023

Test-optional

This school is test-optional: applicants may submit SAT or ACT scores, but they are not required. Reported to IPEDS for the most recent admissions cycle. Test policy is a live enrollment lever, so it is shown as the school's stated category rather than a peer rank.

Completion equity

Six-year graduation rate by group First-time, full-time bachelor’s cohort · Scorecard 2024-25

Hispanic/Latino44%

Pell recipients44%

Six-year graduation rate (150% of normal time) for the first-time, full-time bachelor’s cohort, broken out by race and ethnicity and for Pell-grant recipients (College Scorecard). Each bar uses the same measure as the headline graduation rate, so the gaps between groups are directly comparable. School overall: 42%.

Student body

Undergraduate race & ethnicity IPEDS 2024-25

Hispanic/Latino98.9%

White0.8%

Black0.2%

Asian0.0%

Undergraduate enrollment by race and ethnicity, as reported to IPEDS (College Scorecard). “International” denotes nonresident students; “Unknown” means race/ethnicity was not reported.

Student Outcomes & Risk

Median earnings (10 yr)

Below peers

$25,827

4th percentile in peer grouppeer median $45,460

184 peers

Median debt at graduation

Strong

$9,500

5th percentile in peer grouppeer median $24,912

177 peers

3-yr cohort default rate

Strong

3.7%

9th percentile in peer grouppeer median 9.4%

FY2017 cohort185 peers

Share of borrowers who defaulted within three years of entering repayment (U.S. Dept. of Education official cohort default rate). Shown for the FY2017 borrower cohort, the most recent cohort whose full three-year default window closed before the 2020-23 federal student-loan payment pause. More recent cohorts are reported by the College Scorecard at essentially 0%, but that reflects the payment pause (no payments were due, so almost no one could default), not borrower health, so the pre-pause cohort is the last meaningful reading. Lower is better.

Share taking federal loans

24.6%

15th percentile in peer grouppeer median 55.9%

188 peers

Full-time faculty share

Strong

100%

100th percentile in peer grouppeer median 62.1%

175 peers

Debt-to-earnings ratio

Strong

0.37×

9th percentile in peer grouppeer median 0.51×

175 peers

Working 10 years after entry

Below peers

75.9%

18th percentile in peer grouppeer median 87.3%

2024-25184 peers

Share of students who are working (not still enrolled) ten years after entering this institution, of those whose employment status is known (College Scorecard, FY2024-25). A coarse employment signal; it does not capture earnings level or job quality.

Withdrew by year 2

Below peers

32.4%

81st percentile in peer grouppeer median 23.3%

2024-25177 peers

Share of students who had withdrawn from this institution by the end of their second year (College Scorecard, FY2024-25). An early-attrition signal, where lower is better; high part-time or adult-learner enrollment can raise it without reflecting institutional quality.

Median earnings (6 yr)

Below peers

$21,635

4th percentile in peer grouppeer median $38,212

2024-25185 peers

Median earnings of former students who are working and were federally aided, measured six years after they first enrolled (College Scorecard, FY2024-25). A shorter-horizon companion to the ten-year earnings figure; early-career pay tends to run below the ten-year mark, so read the two together rather than in isolation.

Median debt (did not complete)

Strong

$5,250

4th percentile in peer grouppeer median $8,250

2024-25180 peers

Median federal loan debt carried by students who withdrew from this institution without completing a credential (College Scorecard, FY2024-25). The counterpart to debt at graduation, and often the higher-risk group: borrowing with no degree to show for it. Lower is better, but compare it against the school's completion and withdrawal rates rather than on its own.

Median debt (first-generation students)

Strong

$6,700

5th percentile in peer grouppeer median $14,500

2024-25173 peers

Median cumulative federal loan debt carried by first-generation students, those whose parents did not complete college (College Scorecard, FY2024-25). Read it beside the all-students median debt: a gap between the two is an equity signal about who shoulders the borrowing. Lower is better, but weigh it against completion and earnings.

Median debt (Pell recipients)

Strong

$6,750

5th percentile in peer grouppeer median $14,750

2024-25171 peers

Median cumulative federal loan debt carried by Pell Grant recipients (College Scorecard, FY2024-25), the lowest-income federally-aided students at the school. Compare it with the all-students median debt and the Pell share: it shows how much the neediest students borrow to attend. Lower is better.

Return on credential

Strong

0.39×

85th percentile in peer grouppeer median 0.29×

2024-25177 peers

Median 10-year earnings divided by the four-year cost of attendance (average annual cost × 4). A rough payback ratio: 1.0× means a graduate's annual 10-year earnings roughly equal the full four-year sticker cost. Earnings reflect federally-aided students; cost of attendance is the published sticker price before aid, so this is conservative relative to what families net of aid pay.

