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Abilene Christian University-Undergraduate Online

Addison, TX · official site ↗

Private nonprofitOther / Unclassified
52
Fin. Resilience
Resilience score

vs. 41 peers in its group

Abilene Christian University-Undergraduate Online is a private nonprofit institution in Addison, TX.

It enrolls about 1,219 undergraduates and is benchmarked here against 41 peer institutions (Other / Unclassified · Private nonprofit).

On Ibex's Financial Resilience score it rates 52 out of 100 within that peer group, a transparent composite of endowment per undergraduate, net tuition revenue per student, and instructional spend per student.

Its strongest standing relative to peers is endowment (end of year) ($95.4M, 89th percentile).

Its weakest is first-year retention (47.6%).

Ibex's cross-metric scan flags: First-year retention 48% (below 60%).

Peer group

Other / Unclassified · Private nonprofit

41 institutions

First-year retention 48% (below 60%)
Policy & demographic exposure

How exposed Abilene Christian University-Undergraduate Online is to the structural shifts reshaping higher ed: a composite structural-risk index plus the 2025 federal budget law’s endowment excise tax and Grad PLUS elimination and the demographic enrollment cliff. Only signals that apply to this institution are shown.

Grad PLUS exposureShare of the school's graduate federal loan dollars that came from Grad PLUS, the program the 2025 budget law eliminates for new borrowers from July 2026 (FSA Direct Loan data). Higher = more graduate borrowing that will disappear above the new caps.
21.3%
Moderate exposure
Higher than 53% of schools nationally
AY2025-26 YTD (through Q2, Dec 2025)
Avg Grad PLUS loanAverage Grad PLUS loan per borrower (FSA). The 2025 law caps unsubsidized grad borrowing at $20,500/yr and ends Grad PLUS — this is the average per-student amount that vanishes above the cap. The depth half of the Grad PLUS shock; pair with Grad PLUS exposure (the reliance share).
$23,459
Above the cap
Higher than 64% of schools nationally
AY2025-26 YTD (through Q2, Dec 2025)
Enrollment cliff (home state)Projected change in the institution's home-state high-school graduates from 2025 to 2041 (WICHE). The U.S. total falls about 13%; a directional feeder-market signal, not an enrollment forecast.
1.6%
Stable or growing

Indicative signals, not forecasts — see each metric’s definition and the methodology. Endowment-tax and Grad PLUS figures appear only where the institution is actually exposed; “nationally” compares against all schools that report each signal.

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Financial Aid AgentAI Recruiter Agent
Financial Health Index
6.9
on a −4 to 10 scale
Financial Health IndexStrong

NACUBO Composite Financial Index — the balance-sheet health score accreditors and institutional boards use to gauge financial health; bond-rating agencies track similar ratios. reported at parent/system level — reflects Abilene Christian University (excluded from rankings and peer percentiles).

Primary reserve 35%54.1 mo
Reserves vs. debt 35%3.45×
Return on net assets 20%4.7%
Operating result 10%-0%

Composite of four ratios on a strength-factor scale (−4 weak → 10 strong): below 3 falls short of the threshold for financial health, below 1 signals acute stress, and above 6 is strong. Computed from IPEDS FY2022-23, the most recent finance release (it lags the current year by 2–3 years). Branch campuses that report finances at a parent/system level can show distorted ratios. For informational benchmarking, not a credit rating or financial advice.

Revenue composition
Where the money comes from $222.6M total revenue · IPEDS FY2022-23

Reported at parent/system level — reflects Abilene Christian University.

Tuition & fees is the largest single source at 38% of revenue.

Tuition & fees38.0%
Private gifts & grants20.8%
Investment return20.2%
Auxiliary enterprises10.2%
Other revenue7.1%
Government grants & contracts3.7%

Where each dollar of revenue comes from, as a share of total positive revenue. Sources are standardized across public (GASB) and private (FASB) reporting; a net investment loss in a down market is shown as 0% and excluded from the mix.

Net price by income
Average net price by family income After grant & scholarship aid · Scorecard 2024-25
$0–30K$24,283
$30–48K$22,852
$48–75K$21,723
$75–110K$26,586

Average annual net price (total cost minus grant and scholarship aid) paid by federal-aid recipients in each family-income band. Lower-income bands often pay less where need-based aid is strong.