Field-demand outlook (10-yr)

Outpaces job-market average

+5.7%

75th percentile in peer group

BLS EP 2024-34133 peers

Projected 10-year (2024-34) change in U.S. employment for the occupations this institution's degrees and certificates feed, blended across its program mix. Built by mapping each CIP 2-digit field to its occupations via the NCES CIP-SOC crosswalk, taking the employment-weighted average of each occupation's BLS-projected percent change, then weighting fields by the institution's latest-year completions. The U.S. all-occupations benchmark is 3.1%, so a higher value means the school's graduates concentrate in faster-growing labor markets. An INDICATIVE field-level signal at broad-field granularity, not a program-specific or graduate-specific projection, and not a placement or earnings guarantee. Shown where at least 50% of completions fall in fields with a coherent occupational mapping and the school reports 100+ annual completions.

Grad rate vs predicted (access-adjusted)

Average

-0%

65th percentile in peer grouppeer median -0%

2024-25139 peers

Actual six-year graduation rate minus the rate predicted, by a regression across all four-year institutions, from the school's admission rate, Pell share, first-generation share, median family income and undergraduate size (College Scorecard, FY2024-25). A positive value means the school graduates students at a higher rate than peers serving similar students at similar selectivity; a negative value means lower. This is a fairer cross-school comparison than the raw graduation rate, which penalizes access-oriented colleges. The figure is banded against a school's own peer group, so selective schools are compared with selective peers. The model uses no test-score input, so it under-predicts the most selective institutions, which therefore tend to show positive values. Reported for four-year institutions that publish an admission rate; an indicative model, not an official metric.

Pell completion gap

Strong

-0%

15th percentile in peer grouppeer median +0%

2024-25181 peers

The school's overall six-year graduation rate minus the graduation rate of its Pell Grant recipients (College Scorecard). A larger positive gap means lower-income students complete at a lower rate than the student body overall; a value near zero means the school graduates Pell and non-Pell students at similar rates. Banded against the school's peer group. Smaller is better.

Net-value index

Strong

60.0

78th percentile in peer grouppeer median 51.0

2024-25187 peers

A 0-100 composite of student value relative to the peer group: the average of peer percentile ranks for median earnings ten years out, graduation rate, net price (lower counts as better value) and median debt (lower is better). Built only where at least two components are reported. Higher means more outcome per dollar. Banded against the school's peer group.

Earnings spread

Earnings 10 years after entry: the middle 50% Working, federally-aided former students · Scorecard 2024-25

25th percentile$14,108

Median$25,827

75th percentile$41,029

Annual earnings of working former students measured ten years after they first enrolled (College Scorecard), shown as a range rather than a single number. The middle half of this school’s graduates earn between the 25th- and 75th-percentile figures; the Median bar matches the headline earnings figure. A wider gap means more variation in how graduates fare. Bars are scaled to the highest value shown.

Top fields of study (bachelor's)

Inter American University of Puerto Rico-Guayama’s largest fields by completions, with graduate earnings (4 years out) and debt benchmarked against the same field at its peer group. Sparklines show the 8-year completions trend.

Field	Completions / yr	Median earnings, 4 yrs out	Median debt	Earnings premium	Risk score
Health Professions & Clinical Sciences	108	$26,257 6th pct · 67 peers	$12,500 8th pct · 73 peers	Above benchmark +60%	Low · 7
Business, Management & Marketing	31	–	$17,087 7th pct · 129 peers	–	High · 71
Biological & Biomedical Sciences	23	–	$12,847 10th pct · 62 peers	–	High · 79
Homeland Security, Law Enforcement & Firefighting	14	–	$8,900 8th pct · 60 peers	–	High · 78
Education	11	–	–	–	High · 100
Mechanic & Repair Technologies	7	–	–	–	Low · 0
Parks, Recreation & Fitness	6	–	–	–	Low · 0
Physical Sciences	3	–	–	–	High · 85

All 1 top fields shown clear the PR state earnings-premium benchmark (indicative).

Earnings-premium status is an indicative estimate: median graduate earnings four years out vs the PR state median earnings of a high-school graduate (undergraduate credentials) or a bachelor’s-degree holder (graduate credentials) from the U.S. Census Bureau’s American Community Survey (2022 ACS 5-year). The official U.S. Department of Education determination uses its own cohort definition and may differ.

The risk score (0–100) is an indicative blend of earnings-premium margin and the five-year completions trend, higher means a field pays closer to (or below) the benchmark and is shrinking. A directional screen, not an official determination.

Major-level detail (CIP 4-digit)

Health Professions & Clinical Sciences – 1 CIP program (4-digit), 1 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingCIP 5138 ›	108	$26,257 n=89	–	42.7%	$12,500	0.48×	Above benchmark +60%	Clears all 2 yrs

Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 1 of 1 major shows an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.

Business, Management & Marketing – 4 CIP programs (4-digit), 0 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
Accounting and Related ServicesCIP 5203 ›	19	–	–	–	–	–	–	–
Entrepreneurial and Small Business OperationsCIP 5207 ›	7	–	–	–	–	–	–	–
Business Administration, Management and OperationsCIP 5202 ›	3	–	–	–	$17,087	–	–	–
Human Resources Management and ServicesCIP 5210 ›	2	–	–	–	–	–	–	–

Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 0 of 4 majors show an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.

Biological & Biomedical Sciences – 2 CIP programs (4-digit), 0 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
BiotechnologyCIP 2612 ›	12	–	–	84.2% 5yr	$17,060	–	–	–
Biology, GeneralCIP 2601 ›	11	–	–	–	$8,250	–	–	–

Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 0 of 2 majors show an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.

Homeland Security, Law Enforcement & Firefighting – 1 CIP program (4-digit), 0 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
Criminal Justice and CorrectionsCIP 4301 ›	14	–	–	–	$8,900	–	–	–

Major-level earnings, debt and threshold pass-rates are reported by College Scorecard only where enough graduates exist to protect privacy, so 0 of 1 major shows an earnings figure; the rest read “–”. % > threshold is ED’s own share of graduates out-earning the federal earnings threshold (the do-no-harm pass rate), drawn from the best available measurement window (4-, 5- or 1-year) pooled across all nine College Scorecard Field-of-Study releases; a small chip marks any figure not on the 4-year window, and hovering names the cohort size and source release. 2 of 3 yrs flags fields below the earnings-premium benchmark in two of the latest three reported cohort-years, the statutory trigger under the 2025 test (effective July 1, 2026). Indicative; the Department of Education’s official determination may differ. Source: U.S. Department of Education, College Scorecard Field of Study (2014–15 through 2022–23 cohorts + most-recent snapshot), accessed March 2026.

Education – 4 CIP programs (4-digit), 0 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
Special Education and TeachingCIP 1310 ›	4	–	–	–	–	–	–	–
Teacher Education and Professional Development, Specific Subject AreasCIP 1313 ›	3	–	–	–	–	–	–	–
Teacher Education and Professional Development, Specific Levels and MethodsCIP 1312 ›	2	–	–	–	–	–	–	–
Teaching English or French as a Second or Foreign LanguageCIP 1314 ›	2	–	–	–	–	–	–	–

Mechanic & Repair Technologies – 1 CIP program (4-digit), 0 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
Electrical/Electronics Maintenance and Repair Technologies/TechniciansCIP 4701 ›	7	–	–	–	–	–	–	–

Parks, Recreation & Fitness – 1 CIP program (4-digit), 0 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
Sports, Kinesiology, and Physical Education/FitnessCIP 3105 ›	6	–	–	–	–	–	–	–

Physical Sciences – 1 CIP program (4-digit), 0 with earnings

Major (CIP 4-digit)	Compl./yr	Earn 4yr	Earn 1yr	% > threshold	Median debt	Debt/earn	Earnings premium	2 of 3 yrs
ChemistryCIP 4005 ›	3	–	–	–	–	–	–	–

See the interactive dashboard for all fields and credential levels (associate through doctoral). Source: College Scorecard Field of Study.

Frequently asked

How selective is Inter American University of Puerto Rico-Guayama?

Inter American University of Puerto Rico-Guayama admits about 36% of applicants, and roughly 83% of first-year students return for a second year.

What is Inter American University of Puerto Rico-Guayama's student-faculty ratio?

Inter American University of Puerto Rico-Guayama reports a student-faculty ratio of 25:1 (IPEDS, fall 2023) – that is, about 25 students for every instructional faculty member.

How much does Inter American University of Puerto Rico-Guayama cost?

The average published cost of attendance is $16,475 and the average net price after aid is $9,316 (College Scorecard).

How much do Inter American University of Puerto Rico-Guayama graduates earn?

Median earnings ten years after entry are $25,827 (College Scorecard), measured across students who received federal aid.

Are Inter American University of Puerto Rico-Guayama's programs at risk under the federal earnings-premium test?

Indicatively, at Inter American University of Puerto Rico-Guayama, the single largest field with available earnings data clears the PR state earnings-premium benchmark used by the 2025 federal test (effective July 1, 2026) – median graduate earnings (four years out) exceed those of a typical worker without the credential. This is an estimate using College Scorecard earnings vs ACS medians; the official Department of Education determination may differ.

Which schools are Inter American University of Puerto Rico-Guayama's peers?

Inter American University of Puerto Rico-Guayama is benchmarked against 188 institutions in the Baccalaureate: Diverse Fields · Private nonprofit peer group; all percentiles and medians on this page are computed within that group.

Compare with peers

Flagler College Inter American University of Puerto Rico-Ponce Trine University Ohio Northern University Benedictine College Grove City College

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Source: U.S. Department of Education, College Scorecard & IPEDS (most recent releases), with the U.S. Census Bureau (ACS), the U.S. Bureau of Labor Statistics (Employment Projections, field-demand outlook) and WICHE (enrollment-cliff projections). Figures lag the current academic year by roughly two to three years. Percentiles and medians are computed within the institution's peer group. Financial Resilience is a transparent composite, see each component above. Compiled by Ibex Insights.