Financial Health
Net tuition revenue / FTETuition revenue per full-time-equivalent student after institutional aid/discounts — what tuition actually nets.
Average
$10,177
46th percentile in peer grouppeer median $11,706
Instructional spend / FTESpending on instruction per FTE student — how much of the budget reaches the classroom.
Below peers
$6,085
27th percentile in peer grouppeer median $13,077
Endowment (end of year)Total endowment value at year end — long-term invested wealth that funds operations and cushions shocks.
Strong
$95.4M
89th percentile in peer grouppeer median $1.1M
In-state tuition & feesPublished in-state tuition and fees before aid (sticker price).
$14,520
68th percentile in peer grouppeer median $12,300
Out-of-state tuition & feesPublished out-of-state tuition and fees before aid (sticker price).
$14,520
68th percentile in peer grouppeer median $12,300
Avg annual cost of attendanceAverage total annual cost — tuition, fees and living costs — before aid.
$30,295
80th percentile in peer grouppeer median $23,300
Average net priceAverage yearly price families actually pay after grants and scholarships.
Below peers
$23,698
80th percentile in peer grouppeer median $14,504
Endowment per undergradEndowment divided by undergraduate headcount — endowment wealth behind each undergrad.
Strong
$78,277
83rd percentile in peer grouppeer median $8,805
Endowment per FTE studentEndowment per full-time-equivalent student — the FTE-correct measure of endowment wealth per student.
Strong
$179,025
78th percentile in peer grouppeer median $16,105
End-of-year endowment ÷ 12-month FTE enrollment — endowment wealth per full-time-equivalent student. The FTE-correct companion to endowment-per-undergraduate; FTE counts graduate and part-time load, so research universities look less wealthy on this basis than on a headcount basis.
Grad PLUS exposureShare of the school's graduate federal loan dollars that came from Grad PLUS, the program the 2025 budget law eliminates for new borrowers from July 2026 (FSA Direct Loan data). Higher = more graduate borrowing that will disappear above the new caps.
Moderate exposure
21.3%
— percentile in peer group
Share of the institution's graduate federal loan dollars (Grad Unsubsidized + Grad PLUS) that came from Grad PLUS — the program the 2025 budget law eliminates for new borrowers from July 1, 2026, alongside new caps on graduate borrowing. A higher share means more of the school's graduate students rely on borrowing that will no longer exist above the unsubsidized cap. Source: U.S. Dept. of Education / Federal Student Aid Direct Loan Dashboard — primarily award year 2025-26 (year-to-date through Q2, December 2025), the most current federal data; schools not yet reporting Grad PLUS in 2025-26 retain their most recent complete year (2024-25), shown per school. The reliance share is stable across the two vintages. Shown only for schools with Grad PLUS originations; an exposure signal, not a forecast of revenue loss.
Avg Grad PLUS loanAverage Grad PLUS loan per borrower (FSA). The 2025 law caps unsubsidized grad borrowing at $20,500/yr and ends Grad PLUS — this is the average per-student amount that vanishes above the cap. The depth half of the Grad PLUS shock; pair with Grad PLUS exposure (the reliance share).
Above the cap
$23,459
— percentile in peer group
Average Grad PLUS loan per recipient (FSA Direct Loan Dashboard — award year 2025-26 year-to-date through Q2, with 2024-25 full-year retained where 2025-26 is not yet reported). The 2025 budget law eliminates Grad PLUS for new borrowers from July 1, 2026 and caps unsubsidized graduate borrowing at $20,500/year — so this is the average per-borrower amount that will no longer be available above that cap. Paired with Grad PLUS exposure (the institution's reliance share), it is the depth axis of the Grad PLUS shock: how much each affected borrower stands to lose. Shown only where Grad PLUS was originated.
Operating marginNet surplus as a share of total revenue — whether the institution runs in the black.
Strong
19.7%
Parent/system level
Reported at parent/system level — reflects Abilene Christian University. Excluded from rankings and peer percentiles.
Tuition dependencyTuition's share of total revenue — how exposed the budget is to enrollment swings.
38%
Parent/system level
Reported at parent/system level — reflects Abilene Christian University. Excluded from rankings and peer percentiles.
Tuition discount rateInstitutional grant aid as a share of gross tuition (IPEDS, private nonprofits only) — the tuition-discount rate. The share of sticker tuition handed back as aid; a high rate (the national average is ~56%) signals heavy price competition for students.
Moderate
47.4%
Parent/system level
Reported at parent/system level — reflects Abilene Christian University. Excluded from rankings and peer percentiles.
State appropriations shareState appropriations' share of total revenue — material for public institutions, near zero for private.
0%
Parent/system level
Reported at parent/system level — reflects Abilene Christian University. Excluded from rankings and peer percentiles.
Administrative cost shareInstitutional support (central administration, governance, general administration, fundraising, and under FASB the operation & maintenance of plant) as a share of total expenses — private nonprofit (FASB) institutions only, where the figure is comparable. An informational gauge of administrative intensity, not a measure of waste.
22.9%
Parent/system level
Reported at parent/system level — reflects Abilene Christian University. Excluded from rankings and peer percentiles.
Months of operating cushionMonths of operating expenses covered by expendable reserves — the institution's cash cushion.
Strong
54.1 mo
Parent/system level
Reported at parent/system level — reflects Abilene Christian University. Excluded from rankings and peer percentiles.
Reserves vs. debtExpendable reserves divided by long-term debt — whether reserves could cover the debt.
Strong
3.45×
Parent/system level
Reported at parent/system level — reflects Abilene Christian University. Excluded from rankings and peer percentiles.
Return on net assetsChange in net assets over the year — whether the institution grew wealthier.
Strong
4.7%
Parent/system level
Reported at parent/system level — reflects Abilene Christian University. Excluded from rankings and peer percentiles.
Enrollment & Pipeline
Undergraduate enrollmentNumber of degree-seeking undergraduates (IPEDS fall headcount). A size measure, not a quality signal.
1,219
97th percentile in peer grouppeer median 93
Admission rateShare of applicants offered admission. Lower means more selective; open-admission schools report none.
100%
100th percentile in peer grouppeer median 100%
First-year retentionShare of first-time, full-time freshmen who return for a second year — an early signal of student fit and support.
Below peers
47.6%
13th percentile in peer grouppeer median 80.5%
Pell recipient shareShare of undergraduates on a federal Pell Grant — a proxy for the share from lower-income families.
70.9%
88th percentile in peer grouppeer median 39%
12-month FTE enrollmentFull-time-equivalent enrollment over the full year — the denominator for per-student finance measures.
533
97th percentile in peer grouppeer median 70
Full-time-equivalent enrollment over the full 12-month year (IPEDS 12-month enrollment, 2022-23). Counts part-time students at their fractional load, so it runs above fall full-time headcount and is the denominator used for per-student finance measures.
Student-faculty ratioStudents per instructional faculty member — lower usually means smaller classes and more contact.
26:1
96th percentile in peer grouppeer median 9:1
Students per instructional faculty member (IPEDS, fall 2023). Lower generally means smaller classes and more faculty contact, though the measure mixes undergraduate and graduate teaching and is institution-reported.
Enrollment cliff (home state)Projected change in the institution's home-state high-school graduates from 2025 to 2041 (WICHE). The U.S. total falls about 13%; a directional feeder-market signal, not an enrollment forecast.
Stable or growing
1.6%
— percentile in peer group
Projected change in the number of high-school graduates in the institution's HOME STATE from the class of 2025 (the national peak) to 2041, per WICHE's Knocking at the College Door, 11th Edition (Dec 2024). The 'enrollment cliff' is the post-2008 birth decline reaching college age; the U.S. total is projected to fall about 13% over this window. A college recruits from many states, so its home-state projection is an indicative directional signal of feeder-market pressure, not a forecast of that institution's own enrollment.
Admission yield
Average
72%
53rd percentile in peer grouppeer median 72%
Share of admitted students who enrolled (IPEDS Admissions, Fall 2023): students who enrolled ÷ students admitted. A demand signal — how many accepted offers the institution converts to enrollment. Higher yield generally reflects stronger demand, though binding early-decision programs and price positioning can inflate it. Open-admission institutions do not report admissions and show none.
Student body
Undergraduate race & ethnicity IPEDS 2024-25
White48.4%
Hispanic/Latino20.4%
Black19.7%
Unknown4.6%
Two or more races4.1%
Asian1.8%
American Indian/Alaska Native0.5%
International0.4%
Native Hawaiian/Pacific Islander0.1%

Undergraduate enrollment by race and ethnicity, as reported to IPEDS (College Scorecard). “International” denotes nonresident students; “Unknown” means race/ethnicity was not reported.

Student Outcomes & Risk
Median earnings (10 yr)Median earnings of former students ten years after first enrolling (working, federally-aided students).
Strong
$55,736
86th percentile in peer grouppeer median $46,573
Median debt at graduationMedian federal loan debt graduates carry at the point they complete.
Average
$24,250
67th percentile in peer grouppeer median $23,876
Share taking federal loansShare of students taking out federal loans — a borrowing-reliance signal.
80%
96th percentile in peer grouppeer median 0%
Debt-to-earnings ratioMedian graduate debt divided by median earnings — how heavy the debt load is versus what graduates earn. Lower is better.
Average
0.43×
50th percentile in peer grouppeer median 0.45×
Return on credentialMedian 10-year earnings divided by the four-year cost of attendance (annual cost × 4) — a rough payback ratio for the degree.
0.46×
— percentile in peer group
Median 10-year earnings divided by the four-year cost of attendance (average annual cost × 4). A rough payback ratio: 1.0× means a graduate's annual 10-year earnings roughly equal the full four-year sticker cost. Earnings reflect federally-aided students; cost of attendance is the published sticker price before aid, so this is conservative relative to what families net of aid pay.
Loan repayment rate (3-yr)
70.1%
— percentile in peer group
Share of student-loan borrowers who had repaid at least $1 of their loan principal within three years of entering repayment (College Scorecard, FY2024-25). Read it as context, not a simple good/bad score: a low rate can mean borrowers are struggling, but it can also mean many graduates have postponed payments while enrolled in graduate or professional school, which is common at selective schools and pushes their rate down. Unlike the cohort default rate, it is not distorted by the 2020-23 federal payment pause. Reported only where enough borrowers exist.
Top fields of study (bachelor's)

Abilene Christian University-Undergraduate Online’s largest fields by completions, with graduate earnings (4 years out) and debt benchmarked against the same field at its peer group. Sparklines show the 8-year completions trend.

FieldCompletions / yrMedian earnings, 4 yrs outMedian debtEarnings premiumRisk score
Multi/Interdisciplinary Studies17$51,695—Above benchmark +45%Low · 0
Psychology14$51,705—Above benchmark +45%Low · 0
Business, Management & Marketing9$63,921—Above benchmark +79%Low · 0
Computer & Information Sciences7————
Health Professions & Clinical Sciences2$76,936—Above benchmark +115%Low · 0
Communication & Journalism—$49,202—Above benchmark +38%Low · 0
Family & Consumer Sciences—$50,525—Above benchmark +41%Low · 0
Parks, Recreation & Fitness—$62,645—Above benchmark +75%Low · 0

All 7 top fields shown clear the TX state earnings-premium benchmark (indicative).

Earnings-premium status is an indicative estimate: median graduate earnings four years out vs the TX state median earnings of a high-school graduate (undergraduate credentials) or a bachelor’s-degree holder (graduate credentials) from the U.S. Census Bureau’s American Community Survey (2022 ACS 5-year). The official U.S. Department of Education determination uses its own cohort definition and may differ.

The risk score (0–100) is an indicative blend of earnings-premium margin and the five-year completions trend—higher means a field pays closer to (or below) the benchmark and is shrinking. A directional screen, not an official determination.

See the interactive dashboard for all fields and credential levels (associate through doctoral). Source: College Scorecard Field of Study.

Frequently asked
How financially healthy is Abilene Christian University-Undergraduate Online?
Abilene Christian University-Undergraduate Online does not file its own IPEDS finance survey — its finances are reported by its parent institution, Abilene Christian University, which scores 6.9 (Strong) on the NACUBO Composite Financial Index (the −4 to 10 balance-sheet score accreditors and boards use), computed from IPEDS FY2022-23 finances. This parent-level figure is informational benchmarking, not a credit rating.
How selective is Abilene Christian University-Undergraduate Online?
Abilene Christian University-Undergraduate Online admits about 100% of applicants, and roughly 48% of first-year students return for a second year.
What is Abilene Christian University-Undergraduate Online's student-faculty ratio?
Abilene Christian University-Undergraduate Online reports a student-faculty ratio of 26:1 (IPEDS, fall 2023) — that is, about 26 students for every instructional faculty member.
How much does Abilene Christian University-Undergraduate Online cost?
The average published cost of attendance is $30,295 and the average net price after aid is $23,698 (College Scorecard).
How much do Abilene Christian University-Undergraduate Online graduates earn?
Median earnings ten years after entry are $55,736 (College Scorecard), measured across students who received federal aid.
Are Abilene Christian University-Undergraduate Online's programs at risk under the federal earnings-premium test?
Indicatively, at Abilene Christian University-Undergraduate Online, all 7 of the largest fields with available earnings data clear the TX state earnings-premium benchmark used by the 2025 federal test (effective July 1, 2026) — median graduate earnings (four years out) exceed those of a typical worker without the credential. This is an estimate using College Scorecard earnings vs ACS medians; the official Department of Education determination may differ.
Compare with peers
Minerva UniversityReach UniversityMorris Brown CollegePacific Northwest College of ArtEvangel University-College of Online LearningEDvance College

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Source: U.S. Department of Education — College Scorecard & IPEDS (most recent releases), with the U.S. Census Bureau (ACS), the U.S. Bureau of Labor Statistics (Employment Projections, field-demand outlook) and WICHE (enrollment-cliff projections). Figures lag the current academic year by roughly two to three years. Percentiles and medians are computed within the institution's peer group. Financial Resilience is a transparent composite — see each component above. Compiled by Ibex Insights.